HDFC ELSS TaxSaver -Direct Plan - Growth Option: NAV, Returns, Calculator, Expense Ratio & Review

HDFC ELSS TaxSaver -Direct Plan - Growth Option

Very High Risk

Elss

5 Star

NAV as of Sep 15, 2025

1542.52

-0.23%1D Change

Returns since inception

15.53%p.a.

Very High Risk

Elss

5 Star

NAV as of Sep 15, 2025

1542.52

-0.23%1D Change

Returns since inception

15.53%p.a.

HDFC ELSS TaxSaver -Direct Plan - Growth Option

Very High Risk|Elss|5 Star
NAV as of Sep 15, 2025

1542.52

-0.23%1D

Returns since inception

15.53%p.a.

  • Save up to Rs 46,800 in taxes every year.
  • Highest returns compared to other 80C investments.
  • Lowest lock-in of 3 years
Tax Saving FDPPFELSS
Average Annualised Returns i
6%8%12%
Tax rates i
30%Not taxable10%*
Returns after tax i
4.2%8.00%10.80%
Current rate of Inflation i
4%4%4%
Real Rate of Return i
0.2%4.00%6.80%
Lock-in Period i
5 years15 years3 years
*Taxable @ 10% over and above Rs 1 lakh.

Returns Calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Returns0
Final Value0
Absolute ReturnNaN%

Fund Overview

  • Rating5 Star
  • Expense ratio1.07%
  • Exit Load0% within 0 days
  • AUM (Fund size)₹16,908 Crore
  • Lock-in period3 years
  • Age12 yrs since Jan 01, 2013
  • Min. investmentSIP ₹500 & Lump. ₹500
  • RiskVery High
  • Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
  • Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Fund Distribution

Equity
92.4%
Debt
0.33%
Others
7.27%
Top Holdings
Top Sectors
Holding NameAssets (%)
HDFC Bank Ltd9.56%
ICICI Bank Ltd9.3%
Axis Bank Ltd7.59%
Treps - Tri-Party Repo6.17%
Cipla Ltd5.19%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
Mirae Asset ELSS Tax Save...₹ 25,562 Cr
55.91
| 0.11%
Very High
Aditya Birla Sun Life ELS...₹ 15,216 Cr
68.57
| 0.18%
Very High
ICICI Prudential ELSS Tax...₹ 14,346 Cr
1052.26
| 0.18%
Very High
HSBC ELSS Tax saver Fund ...₹ 4,021 Cr
148.39
| 0.27%
Very High

NAV History

FUND

HDFC ELSS TaxSaver -Direct Plan - Growth Option

NAV (Sep 15, 2025)₹1542.52
ClassELSS | ELSS (Tax Savings)
Inception DateJan 01, 2013
Fund ManagerRoshi Jain, Dhruv Muchhal

FUND

HDFC ELSS TaxSaver -Direct Plan - Growth Option

Initial Price₹10
Min. Investment AmountSIP ₹500 and Lump. ₹500
Exit Load0% within 0 days

Returns

1W

1M

3M

6M

1Y

3Y

HDFC ELSS TaxSaver -...0.81%2.12%3.19%15.69%3.02%21.82%

About HDFC Asset Management Co Ltd

HDFC Mutual Fund started as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited on December 10, 1999. It has Housing Development Finance Corporation Limited and Standard Life Investments Limited as the sponsors. HDFC Trustee Company Limited is the trustee.

HDFC Asset Management Co Ltd Details

  • No. of schemes131
  • Total AUM₹415,566.1 Crore
  • AddressHDFC Asset Management Company Limited, “HUL House”, 2nd Floor, Mumbai, Maharashtra, 400 020
  • Phone+91 22 66316333
Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

2.56 Lakhs ₹
Min investment of ₹500 required