DSP Credit Risk Fund Direct Plan Growth - Regular - Latest NAV [ ₹32.4179 ], Returns, Performance, Portfolio & Returns 2021

DSP Credit Risk Fund Direct Plan Growth

  • highlight
    4.6%
  • highlight
    32.4179

Min amount: ₹500

Calculate Returns

20 yrs
₹500 invested monthly becomes
0 in a period of 20 years

Fund Summarystar

PeriodReturns(per year)
10 Years--
5 Years4.6%
3 Years2.79%
1 Year6.51%
6 Months2.41%
Fund Details
ISININF740K01OS4
RiskVery High Risk
Fund TypeCredit Risk
NAV32.4179
Exit Load1% for 365 Days

More about this fundstar

Top HoldingsWeightage
Essar Oil Limited42.54%
Net Receivables/Payables17.67%
Treps / Reverse Repo Investments / Corporate Debt Repo14.75%
Tata Steel Limited9.98%
Manappuram Finance Limited5.84%
Sintex-BAPL Limited3.56%
Sintex-BAPL Limited3.56%
Hindalco Industries Limited2.1%

About DSP Credit Risk Fund - Direct Plan - Growth

The DSP Credit Risk Fund - Direct Plan - Growth aims to generate capital appreciation in the long term, by investing in bonds of a lower credit rating and money market instruments. The fund manager focuses on a portfolio of fixed income securities which offer higher interest, to maximise return for the investors.

Pros and Cons of DSP Credit Risk Fund - Direct Plan - Growth

DSP Credit Risk Fund - Direct Plan - Growth, invests in a portfolio of bonds with a lower credit rating and money market instruments. The fund manager focuses on bonds which offer a higher interest rate, and money market instruments to protect the capital, and generate regular income for the investors. On the flip side, these bonds can default on both the principal and the interest payments.

Fund Information and Statistics

i) Inception/Launch Date

DSP Credit Risk Fund was launched on 01 January 2013.

ii) Risk Level

DSP Mutual Fund has categorised the DSP Credit Risk Fund under the 'moderate risk category'. It is riskier as compared to liquid funds.

iii) Redemption

The DSP Credit Risk Fund is open-ended and the investment is redeemable at any time.

iv) Fund Manager

Mr Laukik Bagwe and Mr Saurabh Bhatia are the current fund managers of the DSP Credit Risk Fund.

v) Entry/Exit Load

SEBI norms have stopped mutual fund houses from levying an entry load. An exit load of 1% applies to the units in excess of 10%, if redeemed within 12 months from the date of allocation.

About DSP Mutual Fund

DSP Mutual Fund, formerly called the DSP BlackRock Mutual Fund, was started as a joint venture between DSP Group of India and Merrill Lynch of the USA. It registered with the Securities and Exchange Board of India (SEBI) in 1996. DSP HMK Holdings, DSP Adiko Holdings and BlackRock Inc. are its sponsors. DSP BlackRock Trustee Company Pvt. Ltd. is its trustee. As of June 2020, the fund had assets under management (AUM) of a huge Rs 73,450 crore.

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Frequently Asked Questions

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Min amount: ₹500

Calculate Returns

20 yrs
₹500 invested monthly becomes
0 in a period of 20 years
Very High Risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns