e-Shram Card

The Government of India started the e-Shram yojana to provide social security to workers in unorganised sectors. The government also launched the e-Shram portal for the workers in unorganised sectors. The objective of the e-Shram portal is to collect the database of unorganised workers to provide them with the benefits of various government schemes. 

A person working in an unorganised sector should apply for a Shramik card or e-Shram card. Through the e-Shram card, the labourers and workers in the unorganised sectors can get various benefits, such as a pension after 60 years, death insurance, financial aid in case of incapacity, etc. The objective of the e-Shram card is to provide access for unorganised workers to all the new government schemes and facilities through the e-Shram portal.

What is the Unorganised Sector?

The unorganised sector comprises establishments or units engaged in selling services, goods, or production and employs less than ten workers. These units are not covered under the ESIC and EPFO. Any worker working in the unorganised sector is considered an unorganised worker. A person who is not a member of ESIC or EPFO and is a home-based worker or self-employed worker is also called an unorganised worker.

Benefits of e-Shram Card

The unorganised worker having an e-Shram card will get the following benefits:

• A pension of Rs.3,000 after attaining 60 years.
• Death insurance of Rs.2,00,000 and financial aid of Rs.1,00,000 lakh in the case of partial handicap of a worker.
• If a beneficiary (worker in an unorganised sector with an e-Shram card) dies due to a mishap, the spouse will get all the benefits.
• Beneficiaries will receive a 12-digit UAN number valid throughout India.

Eligibility for e-Shram Card

• Any unorganised worker or any person working in the unorganised sector.
• Workers should be aged between 16-59 years.
• Workers should have a valid mobile number linked with the Aadhaar card.

e-Shram Card Application Process

The application for the e-Shram card can be made through the CSC (Common Service Centre) or the e-Shram portal. The eligible persons can visit the nearest CSC centre and apply for the e-Shram card. They can locate the nearest CSC centre on the e-Shram Portal by entering the state and district for applying for the e-Shram card. 

The process of filing the application for obtaining the e-Shram card online is as follows:

• Visit the e-Shram portal (Self-registration page).
• Enter the Aadhaar linked mobile number and the captcha code and click on the ‘Send OTP’ button.
• An OTP will be sent to the mobile number. Enter the OTP and click on the ‘Validate’ button. 
• Confirm the personal details that appear on the screen.
• Enter the required details, such as address, educational qualifications, etc.
• Select the skill name, nature of business and the type of work.
• Enter the bank details and select the self-declaration.
• Click on the ‘Preview’ option to verify the details entered and click on the ‘Submit’ button.
• An OTP will be sent to the mobile number. Enter the OTP and click on the ‘Verify’ button. 
• The e-Shram card is generated and displayed on the screen.
• The e-Shram card can also be downloaded by clicking on the download option.

Documents Required for e-Shram Card

• Aadhaar card.
• Mobile number linked with Aadhaar card.
• Bank account.

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