Tata Retirement Savings Moderate Fund Growth
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|Risk||Moderately High risk|
|Exit Load||1% for 1835 Days|
More about this fund
|HDFC Bank Ltd||6.96%|
|ICICI Bank Ltd||6.15%|
|Kotak Mahindra Bank Ltd||3.82%|
|Housing Development Finance Corp Ltd||3.59%|
|7.26% Govt Stock 2029||3.22%|
|Reliance Industries Ltd||3.11%|
|Larsen & Toubro Ltd||2.21%|
|Talwandi Sabo Power Limited||2.12%|
About Tata Retirement Savings Moderate Fund
Being an open-ended fund, the scheme aims to provide an investment tool for investor’s retirement planning to suit their risk profile with long term financial security. The lock-in period of the scheme is 5 years or till retirement age.
Pros and Cons of Tata Retirement Savings Moderate Fund
This scheme is suitable for the investors seeking: 1. A saving scheme which provides investors tool for retirement planning. 2. Long term capital appreciation with financial security. 3. The fund comprises of three open-ended plans, irrespective of the age investors can invest in any of the plan.
Fund Information and Statistics of Tata Retirement Savings Moderate Fund
Inception/ Launch Date
The Tata Retirement Savings Moderate Fund was launched on 1 November 2011 by Tata Mutual Fund.
The scheme has a moderately high level of risk. The returns from investment in this fund can increase or decrease depending on the factors affecting the income and values generated by the fund’s portfolio of securities. The factors affecting the capital markets such as interest risks, volatility in the stocks, price and volume, taxation, political and other developments involves the risk of returns of individual’s investment. There is no assurance that the objective of the scheme will be achieved.
The units of the fund can be redeemed within 10 business days from the date of acceptance of the redemption request.
Mr.Sonam Udasi since April 2016, Mr.Murthy Nagarajan since April 2017 and Ms. Ennettee Fernandes since June 2018 are the fund managers of Tata Retirement Savings Moderate Fund.
Entry/ Exit load
The entry load is not applicable for all the funds under this scheme. The exit load of 1% is applicable if units redeemed before attainment of retirement age or 60 years.
Tax benefits of investing in Tata Retirement Savings Moderate Fund
The following taxes are applicable to income arising from investing in this scheme:
- Short-term capital gains are taxed at 15%
- Long-term capital gains in excess of Rs. 1 lakh are taxed at 10% without indexation benefits.
About TATA Mutual Fund
TATA being one of the most valued brands of India has won the trust of its mutual fund investors with its coherent performance. TATA Mutual Fund is an ideal opportunity for the investors who look forward for long- term appreciation. The fund focuses and provides transparency and rigorously neutralized risks by its overall excellence.
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All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,
- High Risk = High possible returns
- Low Risk = Stable, relatively lower returns