HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan - Regular - Latest NAV [ ₹41.841 ], Returns, Performance, Portfolio & Returns 2025

HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan

Very High Risk

Hybrid

NAV as of May 09, 2025

41.84

-0.7%1D Change

Returns since inception

16.83%p.a.

Very High Risk

Hybrid

NAV as of May 09, 2025

41.84

-0.7%1D Change

Returns since inception

16.83%p.a.

HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan

Very High Risk|Hybrid
NAV as of May 09, 2025

41.84

-0.7%1D

Returns since inception

16.83%p.a.

Returns calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Profit0
Final Value0
Absolute returnNaN%

Fund overview

  • RatingNo Rating
  • Expense ratio0.95%
  • Exit Load0% within 0 days
  • AUM (Fund size)₹1,566.71 Crore
  • Lock-in period5 years
  • Age9 yrs since Feb 25, 2016
  • Min. investmentSIP ₹500 & Lump. ₹5000
  • RiskVery High
  • Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
  • Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Fund Distribution

Top Holdings
Top Sectors
Holding NameAssets (%)
Treps - Tri-Party Repo15.08%
HDFC Bank Ltd7%
ICICI Bank Ltd6.02%
Reliance Industries Ltd3.26%
Axis Bank Ltd2.81%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
Aditya Birla Sun Life Ret...₹ 109 Cr
19.55 | -0.48%
Very High
Axis Retirement Fund - Ag...₹ 808 Cr
19.25 | -0.67%
Very High
Axis Retirement Fund - Dy...₹ 330 Cr
20.35 | -0.83%
Very High
Nippon India Retirement F...₹ 156 Cr
22.81 | -0.43%
Moderately High risk

NAV History - HDFC Retirement Savings Fund- Hybrid Equity Plan -Direct Plan-Growth

FUND

HDFC Retirement Savings Fund- Hybrid Equity Plan -Direct Plan-Growth

NAV (May 09, 2025)₹41.84
ClassHybrid | Retirement
Inception DateFeb 25, 2016
Fund ManagerShobhit Mehrotra, Arun Agarwal, Srinivasan Ramamurthy, Dhruv Muchhal, Nandita Menezes

FUND

HDFC Retirement Savings Fund- Hybrid Equity Plan -Direct Plan-Growth

Initial Price₹10
Min. Investment AmountSIP ₹500 and Lump. ₹5000
Exit Load0% within 0 days

Returns

1W

1M

3M

6M

1Y

3Y

HDFC Retirement Savi...-1%4.67%1.27%-2.43%9.28%17.72%

About HDFC Asset Management Co Ltd

HDFC Mutual Fund started as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited on December 10, 1999. It has Housing Development Finance Corporation Limited and Standard Life Investments Limited as the sponsors. HDFC Trustee Company Limited is the trustee.

HDFC Asset Management Co Ltd Details

  • No. of schemes130
  • Total AUM₹415,566.1 Crore
  • AddressHDFC Asset Management Company Limited, “HUL House”, 2nd Floor, Mumbai, Maharashtra, 400 020
  • Phone+91 22 66316333

Frequently Asked Questions

Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

2.39 Lakhs ₹
Min investment of ₹500 required