INVESTMENTS

11 Myths About Credit Score

Due to lack of knowledge, many myths about credit score keep spreading. Here is a compilation of such myths and exposure to reality.

Loan Settlement and Its Effects on Your Credit Score

Loan settlement’ is a term that is often mistaken for ‘loan closure’. However, they are not the same. Read on to know more.

What is Equifax ePORT?

Equifax offers a business-to-business e-portal marketplace called ePORT. It offers customers with user-friendly tools that provide bottom-line results.

How Credit Card Impacts Your Credit Score?

Credit score determines your trustworthiness to a lender. The way you manage your credit card transactions has a direct effect on your credit score.

How to Read Your CIBIL Report?

You may have received your CIBIL report after applying for it online. In addition, you must also know how to read it.

Best Tax Saving Mutual Funds for 2018-19

Investors can invest up to ₹1.5 lakh in ELSS funds to save taxes. Read this article to know about best tax saving mutual funds performance, returns for FY 2018 - 19.

CIBIL Grievance and Redressal Process, CIBIL Dispute Resolution

All consumers/entities may not be satisfied with the service provided by CIBIL. In this case, you can raise a grievance and bring the issue to the notice of the higher authorities of CIBIL.

Experian Credit Report and Credit Score

Experian, one of the several RBI-approved credit rating agencies, provides Credit Information Report (CIR) and credit score to lenders in order to make informed decisions.

CIBIL Dispute Resolution Process

You can raise a dispute about the errors in your CIBIL Credit Information Report. Multiple errors in a report can be highlighted in a single dispute.

Is Credit Score the Same as a Credit Report?

Credit score and credit report may seem the same. A credit score is a three-digit representation of your credit report. A credit report is a document that presents your credit history of up to thre...

Good CIBIL Score

A good CIBIL score makes it easy for you to get a credit facility at a lower interest rate with amenities such as higher loan amount, higher credit limit, longer repayment period, quicker processin...

Know More About Credit Rating Agencies in India

Credit Rating Agencies in India is authorised by SEBI. SEBI has permitted only seven credit rating agencies to store, analyse, and evaluate entities’ creditworthiness.

How to Improve your CIBIL Score?

How to improve your CIBIL Score? ,It is recommended to keep your credit score high and intact as it is profitable in many ways. A score that is on the lower side can be made better if you follow a ...

Equifax Credit Score : What, How to calculate & apply for a Free Equifax Report and Score

Equifax credit score is a 3-digit number ranging from 300 to 900 that speaks of a consumer’s creditworthiness. Equifax is a credit rating agency approved by RBI.

CIBIL Login & Registration Process for Individuals and Companies

You need to register with TransUnion CIBIL and log in to your account to get credit report for individuals and companies. Here is the procedure for CIBIL Registration & CIBIL Login

NPS vs SIP : Which is a Better Investment Plan?

Are you worried about your retirement? Here is everything you need to know about the most preferred investment options for retirement.

Real Estate vs Mutual Funds – Which is the Better Investment Option?

Should I invest in real estate or mutual funds? This is the first question that arises in the mind of every investor before he/she begins his investment journey

Rashtriya Swasthya Bima Yojana

RSBY is intended to lighten the burden of medical expenses and provide access to healthcare to families below the poverty line. Read more here.

Claim Settlement Ratio of Life Insurers: All you need to know

The claim settlement ratio of an insurer is the number of claims settled against the number of claims filed: higher the ratio, better the insurer.

Know the Differences Between Fee-Only and Fee-based Financial Advisors

The fee-based advisors charge an annual fee corresponding to the assets they manage. The fee-only financial advisors charge a flat fee on all transactions.