HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan
Moderately High Risk
Hybrid
NAV as of Sep 28, 2026
₹21.43
-0.6%1D Change
3Y returns
+20.63% ↑
Moderately High Risk
Hybrid
NAV as of Sep 28, 2026
₹21.43
-0.6%1D Change
3Y returns
+20.63% ↑
HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan
Moderately High Risk|Hybrid
NAV as of Sep 28, 2026
₹21.43
-0.6%1D
3Y returns
+20.63% ↑
Returns calculator
Investment Type
Monthly SIP
One-Time
₹
yrs
Total investment₹9.6 Lakhs
Returns₹0
Final Value₹0
Absolute ReturnNaN%
Fund overview
- RatingNo Rating
- Expense ratio2.32%
- Exit Load0% within 0 days
- AUM (Fund size)₹149.65 Crore
- Lock-in period5 years
- Age10 yrs since Feb 26, 2016
- Min. investmentSIP ₹100 & Lump. ₹5000
- RiskModerately High
- Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year
Fund Distribution
Equity
21.28%
Debt
47.3%
Others
31.42%
Top Holdings
Top Sectors
| Holding Name | Assets (%) |
|---|---|
| Cash Offset For Derivatives | 17.13% |
| 6.67% Govt Stock 2050 | 9.33% |
| ICICI Bank Ltd | 7.99% |
| Treps - Tri-Party Repo | 7.89% |
| Larsen & Toubro Ltd | 7.54% |
Peer Comparison
Overview
Returns
Risk Ratios
| Fund Name | AUM (In Crs.) | NAV | Risk |
|---|---|---|---|
| Aditya Birla Sun Life Ret... | ₹ 487 Cr | ₹24.68 | -1.56% | Very High |
| ICICI Prudential Retireme... | ₹ 2,158 Cr | ₹38.20 | -1.52% | Very High |
| ICICI Prudential Retireme... | ₹ 1,320 Cr | ₹30.67 | -1.38% | Very High |
| ICICI Prudential Retireme... | ₹ 96 Cr | ₹20.04 | -0.57% | Moderately High risk |
NAV History - HDFC Retirement Savings Fund
FUND | HDFC Retirement Savings Fund |
|---|---|
| NAV (Sep 28, 2026) | ₹21.43 |
| Class | Hybrid | Conservative Allocation |
| Inception Date | Feb 26, 2016 |
| Fund Manager | Gopal Agrawal, Chirag Setalvad, Arun Agarwal, Anupam Joshi, Nandita Menezes |
FUND | HDFC Retirement Savings Fund |
|---|---|
| Initial Price | ₹10 |
| Min. Investment Amount | SIP ₹100 and Lump. ₹5000 |
| Exit Load | 0% within 0 days |
Returns | 1W | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|
| HDFC Retirement Savi... | -0.97% | -1.77% | -1.75% | 1% | -0.72% | 5.22% |
Frequently Asked Questions
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About HDFC Asset Management Co Ltd
HDFC Mutual Fund started as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited on December 10, 1999. It has Housing Development Finance Corporation Limited and Standard Life Investments Limited as the sponsors. HDFC Trustee Company Limited is the trustee.
HDFC Asset Management Co Ltd Details
- No. of schemes132
- Total AUM₹415,566.1 Crore
- AddressHDFC Asset Management Company Limited, “HUL House”, 2nd Floor, Mumbai, Maharashtra, 400 020
- Phone+91 22 66316333
Start your investment
Lumpsum
SIP
Amount
₹5,000
Duration
1Year
Estimated value after 1 year
(as per historical returns)
₹5,261
Investment in Regular Funds are no longer available. Switch to Direct Plan of the same fund for higher returns.