Water is a natural resource that needs to be used efficiently and sparingly, considering its importance in all walks of life. The threat of global warming looms over the horizon as humans seek to impose their will over the earth. Considering the fact that agriculture is the backbone of India as a country, there arises a need for a substantial amount of water so as to undertake the various agricultural activities.Certain agricultural practices and practices of trade and industry often result in pollution of the natural resources. Taking into consideration all these harmful practices against nature and its resources, there also exists a responsibility on the part of the human race to do its best to preserve nature and conserve natural resources to the best of its abilities.It is the responsibility of each country and their respective governments to contribute towards the restoration of a greener, cleaner earth. The Government of India has initiated various schemes in this regard, and one of them is the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY).Initiation of Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)The farmers in India generally have an unhealthy dependence on the rainfall with regard to the cultivation of the crops and the harvested produce.

The One Rank One Pension scheme is a government scheme that provides pensions to military personnel based on their rank and service years. One Rank One Pension (OROP) scheme aims to provide a uniform pension for people retiring in the same rank, irrespective of their retirement date. Read on to find out all about the OROP scheme.What is OROP Pension Scheme?The One Rank One Pension (OROP) scheme provides uniform pensions to armed forces retiring with the same years of service and rank, irrespective of their retirement date. Under this scheme, those who retire earlier will receive the same pension as those retiring later in the same rank, bringing about fairness in the pension distribution system. The OROP addressed the long-standing grievances of unequal pension benefits among military personnel, thus promoting fairness in pension payment within the armed forces.OROP Scheme dateThe government implemented the OROP scheme in 2014.

Latest UpdateThe last date for linking Aadhaar with PAN was 30th June 2023. PAN will become inoperative from 1st July 2023 if it is not linked with Aadhaar. The Income Tax Department has issued a reminder to taxpayers to link their PAN with Aadhaar by 31st May 2024 if they have not yet linked them. The reminder also states that if the PAN - Aadhaar linking is not completed within 31st May 2024, it will lead to tax deduction/ collection (TDS/ TCS) at a higher rate under Sections 206AA and 206CC of the Income Tax Act, 1961. This is because of using an inoperative PAN for transactions entered into before 31 March 2024. All citizens having a PAN card should have linked it with their Aadhaar card by 30th June 2023. The government has made it mandatory for all taxpayers having a PAN card to link it with their Aadhaar card within the deadline. However, a late penalty of Rs.1,000 should be paid before requesting to link PAN-Aadhaar.When the PAN-Aadhaar linking is not done within 30th June 2023, the PAN card will become inoperative from 1st July 2023.

Latest PM Kisan News:Govt released the 18th installment of PM-Kisan on 5 October 2024.Govt released the 17th installment of PM-Kisan on 18 June 2024.Govt released the 16th installment of PM-Kisan on 28 February 2024.Govt released the 15th installment of PM-Kisan on 15 November 2023.Govt released the 14th installment of PM-Kisan on 27th July 2023. PM-Kisan 18th Installment NewsThe Prime Minister released the PM-Kisan 18th installment on 5 October 2024 to more than 9.4 crore farmers, including marginal and small farmers. In the 18th installment, an amount of more than Rs. 20,000 crore was transferred to the beneficiary's bank accounts. Beneficiaries will receive Rs.2,000 under the 18th PM-Kisan installment directly to their bank accounts through DBT.PM-Kisan 17th Installment NewsThe Prime Minister released the PM-Kisan 17th installment on 18 June 2024 to more than 9.26 crore farmers, including marginal and small farmers. In the 17th installment, an amount of more than Rs.

Yes Bank is a full-service commercial bank founded in 2004 and is headquartered in Mumbai. The bank is focused on providing products and services catering to retail, MSMEs and corporate customers, for example, merchant banking, investment banking and brokerage businesses. Yes Bank provides attractive FD interest rates and flexibility. This article aims to cover everything you should know about Yes Bank FD schemes.Yes Bank Deposit Interest Rates 2024Yes Bank fixed deposit interest rates for deposits below Rs. 3 crore are given in the below table effective from 8 June 2024:PeriodInterest rates for regular customers (% p.a.)*Interest rates for senior citizens (% p.a.)7- 14 days3.253.7515- 45 days3.704.2046- 90 days4.104.6091- 120 days4.755.25121- 180 days5.005.50181- 271 days6.106.60272 - less than 1 year6.356.851 year7.257.751 year 1 day - less than 18 months7.508.0018 months 8.008.5018 months 1 day - less than 24 months7.758.2524 months - less than 36 months7.257.7536 months - less than 60 months7.258.0060 months7.258.0060 months 1 day - less than 120 months 7.007.75*Interest rates are subject to change at the discretion of the bank. Different Types of FD SchemesFixed Deposit SchemeThe minimum deposit amount for this account is Rs.10,000.

City Union Bank (CUB), formerly known as The Kumbakonam Bank Limited, was incorporated as a limited company in 1904. The bank provides deposits and loans to retail customers. It offers different Fixed Deposit (FD) schemes to the customers to fit their needs. Here is everything you need to know about City Union Bank fixed deposits.City Union Bank Fixed Deposit Interest Rates 2024The interest rates given in the below table are for deposits below Rs.1 crore effective from 1 September 2024. Deposit TenureInterest Rates for Regular Customers (% p.a.)*Interest Rates for Senior Citizens (% p.a.)*7-14 days5.005.0015-45 days5.505.5046-90 days5.755.7591-180 days6.006.00181-270 days6.256.50271-332 days6.506.75333 days7.508.00334-400 days7.007.25401 days-3 years6.506.753-10 years6.256.50Tax Saver Scheme7.107.10*Interest rates are subject to change from time to timeDifferent Types of IOB FD Schemes1. Fixed DepositThis is a regular fixed deposit scheme where you can deposit any amount starting at Rs.100 based on your convenience for a period of 7 days up to 10 years.

RBL Bank, a next-generation bank, offers a secure way of earning returns on lump-sum deposits through their Fixed Deposit (FD) schemes. Find out the interest rates applicable, special features of FD schemes, eligibility criteria, documents required, and other details about RBL Bank FD schemes here.Fixed Deposit Interest Rates 2024 of RBL BankThe interest rates provided in the table below apply to deposits up to Rs.3 crore applicable from 29th July 2024 (Premature Withdrawal Allowed):Deposit TenureInterest Rate for Regular Customers (% p.a.)*Interest Rate for Senior Citizens (% p.a.)*7 days to 14 days3.504.0015 days to 45 days4.004.5046 days to 90 days4.505.0091 days to 180 days4.755.25181 days to 240 days5.506.00241 days to 364 days6.056.55365 days to 452 days7.508.00453 days to 499 days7.808.30500 days8.108.60501 days to 545 days7.808.30546 days to 24 months8.008.5024 months 1 day to 36 months7.508.0036 months 1 day to 60 months 1 day7.107.6060 months 2 days to 120 months7.007.50Tax Saving Fixed Deposit (60 months)7.107.60The interest rates provided in the table below apply to deposits up to Rs.3 crore (Rs.50 lakh and above for non-individuals and Rs.1 crore and above for individual customers) applicable from 29th July 2024, where premature withdrawal is not allowed:Deposit TenureInterest Rate for Regular Customers (% p.a.)*Interest Rate for Senior Citizens (% p.a.)*365 days to 452 days7.708.20453 days to 499 days8.008.50500 days8.308.80501 days to 545 days8.008.50546 days to 24 months8.208.7024 months 1 day to 36 months7.708.2036 months 1 day to 60 months 1 day7.307.8060 months 2 days to 120 months7.207.70*Interest rates are subject to change from time to time.Different Types of RBL Bank FD SchemesDigital Fixed Deposit:A Digital Fixed Deposit is a fixed deposit which can be opened and managed entirely online through the RBL Bank’s website or RBL MoBank App. You can deposit a lump sum of money for a fixed period at a fixed interest rate. This scheme gives you a guaranteed return on your deposits.ACE Fixed Deposit:ACE Fixed Deposit is a domestic term deposit in which the depositor gets a differential interest rate over the normal fixed deposit rate for deposits of Rs.1 crore and above. However, the depositor must surrender the premature withdrawal option.

The idea of One Nation One Election means having simultaneous elections for the Lok Sabha and all the state assemblies in the country. This means elections for the Lok Sabha and all state assemblies will be done simultaneouly and the voting will take place concurrently.However, in India, the general elections to elect the members of state assembly polls and Parliament are held separately when the incumbent government’s tenure ends or gets dissolved for some reason.Thus, the government proposed a One Nation One Election in India and constituted a committee headed by the former President of India, Ram Nath Kovind, to explore the possibility of the concept of One Nation One Election. What is One Nation One Election?Simultaneous Elections, popularly known as One Nation One Election, mean holding elections for all the State Legislative Assemblies, House of the People, and local bodies (Municipalities and Panchayats) simultaneously throughout the country. Elections to the Legislative Assemblies of States and House of the People were held simultaneously in India from 1951-52 to 1967. This cycle broke, and currently, elections are held every year and sometimes even within a year at different times, which results in massive government expenditures, diversion of security forces and electoral officers engaged in elections from their primary duties for prolonged periods, disruption in developmental work due to the application of the Model Code of Conduct, etc.Thus, the Law Commission of India observed in its 170th Report on Reforms of the Electoral Laws that the government should consider the situation where the Lok Sabha and all the Legislative Assemblies elections are held at once, i.e. One Nation One Election. Under the One Nation One Election, elections will be held only once every five years for both the Lok Sabha and all the Legislative Assemblies throughout the country.How can One Nation One Election work?The first step in making One Nation One Election work is to conduct simultaneous elections for the State Legislative Assemblies and the House of the People. For this, there is no requirement for the ratification by the states of constitutional amendments. The second step will be to synchronise elections of the Panchayats and Municipalities with the State Legislative Assemblies and the House of the People in such a way that Panchayats and Municipalities elections are held within 100 days of holding elections to the House of the People and the State Legislative Assemblies.

The Employees’ Provident Fund (EPF) acts as a saving tool. The employee and the employer contribute an equal amount towards savings that can be availed upon retirement or after switching jobs. You can now check your EPF balance via SMS, by giving a missed call, the EPFO app/Umang app, and the EPFO Portal. Checking the EPF balance becomes essential when you plan to withdraw the PF amount for any expenses, take a loan against the EPF balance or check the interest accumulated in your EPF account. For more information, read our articles on PF Claim Status, PF Transfer, EPF Withdrawal & EPF Payment.How to Check PF Balance?There are multiple ways to check your PF balance, both with and without UAN. They are listed as follows:Giving missed call to mobile number - 9966044425Sending an SMS to mobile number - 7738299899Using EPFO online portalUsing UMANG mobile applicationHow to Check PF Balance by UAN Number?PF Balance Check Using the UMANG/EPFO AppTo check EPF balance, make sure that you have activated your Universal Account Number (UAN). UAN is a unique identification number provided for all employees enrolled under the EPF scheme.

Investment in a fixed deposit (FD) scheme is often considered safer as compared to investing in other investment options. Fixed deposit schemes allow people to invest money for a designated period, post which a fixed rate is to be paid for the deposit period. Union Bank of India’s fixed deposit scheme offers great returns upon maturity. Latest UpdateRBI has announced a new rule applicable to unclaimed, matured FD accounts. That is the funds in an unclaimed, matured FD account will attract an interest rate as applicable to the savings account or the contracted rate of the matured FD, whichever is lower.Fixed Deposit Interest Rates 2024 of Union Bank of IndiaPlease note that the interest rates provided in the table below are applicable for a deposit amount up to Rs.3 crore and are effective from 2 August 2024.Fixed Deposit TenureInterest Rate for Regular Customers (% p.a.)*Interest Rate for Senior Citizens (% p.a.)*7 to 14 days3.504.0015 to 30 days3.504.0031 to 45 days3.504.0046 to 90 days4.505.0091 to 120 days4.805.30121 to 180 days5.005.50181 days < 332 days6.356.85333 days7.407.90334 days < 1 year6.356.851 year6.807.30>1 year to 398 days6.807.30399 days7.257.75400 days < 2 years6.607.10>2 years to 996 days 6.607.10997 days6.406.90>998 days < 3 years 6.607.13 years6.707.2>3 years to 5 years6.507.00>5 years to 10 years6.507.00*Interest rates are subject to change.Different Types of Union Bank of India FD SchemesFixed Deposit Receipt (FDR)This account works similar to a regular FD account with the minimum deposit amount being Rs.1,000. However, in the case of depositing subsidies received from the government-sponsored schemes, margin money, earnest money, and court attached/ordered deposits, minimum deposit criteria is not applicable.