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How To Link Aadhaar Card With ICICI Bank Account?

By Mayashree Acharya

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Updated on: Jun 5th, 2024

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3 min read

ICICI Bank is one of the biggest Indian multinational banks and financial service providers in the country, which has a network of 5,900 branches and 16,650 ATMs across India. While opening a savings account with ICICI Bank, you have the option of linking your Aadhaar with it. According to the Central Government, you can avail subsidies and government schemes benefits only when you link your Aadhaar with your bank account.

The ICICI Bank provides multiple methods for Aadhaar linkage, including ATM, Branch Walk-in, SMS, iMobile or Phone Banking, Internet Banking, and IVR. Here is a detailed guide on how to link Aadhaar with ICICI Bank account.

How to Link an ICICI Bank Account with Aadhaar through iMobile?

The ICICI Bank iMobile app provides one of the easiest ways to link your Aadhaar Card with an ICICI Bank account. Here is a step-by-step guide to link Aadhaar with ICICI Bank account through iMobile app

Step 1: Log in to the iMobile app with the net banking credentials or 4-digit PIN.

Step 2: Select the ‘Services’ option.

Step 3: Choose ‘Instabanking Services’.

Step 4: Now, choose ‘Update Aadhaar’. 

Step 5: Fill-out the Aadhaar card number and submit your Aadhaar linkage request.

Step 6: You will receive a confirmation message upon successful seeding.

How to Link an ICICI Bank Account with Aadhaar through ATM?

The ICICI Bank also provides the facility to link bank accounts with Aadhaar through ATMs. You will have to follow the below steps to link an ICICI Bank account with Aadhaar from ATM:

Step 1: Visit the nearest ICICI ATM counter.

Step 2: Insert or swipe your card, enter the PIN, and select ‘More Options’.

Step 3: Select ‘Aadhaar Updation’ and enter the 12-digit Aadhaar card number.

Step 4: Now, re-enter and confirm the Aadhaar number and submit the request.

How to Link an ICICI Bank Account with Aadhaar through Phone Banking & IVR?

Customers of ICICI Bank can utilise the IVR and phone banking facility to link their Aadhaar cards with bank accounts. The process is free and gets completed in seconds. Follow the below steps to link your ICICI bank account and the Aadhaar card through IVR and phone banking:

Step 1: Dial the customer care number of ICICI Bank, i.e., 1800-1080.

Step 2: Choose your language and press 1 to avail ‘Banking Accounts’.

Step 3: Fill out your debit card or account number details and ATM PIN.

Step 4: After the Aadhaar prompt is played, press 1 for the Aadhaar number updation. 

Step 5: Provide the Aadhaar card number and confirm your bank account linkage.

How to Link an ICICI Bank Account with Aadhaar Online through Internet Banking?

Internet banking users can also link their ICICI Bank accounts with Aadhaar through this facility. However, you must get your net banking credentials from the bank before availing this facility. You can follow these steps to learn about how to link Aadhaar with ICICI Bank account online:

Step 1: Log in to your ICICI Bank net banking account.

Step 2: Select your account number and enter your Aadhaar number.

Step 3: Re-enter your 12-digit Aadhaar number.

Step 4: Click ‘Submit’ to link Aadhaar.

How to Link an ICICI Bank Account with Aadhaar through SMS?

Currently, ICICI Bank does not provide Aadhaar linking service through SMS.

How to Link an ICICI Bank Account with Aadhaar Offline by Visiting the Branch?

Several account holders, such as senior citizens, specially-abled people, etc., may not be proficient in using mobile phones or the Internet. Such people can link their Aadhaar with their bank accounts by visiting the bank branch. Here is a step-by-step guide on Aadhaar link to ICICI Bank account by visiting the branch:

Step 1: Visit the closest ICICI branch.

Step 2: Ask for the ‘Stay Connected’ form from the helpdesk.

Step 3: Fill in details, including your account number, customer ID and Aadhaar card number.

Step 4: Include a self-attested photocopy of the Aadhaar Card with the form and submit it.

By linking your Aadhaar card with your ICICI Bank account, you will be able to receive various facilities such as seamless crediting of government benefits, subsidies and additional security. ICICI Bank provides various methods to link your Aadhaar card with your bank account at your convenience.

Related Articles:
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3. How to Link Aadhaar Card with Punjab National Bank Account?
4. How to Link Aadhaar with Bank of Baroda Account?
5. How to Link Aadhaar with HDFC Bank Account?
6. How To Link Aadhaar Card With Kotak Mahindra Bank Account?
7. How to Link Aadhaar Card with SBI Bank Account?

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Frequently Asked Questions

Why do I need to link my Aadhaar with my ICICI Bank account?

It is important to link your Aadhaar with bank accounts, as failure to do so may result in the deactivation of your accounts. This would prevent any financial transactions until the linking process is completed.

How long does it take for my Aadhaar to be linked with my ICICI Bank account?

Once your request has been processed successfully, you will receive an SMS notification confirming the account linking within two to three business days.

What is the process of linking my Aadhaar with multiple ICICI Bank accounts?

ICICI Bank customers can easily link their Aadhaar number to their preferred bank account through the iMobile app, net banking, by calling the bank’s customer care number or visiting the bank branch. 

What if I have already linked my Aadhaar with my ICICI Bank account?

To check the ICICI Bank Aadhaar link status, visit the official Aadhaar website. From there, select the option ‘Bank Seeding Status’, enter your Aadhaar number and security code, and you will be able to view your linking status.

What if I have problems linking my Aadhaar with my ICICI Bank account?

If you are having any problem linking your Aadhaar, you can visit your nearest ICICI Bank Branch. Simply approach the lobby manager or the 'May I Help You' desk and ask for the 'Stay Connected' form. 

What is the difference between linking Aadhaar with a bank account and seeding Aadhaar with a bank account?

The main difference between these two is that, in Aadhaar Seeding, the bank updates the Aadhaar number of a customer in the CBS and NPCI mapper. Whereas, in Aadhaar linking, banks and NBFCs only update their CBS or Core Banking System.    

Is it mandatory to link my Aadhaar with my bank account?

No, it is not mandatory to link your bank account with an Aadhaar card. However, if you are receiving government scheme benefits in your ICICI Bank account, it is mandatory to link your Aadhaar with the account since the government has mandated that Aadhaar be linked with bank accounts only for receiving government scheme benefits. 

What are the benefits of linking my Aadhaar with my bank account?

Directly linking your Aadhaar to your bank account facilitates the seamless crediting of government benefits, including welfare funds, scholarships, MNREGA wages, etc. Additionally, government subsidies on essential commodities like LPG, kerosene, sugar, etc., can be effortlessly credited to your bank account when linked to your Aadhaar.

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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