Kotak Credit Risk Fund Direct Growth - Regular - Latest NAV [ ₹25.902 ], Returns, Performance, Portfolio & Returns 2021

Kotak Credit Risk Fund Direct Growth

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Min amount: ₹1,000

Calculate Returns

20 yrs
₹1,000 invested monthly becomes
0 in a period of 20 years

Fund Summarystar

PeriodReturns(per year)
10 Years--
5 Years8.21%
3 Years8.27%
1 Year7.82%
6 Months3.47%
Fund Details
RiskHigh Risk
Fund TypeCredit Risk
Exit Load1% for 365 Days

More about this fundstar

Top HoldingsWeightage
Talwandi Sabo Power Limited10.87%
Tata Steel Limited9.59%
Punjab & Sind Bank6.47%
Coastal Gujarat Power Limited6.28%
Net Current Assets/(Liabilities)6.14%
Bajaj Housing Finance Limited5.59%
Bahadur Chand Investments Private Limited4.21%
Power Finance Corporation Limited3.79%
Andhra Bank3.72%

About Kotak Credit Risk Fund

Kotak Credit Risk Fund, an open-ended fund scheme, aims to generate income by investing in debt and money market securities across the yield curve and credit spectrum. The scheme also tries to maintain liquidity within the fund. The scheme chooses to invest in securities that provide high accrual by taking a marginally higher credit risk. The scheme is suitable for investors having an investment horizon of 15 months and above.

Pros and Cons of Kotak Credit Risk Fund

The one-year, three-year, and five-year returns of the fund has been higher than that of the category average returns. In addition, the risk-adjusted returns of the fund is higher than the counterparts in the category.

Fund Information and Statistics

i) Inception/Launch Date

Kotak Credit Risk Fund was incepted on 11 May 2010.

ii) Risk Level

The fund includes a moderately low risk profile since the scheme predominantly invests in corporate bonds rated AA and below.

iii) Redemption

Kotak Credit Risk Fund does not impose a lock-in period on the amount you have invested. Therefore, you can redeem the fund units at any time. However, an exit load may be charged based on the time of redemption.

iv) Fund Manager

The current Fund Manager for Kotak Credit Risk Fund is Mr Deepak Agarwal.

v) Entry/Exit Load

Though there is no entry load for the purchase of mutual fund units, an exit load of 1% may be charged when you redeem/switch out units in excess of 6% of the initial investment amount within one year from the date of allotment. After completing one year, no exit load is applicable.

About Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund registered itself with Securities and Exchange Board of India (SEBI) on 23 June 1998. The sponsor for the fund house is Kotak Mahindra Bank Limited and the trustee company is Kotak Mahindra Trustee Co. Limited. The average assets under management as of 30 June 2020 is Rs.1,67,324.26 crore.

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Frequently Asked Questions

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Min amount: ₹1,000

Calculate Returns

20 yrs
₹1,000 invested monthly becomes
0 in a period of 20 years
High Risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns