If you are sole proprietor a company, GSTN-registered and have a current account with any of these banks,
we guarantee credit disbursal within 24 hours

Why choose us, you ask?

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How to apply?

What makes ClearTax
the most trusted brand?

Trusted by

60,000+ CAs
1000+ enterprises


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Who is eligible for the credit?

  • An SME who is a sole proprietor with a B2B business (up to a turnover worth 5 crore) with domestic B2B GST invoice
  • SME that files monthly or quarterly GST returns
  • SME that has a current account with any of the following banks including ICICI Bank, HDFC Bank, IDFC First Bank, Axis and SBI
  • SME catering as a seller to a buyer who has a bigger business than the former

How much credit can be availed?

  • This allows funding up to 95% of an invoice value

What is the interest rate on credit?

  • This varies across banks and your credit profile. This could be between 13-15%

How is the interest rate calculated?

  • Interest is calculated on the daily outstanding amount.