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ICICI Prudential Banking and Financial Services Fund Direct Plan Growth
4Direct
Growth
3 yr CAGR
+13.22%
4Direct
Growth
3 yr CAGR
+13.22%
Fund overview
Net Asset Value
₹135.15
AUM (Fund size)
8,850.47 Crore
Lock-in period
No Lock-in
Exit Load
1% in 15 days
Expense ratio
1.02%
Risk
Very High
Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
2.23 Lakhs ₹
Min investment of ₹1,000 required
Top holdings
| Holdings | Weightage |
|---|---|
| HDFC Bank Ltd | 22.13% |
| ICICI Bank Ltd | 18.84% |
| Axis Bank Ltd | 5.99% |
| Kotak Mahindra Bank Ltd | 5.75% |
| Bajaj Finance Ltd | 4.87% |
| SBI Life Insurance Co Ltd | 4.67% |
| IndusInd Bank Ltd | 4.42% |
| State Bank of India | 4.38% |
| HDFC Life Insurance Co Ltd | 4.12% |
| Treps | 3.38% |
Calculate returns
Monthly (SIP)
One-Time
₹
yrs
₹4,000 invested monthly becomes ₹0 in a period of 20 years
Top Sectors
Related Funds
| Fund | NAV | 3yr Returns | Risk |
|---|---|---|---|
| 41.86 | 16.39% | Very High Risk | |
| 192.39 | 14.02% | Very High Risk | |
| 615.76 | 17.86% | Very High Risk | |
| 61.31 | 13.52% | Very High Risk | |
| 119.65 | 35.05% | Very High Risk | |
| 34.01 | 36.5% | Very High Risk | |
| 173.33 | 29.52% | Very High Risk | |
| 58.82 | 26.03% | Very High Risk | |
| 34.79 | 26.63% | Very High Risk | |
| 40.39 | 25.55% | Very High Risk |
Key Ratios
Key Ratios
| Ratio | This Fund | Category Avg | Insight |
|---|---|---|---|
| Alpha | 1.65% | 2.61% | Worse than category avg |
| Beta | 1.02% | 0.97% | Worse than category avg |
| Returns generated per unit risk | 0.46% | 0.43% | Better than category avg |
| Downside Capture ratio | 96.82% | 93.88% | Worse than category avg |
Alpha
Worse than category avg
Worse than category avgThe fund has underperformed the benchmark and has provided lower returns than the expected catgeory average
This fund
1.65
Category avg.
2.61
BetaWorse than category avg
Worse than category avgThis fund is more volatile as compared to the index and is more risky as compared to category average
This fund
1.02
Category avg.
0.97
Returns generated per unit risk
Better than category avg
Better than category avgThe fund house has been taking excellent investment decisions in ensuring you get a good return for the risk you undertook
This fund
0.46
Category avg.
0.43
Downside Capture ratioWorse than category avg
Worse than category avgThe fund has captured almost all the downside in the benchmark meaning risk management has been below par
This fund
96.82
Category avg.
93.88
About ICICI Prudential Asset Management Company Limited
ICICI Prudential Asset Management Company Ltd. is one of the largest asset management company (AMC) in the country. It is a joint venture between ICICI Bank in India and Prudential Plc, in UK. It was started in 1993.
Managers | Roshan Chutkey, Sharmila D’mello |
Custodians | Deutsche Bank AG |
Address | ICICI Prudential Asset Mgmt.Company Limited 3rd Floor, Hallmark Business Plaza, |
Fax Nos. | +91 22 26554165 |
Telephone Nos. | +91 22 26428000 |
Homepage | www.icicipruamc.com |
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Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
2.23 Lakhs ₹
Min investment of ₹1,000 required
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Frequently Asked Questions
What are equity funds?
Equity funds are schemes which concentrate their investments in shares of companies of different market capitalization
What are large cap, mid cap, small cap and multi cap equity funds?
SEBI ranks all listed companies based on the overall market capitalization. Large-cap funds invest in top 100 companies Mid-cap funds invest in companies ranking from 101 to 250 Small-cap funds invest in companies ranking from 251st onwards. Multi-cap funds invest in small cap, mid cap and large cap companies
What are ELSS funds?
ELSS funds are tax saving mutual funds, in which majority of the funds are invested in equity schemes. ELSS has a lock-in period of 3 years.
What are Bluechip funds?
Bluechip funds are those funds that invest in stocks of well established companies which have proved to perform financially well over a long period of time.
What is a lock-in period?
It is the period for which your money will remain locked in the mutual fund. Most mutuals do not have any lock-in period. ELSS, Tax-Savers, come with a lock-in of 3 years which is the lowest compared to other 80C investment options. Lock-in period is calculated from the date of investment. Meaning SIPs will have different lock-in dates
Is KYC necessary for BLACK?
KYC is necessary for all fund houses. If you are investing through BLACK, you need to do your KYC just once. The same KYC will be used for all further investments.
What is a Mandate (Auto-SIP)?
A Mandate is a one-time registration through which you instruct your bank account to deduct a specified amount of money from your account daily towards investing into a SIP portfolio. Once you register for Mandate, you don’t have to follow the payment process every time you invest in the SIP.
