IDBI Credit Risk Fund Regular Growth - Regular - Latest NAV [ ₹13.6257 ], Returns, Performance, Portfolio & Returns 2021

IDBI Credit Risk Fund Regular Growth

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Fund Summarystar

PeriodReturns(per year)
10 Years--
5 Years1.54%
3 Years-0.76%
1 Year7.82%
6 Months3.71%
Fund Details
RiskModerately High risk
Fund TypeCredit Risk
Exit Load1% for 365 Days

More about this fundstar

Top HoldingsWeightage
Punjab National Bank24.19%
182 DTB 2312202111.87%
Godrej Properties Limited8.65%
JSW Steel Limited8.59%
Tata Motors Limited8.5%
Power Finance Corporation Ltd.7.89%
The Tata Power Company Limited7.45%
Godrej Industries Limited7.38%
REC Limited7.2%
Net Receivable / Payable2.65%

About IDBI Credit Risk Fund

Being open-ended debt fund, for the capital appreciation the scheme seeks to generate regular income and opportunities by investing predominantly in AA and below rated corporate bonds across maturity spectrum.

Pros and Cons of IDBI Credit Risk Fund

This scheme is suitable for those who seek: 1. Best option for investors with low risk appetite. 2. Highly liquid can be easily converted to cash within a day time. 3. Tax free returns, no deduction of tax or TDS on the earnings. Only taxable if the investor sells or withdraws within a period of time.

Fund Information and Statistics of IDBI Credit Risk Fund

Inception/ Launch Date

The IDBI Credit Risk Fund was launched on 3 March 2014 by IDBI Mutual Fund.

Risk Level

The objective of the scheme will be achieved, has no assurance or guarantee. Since the exposure of lower rated scheme is limited, the overall risk is moderate.


The redemption of units proceeds within 10 business days from the date of receipt of redemption request.

Fund Manager

Mr.Bhupesh Kalyani is the fund manager of IDBI Credit Risk Fund since February 2017.

Entry/ Exit load

The entry load is NIL for this scheme. The exit load of 0.75% is applicable if redeemed within 12 months from the date of allotment.

Tax benefits of investing in IDBI Credit Risk Fund

The short term capital gains would be taxed according to the income tax slab rate of the investors. 20 percent with indexation benefit can be enjoyed by the investor in long term capital gains tax.

About IDBI Mutual Fund

IDBI Mutual Fund is managed by the IDBI Asset Management Limited. The IDBI Bank supports this fund house. This mutual fund house supports investors in taking informed investment decisions and aims at promoting financial inclusion.IDBI Mutual Fund gives opportunity to the investor to experience the prosperity of the capital markets.IDBI Mutual Fund is made up of pools of funds collected from many investors and invest in securities such as bonds, money-market, stocks etc. for capital gain.

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Frequently Asked Questions

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Start your investment

Currently this fund is not available on ClearTax Invest. We request you to checkout other Related funds
Moderately High risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns