Franklin India Retirement Fund Direct Growth: NAV, Returns, Calculator, Expense Ratio & Review

Franklin India Retirement Fund Direct Growth

Moderately High Risk

Hybrid

5 Star

NAV as of Aug 14, 2025

239.01

0.11%1D Change

Returns since inception

10.43%p.a.

Moderately High Risk

Hybrid

5 Star

NAV as of Aug 14, 2025

239.01

0.11%1D Change

Returns since inception

10.43%p.a.

Franklin India Retirement Fund Direct Growth

Moderately High Risk|Hybrid|5 Star
NAV as of Aug 14, 2025

239.01

0.11%1D

Returns since inception

10.43%p.a.

Returns Calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Returns0
Final Value0
Absolute ReturnNaN%

Fund Overview

  • Rating5 Star
  • Expense ratio1.46%
  • Exit Load3% within 1095 days
  • AUM (Fund size)₹523.13 Crore
  • Lock-in period5 years
  • Age12 yrs since Jan 01, 2013
  • Min. investmentSIP ₹500 & Lump. ₹500
  • RiskModerately High
  • Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
  • Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Fund Distribution

Top Holdings
Top Sectors
Holding NameAssets (%)
National Bank For Agriculture And Rural Development9.07%
Jubilant Bevco Limited6.59%
Small Industries Development Bank Of India5.03%
Bajaj Housing Finance Limited5.01%
LIC Housing Finance Ltd4.93%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
ICICI Prudential Retireme...₹ 1,333 Cr
35.34
| 0.06%
Very High
ICICI Prudential Retireme...₹ 82 Cr
18.83
| 0.22%
Moderately High risk
ICICI Prudential Retireme...₹ 902 Cr
28.24
| 0.14%
Very High
ICICI Prudential Retireme...₹ 102 Cr
16.42
| 0.21%
Moderately High risk

NAV History

FUND

Franklin India Retirement Fund Direct Growth

NAV (Aug 14, 2025)₹239.01
ClassHybrid | Retirement
Inception DateJan 01, 2013
Fund ManagerAjay Argal, Pallab Roy, Anuj Tagra, Rajasa Kakulavarapu

FUND

Franklin India Retirement Fund Direct Growth

Initial Price₹10
Min. Investment AmountSIP ₹500 and Lump. ₹500
Exit Load3% within 1095 days

Returns

1W

1M

3M

6M

1Y

3Y

Franklin India Retir...0.1%-0.68%1.33%6.24%5.63%11.44%

About Franklin Templeton Asst Mgmt(IND)Pvt Ltd

| Trustee | Franklin Templeton Trustee Services Pvt. Ltd. | | --- | --- | | President | Mr Vivek Kudva | | Year of incorporation | 1995 | | Date of setup | 19 Feb 1996 | | Sponsors | Templeton International Inc. | | AUM | Rs 82,552.87 crore (as of March 2021) | | Website | https://www.franklintempletonindia.com/ | | Phone No. | 022-67519100 | | Email | services@franklintempleton.com | | Address | Indiabulls Finance Centre, Tower 2, 12th & 13th Floor, Senapati Bapat Marg, Elphinstone (West), Mumbai- 400 013. |

Franklin Templeton Asst Mgmt(IND)Pvt Ltd Details

  • No. of schemes86
  • Total AUM₹82,441.26 Crore
  • AddressOne International Centre, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West), Mumbai, Mumbai, Maharashtra, 400 013
  • Phone+91 22 - 67519100
Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

2.16 Lakhs ₹
Min investment of ₹500 required