House Rent Allowance or HRA is paid by an employer as part of salary. HRA helps an employee cover rental expenses. If you live on rent you can save tax on HRA. HRA is fully taxable for those who do not pay rent.
If you received HRA from your employer and paid rent but could not submit rent receipts on time to your employer, don’t worry. HRA Exemption can be claimed while filing your tax return.
Do remember to maintain rent receipts safely in your records.
Answer a few questions and cleartax will find out the maximum HRA exemption you are eligible for.
How do I know?
If you submitted any rent receipts to your employer/HR, it is very likely that you claimed some part of your HRA already. Please check your Form-16 to be sure.
Please enter your current HRA exemption value.
Where can I find this?
This sould be in your form-16 in either part-B or in annexure section. Please confirm with your HR if you are not sure.
What's your Basic Salary per month as per your pay slip?
What's your HRA Allowance per month as per your pay slip?
How much rent did you pay every month?
Which city do you live in?
Woohoo! Below is your allowed HRA exemption and HRA adjusted taxable salary
Tax is calculated on your total income earned during the year. But, if your total salary includes any past dues (i.e. arrears) paid in the current year, or your have received family pension in arrears, you are allowed some tax relief under section 89(1) read along with Rule 21A. In simple words you are saved from paying more tax because of delay in payment to you.
Please note that in order to claim this relief you need to submit Form 10E to the Income Tax department first.
Do you know the Section 89 relief amount you are eligible for?
Yes, I have the calculated value
No, I need help calculating the relief amount
Please enter the Relief 89 amountclick to see sample
Your relief amount has been noted. ClearTax will consider this relief amount in calculating your tax return. This will be shown in the last step of e-filing summary page
Note: Please don′t forget to save your data
If you need help calculating the relief amount, then a ClearTax CA expert can help you calculate this and file your returns quickly.
Do you have a Form-16?
Click here to upload your Form-16 PDF and avoid manual entry.
Your tax return will be automatically prepared.
Don't have a soft-copy? Use our step-by-step-guide to understand your Form-16.
Use our step-by-step guide to download and upload your Form-16.
Name of the Employer *
The name of Company / Organization
Employer Type/Category *
Public Sector Unit
Please provide this information as per your Form-16 Part-B.
You can match each item with the field number in your Form-16.
click to see sample
Tax Deducted at source on Salary
In your Form-16, find this under Part-A: Total of Amount of tax deposited / Remitted
click to see sample
TAN of the Employer
In your Form-16, find this under Part-A - TAN of Deductor click to see sample
Address Line *
Town / City *
ANDAMAN AND NICOBAR ISLANDS
DADRA & NAGAR HAVELI
DAMAN & DIU
JAMMU & KASHMIR
State outside India
Please do not forget to save your data.
Note: You should submit Form 10E to the Income Tax department first in order to claim this relief.
Applicable only if your salary income includes the arrears from previous years
Filing return yourself is Free.
If you need a CA's help, you can opt for our paid plans starting ₹799.
Don't lose out on HRA Exemptions if they haven't been included in your Form-16.
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