Mutual Funds - Mutual Fund Investment Online, Invest in Mutual Funds India | ClearTax

Mutual Fund Investment to Grow Your Wealth

0% commission
Upto 1.5% extra returns

Top Mutual Funds by Category

FUND

NAV

5YR RETURN

RISK

EXIT LOAD

COMPARE

Insights

Best ELSS (Tax-Saver) funds for you to invest in

ELSS or Equity Linked Savings Schemes can save you upto ₹46,800 in taxes

Get high returns on your investment along with great tax benefits

Lock-in period of just 3 years - lowest among other 80C option

Invest as low as ₹500 monthly in SIP and avoid last minute tax-saving hassle

Top plans

Investment Plans Handpicked by Experts to Grow your Wealth

Save Taxes

5 YR RETURN

16.52%

Our Tax-Saver plan is a simple investment plan that’s safe, reliable and most rewarding among all 80C tax-saving instruments!

FUND IN THE BASKET

LOCK-IN PERIOD

3 years

DURATION

5 or more years

Aggressive Growth

5 YR RETURN

17%

Double your invested money in almost 5 years with our exclusive aggressive Grow Wealth Plan

FUND IN THE BASKET

LOCK-IN PERIOD

No lock-in period

DURATION

5 or more years

Balanced Growth

5 YR RETURN

14.61%

Ideal investment choice for realizing Mid-size goals like Car, Vacations etc.

FUND IN THE BASKET

LOCK-IN PERIOD

No lock-in period

DURATION

5 or more years

Better than FD

5 YR RETURN

7.54%

Earn higher returns compared to any Bank FD’s or RD’s. Ideal for shorter 1-3 year investments

FUND IN THE BASKET

LOCK-IN PERIOD

No lock-in period

DURATION

1 to 3 years

Quick Savings

5 YR RETURN

5.85%

Ideal choice to park your money, earning you higher returns compared to any other Savings bank account. Now, save money like a Pro!

FUND IN THE BASKET

LOCK-IN PERIOD

No lock-in period

DURATION

1 to 3 years

Grow Rich

5 YR RETURN

16.1%

Reap rich rewards by investing in our exclusive Grow rich plan and fulfill all your long-term goals

FUND IN THE BASKET

LOCK-IN PERIOD

No lock-in period

DURATION

1 to 3 years

Explore fund houses

View all fund houses  →

New fund offers (NFO)

View all NFOs  →

About new fund offers (NFO)

What is a new fund offer or NFO?

A New Fund Offer (NFO) refers to the introductory offer of a scheme by an AMC. An new fund offer is raised when a fund is launched, which helps the firm raise capital for purchasing securities.


An investor can subscribe to an NFO only within a limited time period; hence, NFOs are functional on a first-come-first serve basis.

About new fund offers (NFO)

A New Fund Offer (NFO) refers to the introductory offer of a scheme by an AMC. An new fund offer is raised when a fund is launched, which helps the firm raise capital for purchasing securities.


An investor can subscribe to an NFO only within a limited time period; hence, NFOs are functional on a first-come-first serve basis.

Why should an investor invest in an NFO?
  • Significant difference in the NAV of NFO and Normal fund can help users to generate more profits
  • Users can invest in innovative mutual funds schemes launched by the AMC, early on. for e.g some schemes invest in recently launched/listed stocks and IPOs.
About new fund offers (NFO)
  • Significant difference in the NAV of NFO and Normal fund can help users to generate more profits
  • Users can invest in innovative mutual funds schemes launched by the AMC, early on. for e.g some schemes invest in recently launched/listed stocks and IPOs.

Learn about mutual funds

Explore and learn about mutual funds from multiple well curated articles.

Why Invest with ClearTax

Choose from best funds

Invest in hand-picked top performing Mutual funds

Bank graded security

Data security is our top priority. 128 Bit Bank Grade SSL. ISO 27001 DC.

Easy to invest

Sign up and start investing online within minutes.

Easy to withdraw

Withdraw anytime in 1-click with no paperwork needed

Easy to track

Track / monitor your investments 24*7 on your dashboard

Instant investment proof

Get your 80C investment proof instantly and submit to HR.

Introducing BLACK.
ClearTax on the go

File in minutes from your phone

From uploading docs to filine your return. Get done in just 7 minutes without opening your laptops.

Invest and save taxes

Now you can easily drag & drop your Form 16’s to start your invest

Get expert assistance

Choose from over 200 expert services for filing complex returns to incorporating your company.

Black

Mutual Fund FAQs

  • What Is A Mutual Fund And How Does It Work?
    Mutual funds are one of the most popular investment options these days. A mutual fund is an investment vehicle formed when an asset management company (AMC) or fund house pools investments from several individuals and institutional investors with common investment objectives. A fund manager, who is a finance professional, manages the pooled investment. The fund manager purchases securities such as stocks and bonds that are in line with the investment mandate. Mutual funds are an excellent investment option for individual investors to get exposure to an expert-managed portfolio. Also, you can diversify your portfolio by investing in mutual funds as the asset allocation would cover several instruments. Investors would be allocated with fund units based on the amount they invest. Each investor would hence experience profits or losses that are directly proportional to the amount they invest. The main intention of the fund manager is to provide optimum returns to investors by investing in securities that are in sync with the fund’s objectives. The performance of mutual funds is dependent on the underlying assets.
  • How to choose a suitable mutual fund?
    A right fund plan cannot be chosen only by considering the past performance of the fund and fund manager. To choose the right mutual fund, you need to check if the fund’s investment objective is in line with your goals.
  • How can you redeem your mutual fund units?
    You can redeem MF units anytime. You need to inform your fund house or the agent. Your money will be deposited to your bank account within 3- 7 working days, post-redemption.
  • How to Save Taxes With Mutual Funds?
    You can save up to Rs 46,800 a year in taxes by investing in equity-linked savings scheme (ELSS), the best tax-saving investment under Section 80C. The asset allocation of ELSS mutual funds is primarily made towards equity and equity-linked securities. ELSS mutual funds are the best tax-saving investment under Section 80C of the Income Tax Act, 1961. They come with a lock-in period of just three years, the shortest among all tax-saving investments. These mutual funds have the potential to provide returns in the range of 12% to 15%.ELSS funds are the only tax-saving investment with the potential to offer inflation-beating returns. Therefore, investing in ELSS mutual funds gives you the twin benefits of tax deductions and wealth creation over time.
  • What is CRISIL MF ranking?
    CRISIL is an analytical company, which provides rankings, research, and advisory services. MF rankings given by CRISIL depend on global parameters. The rankings are very crucial for investors when they are deciding on a particular scheme.
  • Is SIP better than a lump sum?
    It depends on the individuals and the market scenario. If you are risk-averse, then investing in via SIP is advisable. If the markets have fallen record levels, then a lump sum is advisable. Again, you need to assess your risk profile and requirements.
  • Do mutual funds invest only in stocks?
    No, mutual funds don’t invest only in stocks. Only equity funds invest in stocks, while debt funds and liquid funds hardly invest in stocks. In fact, there are some debt funds that don’t invest in stocks at all.
  • What is an exit load?
    It is the penalty charged by the fund house if you are not able to stay invested over a particular time frame. Most mutual funds are open-ended and come with no exit load. Investors should read the fund offer carefully before investing.
  • What is an expense ratio?
    The expense ratio is the fee charged by the fund houses to manage the investments of the investors. It is always less than 2.5% of the amount invested by the investors.
  • Are mutual funds safe?
    Yes, mutual fund investments are absolutely safe as all fund plans and fund houses are under the hawk eye of the Securities and Exchange Board of India (SEBI), the Association of Mutual Funds in India (AMFI), and the Reserve Bank of India (RBI).
  • Who can invest in mutual funds?
    All individuals who have completed their KYC process are eligible to invest in mutual funds. However, some fund houses don’t accept investments from NRIs living in the United States and Canada due to the FACTA regulations.
  • Who Should Invest in Mutual Funds?
    Everyone who has a particular financial goal, be it short-term or long-term, should consider investing in mutual funds. Investing in mutual funds is an excellent way to accomplish your goals faster. There are mutual fund plans that suit all personas. Investors need to assess their risk profile, investment horizon, and goals before getting started with their mutual fund investment. For example, if you are risk-averse and planning to purchase a car in five years, then you may consider investing in gilt funds. If you are ready to take some risk and are planning to buy a house in a period of fifteen to twenty years, then you may consider investing in equity funds. If your investment horizon is less than two years and you are looking to earn higher returns than a regular savings bank account, then you may consider parking your surplus funds in a liquid fund.