FinTech Glossary

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Recent Terms


  • Prospectus

    A prospectus is defined as a legal document describing a company’s securities that have been put on sale.  

  • Cancellation

    A broker sends a notice to his or her client informing them that an erroneous trade was made and is being rectified.  

  • Investment Management

    Investment management is not just restricted to buying and selling assets, it also includes handling financial assets and other investments.  

  • Capped Fund

    A capped fund is a type of investment fund which has a predetermined annual limit on the operating expenses of the fund.  

  • Cash Cow

    Cash cow is one of the four groups within the growth matrix of the Boston Consulting Group (BCG), reflecting a company that has a large market share in a low-growth industry or a business.  

  • Crash

    A crash refers to a sudden dramatic loss in value of the market, which can last for months or years.  


  • Law Of One Price

    The Law Of One Price (referred to as LOOP) is an economic theory which states that the price of identical goods in various markets must be the same after taking into consideration the currency exchange, i.  

  • Scalability

    Scalability is defined as a property of a model, system, or function that defines its capacity to cope with and operate in good condition when the workload is expanding or increasing.  

  • Consumer Price Index – CPI

    The Consumer Price Index (CPI) is a metric that measures a basket of consumer goods and services.  

  • Bureaucracy

    Bureaucracy refers both to a body of government officials who are not elected and to an administrative policy-making group.  

  • Mathematical Economics

    Mathematical economics refers to an economic model that uses the principles and methods of mathematics to create economic theories and to analyse economic dilemmas.  

  • Human Capital

    Human capital is an intangible asset or product that is not included in the balance sheet of a business.  

    Personal Finance

  • Warning Bulletin

    A list of credit cards that are lost, stolen, or compromised in some way is known as a warning bulletin.  

  • Transactor

    A transactor is defined as a consumer who is settling his or her full credit card balance on time when a billing cycle ends.  

  • Deposit Slip

    A deposit slip is a small physical form that a bank customer includes when depositing money into a bank account.  

  • Post-Retirement Risk

    The word ‘post-retirement risk’ generally points to the set of probable risks that are posed at the financial security that an individual may come across once he or she retires.  

  • Concurrent Insurance

    Concurrent insurance is the type of insurance which includes more than two insurance policies, which cover for the same risks during the same period of time.  

  • Maintenance Expenses

    Maintenance expenses are the expenses made to retain the property or material in good condition.  


  • Tax Deduction

    A tax deduction is a benefit that reduces the taxable income of a taxpayer upon the fulfilment of certain conditions.  

  • Domicile

    The place where one maintains their permanent home is known as their domicile.  

  • Deductible

    Deductible refers to tax deductions for investments and expenses a taxpayer can reduce from their taxable income.  

  • Tax Avoidance

    Tax is a source of revenue for a government of a country through which it endeavours to provide better infrastructure, the standard of living, and security to its residents.  

  • Tax Credit

    More commonly across the globe, a government may grant tax credits to encourage specific actions from taxpayers.  

  • Assessable Profit

    Assessable profit is also known as the taxable profit/income.  


  • Company

    A company is a legal entity established by a group of individuals engaged in business—commercial or industrial—enterprise and its activity.  

  • Invoice Financing

    Invoice financing is a method to borrow money against the invoices due from customers.  

  • Balanced Scorecard

    A balanced scorecard is a performance measurement tool used for a comprehensive review of the business functions.  

  • Distribution Channel

    Distribution channel refers to a network of intermediaries who enable distribution of a product from the manufacturer to the ultimate consumer.  

  • Quasi Contract

    A quasi-contract is a retroactive agreement between two parties who have no prior contractual commitments.  

  • Customer Service

    Customer service refers to the service rendered by the representatives of a company to the customers.  


  • Full Carry

    Full carry is a concept specific to the futures market.  

  • Swing for the Fences

    Swing for the fences is a phrase that refers to the attempts to make greater gains in stock market trades with near aggressive bets.  

  • Transferor

    When two parties agree to a transfer, one party will be the transferor, and the other party is known as the transferee.  

  • Negative Bond Yield

    Negative bond yields are an unusual situation in which debt issuers are paid to borrow.  

  • Fungibility

    Fungibility is the right to exchange a product or asset with other individual products or assets of the same kind.  

  • Relative Strength

    Relative strength is a calculation of the price trend of a stock or a financial instrument in comparison to another instrument, stock, or industry.  

    Corporate finance and accounting

  • Accruals

    To understand accruals, one has to understand the meaning of the word accrual, which is "the act of accumulating something".  

  • Accumulated Depreciation

    Accumulated depreciation is the total amount of the depreciation expenditure allocated to a particular asset since the asset was used.  

  • Long-Term Debt

    Any debt that has a repayment period of more than a year is known as long-term debt.  

  • Insurable Interest

    Insurable interest refers to the interest of a person, financial, or otherwise, in obtaining insurance for a person or property.  

  • Corporate Debt Restructuring

    Corporate debt restructuring refers to the realignment of a business entity which is under fiscal distress due to its outstanding commitments and obligations and to infuse liquidity into business operations to keep it afloat.  

  • Bad Debt

    Bad debt is an expense incurred by a business once it is estimated that the repayment of credit previously extended to a client is uncollectable.  

    Savings wealth management

  • Gentrification

    Gentrification is characterized as transforming a neighbourhood, from low to high value, contributing to a community.  

  • Discretionary Income

    Discretionary income is the amount of money left for an individual to spend or save after paying taxes and for personal needs, such as food, lodging, and clothes.  

  • Encumbrance

    An encumbrance is a charge by a party who is not the proprietor against a property.  

  • Heatmap

    Heatmaps are two-dimensional (2D) visible representation of information, which uses colours.  

  • Drop

    Drop is also referred to as the roll price.  

  • Vintage

    Vintage is a slang term used by mortgage-backed security (MBS) traders and investors to refer to a seasoned MBS for a certain period of time.  

Related Terms


  • Input Tax Credit

    Input tax credit refers to the mechanism of claiming a reduction of tax paid on the inputs of a business or profession.  

  • GST Rate

    Since the introduction of the Goods and Services Tax (GST) regime, there has been broad speculation about the GST rate slabs.  

  • GST Returns

    Every law requires that the registered person file the return in a certain format and within the period specified in the specific law.  

  • Cascading Effect

    One of the primary goals of a taxation system involves stopping the "taxation over taxes" or "cascading-effect" of incident taxes.  

  • Supply Under GST

    Under Goods and Services Tax (GST), supply is viewed as a taxable case for tax charges.  

  • GST Refunds

    The word "refund" means, in basic terms, a sum of money that is returned to an individual when an event occurs.  


  • Sunrise Industry

    Sunrise industry is an inherent concept that shows hope of a rapid boom for a developing sector or market in its infancy stage.  

  • Quasi Contract

    A quasi-contract is a retroactive agreement between two parties who have no prior contractual commitments.  

  • Related-Party Transaction

    A related party transaction is a two-party contract which is accompanied by a pre-existing business relationship or mutual interest.  

  • Marketing Mix

    The marketing mix refers to a set of actions or tactics used by a company for brand promotion in the market.  

  • Network Marketing

    Network marketing, which is also known as multi-level marketing, is a business model that includes a pyramid-structured network of individuals selling goods from a company.  

  • Brand

    A brand is a sign, label, logo, name, word, and/or sentence which companies use to differentiate between their products and others'.  


  • GBP

    The British pound sterling is referred to as the GBP.  

  • Clearing Corporation of India Limited (CCIL)

    The Clearing Corporation of India Ltd was established in April 2001 to render guaranteed clearing and settlement functions concerning transactions in G-Secs, money, derivative markets, and foreign exchange.  

  • Efficient Market Hypothesis (EMH)

    The Efficient Market Hypothesis (EMH), alternatively referred to as the Efficient Market Theory, is a hypothesis where share prices reflect all information and that consistent alpha production is impossible.  

  • Relative Strength

    Relative strength is a calculation of the price trend of a stock or a financial instrument in comparison to another instrument, stock, or industry.  

  • Ulcer Index (UI)

    The Ulcer Index (UI) is an indicator that calculates downside risk in terms of price declines both in magnitude and length.  

  • Prop Shop

    A prop-shop is a trading company that deploys its own resources to generate profits from trading.  

    Corporate finance and accounting

  • Ratio Analysis

    Ratio analysis is a quantitative procedure of obtaining a look into a firm’s functional efficiency, liquidity, revenues, and profitability by analysing its financial records and statements.  

  • Financial Accounting

    Financial accounting is a particular type of accounting that includes a method of documenting, summarising, and reporting the transactions arising from business operations for a period of time.  

  • Voucher

    Any written documentation supporting the entries reported in the account books, indicating the transaction's accounting accuracy, can be referred to as a voucher.  

  • Operating Revenue

    Operating revenue refers to the revenue generated by a company from its primary activities.  

  • Escalator Clause

    An escalator clause is also known as an escalation clause, where the provision allows for an automatic increase in the wages or prices.  

  • Agency Problem

    The agency problem is a scenario of a conflict of interest which is inherent in all relations wherein one party is anticipated to operate in the best interests of another party.  

    Savings wealth management

  • Provident Fund (PF)

    A provident fund is a government-managed, mandatory retirement savings scheme used in India, Singapore, and other developing nations.  

  • Joint Account

    A joint account is a bank account, which is shared by two or more individuals.  

  • Senior Citizens Saving Scheme (SCSS)

    The Senior Citizens Savings Scheme (SCSS) was implemented with the main objective of providing daily income for senior citizens in the country after they hit the age of 60 years.  

  • Land

    The land refers to a property or real estate, except buildings and facilities allocated by fixed spatial boundaries.  

  • Encumbrance

    An encumbrance is a charge by a party who is not the proprietor against a property.  

  • Property

    Property is any physical or virtual entity owned by an individual or jointly owned by a group of individuals.