PAN card download allows individuals to access a digital copy of their Permanent Account Number (e-PAN card), issued by the Income Tax Department. You can download PAN card online through NSDL (Protean), UTIITSL, or the Income Tax e‑Filing portal using Aadhaar, PAN number, or acknowledgement details.This guide explains how to download PAN card online and offline in detail. Key HighlightsFastest Method: Download e-PAN instantly via Income Tax e-Filing portal (for Instant e-PAN applicants).Free Download Window: Free within 30 days of PAN allotment (Protean/UTIITSL).After 30 Days: ₹8.26 fee for e-PAN download (including GST).Methods to Download PAN Card OnlineMethodBest ForRequired DetailsIncome Tax e-Filing (Instant e-PAN)Aadhaar-linked PAN applicantsAadhaar + OTPProtean (NSDL)PAN applied via NSDLPAN or Acknowledgement No.UTIITSLPAN applied via UTIITSLPAN + DOBPrerequisites to Download PAN CardApplicants must posses these documents to download their PAN card:Acknowledgement Number PAN Aadhaar NumberMobile NumberHow to Download PAN Card From NSDL? The facility to download an e-PAN card through the NSDL Protean portal is available for applicants who have applied for a PAN card through the NSDL Protean website. Any new PAN card or updated PAN card can be downloaded free of cost within 30 days of PAN card allotment or confirmation from the income tax department. Otherwise, you need to pay extra charges of ₹8.26. NSDL PAN card download can be done via two methods:Using PAN Using Acknowledgement numberHere is the process for NSDL PAN card download: Step 1: Go to the official website of the NSDL Protean portal.Step 2: Scroll down and select ‘Request for e-PAN/ e-PAN XML (PANs allotted in last 30 days)’ or ‘Request for e-PAN/ e-PAN XML (PANs allotted prior to 30 days)’, as applicable. You will be redirected to a new page.Step 3 (a): Download e-PAN by PANOn the next page, choose the ‘PAN’ option, enter your PAN number, Aadhaar number, date of birth/incorporation and GSTN (if applicable), and captcha code and click the ‘Submit’ button.Step 3(b): Download e-PAN by Acknowledgement numberWhen you choose the ‘Acknowledgement Number’ option, enter the Acknowledgement number, date of birth/incorporation, captcha code and click the ‘Submit’ button.Step 4: Choose any one option to receive OTP - Email ID, mobile number or both, tick the declaration and click the ‘Generate OTP’ button.Step 5:  Now, enter the OTP and click on the ‘Validate’ button.Step 6: If your free download of e-PAN is exhausted, you will receive a message on the screen.

Axis Bank provides National Electronic Funds Transfer (NEFT)  service for its customers for quick transfer of funds. With this service, customers can transfer money between Axis Bank accounts and accounts held in other banks, pay bills and make credit card payments.What are Axis Bank NEFT Charges?Below are the details of Axis Bank NEFT charges:Transaction AmountMaximum Charge (Excluding GST)Up to ₹10,000₹2.50 + GSTAbove ₹10,000 to  ₹1 Lakh₹5.00 + GSTAbove ₹1 Lakh to ₹2 Lakhs₹15.00 + GSTAbove ₹2 Lakhs₹25.00 + GSTHow to Make NEFT Axis Bank Transfers? Axis Bank offers a simple and efficient process for transferring funds via NEFT, whether to accounts in other banks or within Axis Bank itself.I. NEFT Transfers from Axis Bank to Other BanksLog in to Axis Bank internet banking with your Login ID and password.Navigate to the ‘Transfer Funds’ menu and select ‘Other Bank Account’.Add payee to add a new beneficiary to whom you want to send money. Once the payee is added, select the payee.Enter the amount to be sent, select ‘NEFT’ and click ‘Proceed’. Once the transaction is processed, you will receive a confirmation message.II. Transferring Funds from Axis Bank to Axis BankLog in to Axis Bank internet banking with your Login ID and password.Navigate to the ‘Transfer Funds’ menu and select ‘Within Bank Account’.Enter the required details, including the payee’s name, account number, and IFSC code.Enter the amount to be sent, select ‘NEFT’ and click ‘Proceed’.Once the transaction is processed, you will receive a confirmation message.Axis NEFT TimingsAxis Bank offers NEFT transactions 24x7 through Retail Internet Banking (RIB), Mobile Banking, and Corporate Internet Banking (CIB).

UPI (Unified Payments Interface) has revolutionised the way Indians manage their finances, offering seamless, secure, and instant money transfers through unique UPI IDs. Introduced by the NPCI (National Payments Corporation of India) in 2016, it allows users to send and receive money digitally, powering a smooth and efficient digital payment experience.In this article, we’ll cover what is UPI ID, UPI ID meaning, how to create UPI ID using apps like Google Pay, PhonePe, Paytm, BHIM, and even through 99#.What is UPI ID?UPI IDs facilitate payments between customers and merchants. The UPI ID, also known as Virtual Payments Address (VPA), is unique to each customer. Users can share their UPI ID instead of sharing their bank account details with customers or family members when they need to receive payments.Anyone can create a unique UPI ID using their preferred UPI application, such as Google Pay, Paytm, PhonePe, Amazon Pay, or CRED. To create a UPI ID or VPA, individuals should download the UPI app on their mobile device and register with it. Individuals must have a bank account since they can only receive and make payments through UPI platforms when integrated with a bank account.

The Google Pay transaction limit per day remains Rs. 1,00,000 for most banks with a maximum of 20 transactions allowed per day. Additionally, Google Pay limits vary based on your bank and transaction type (e.g. P2P, merchant, or capital market transactions). Knowing these limits helps ensure seamless bill payments, shopping, and money transfers through UPI.Read ahead to explore the full breakdown of the GPay limit per day, including bank-wise and transaction-specific details.GPay Limit Per Day in India Transaction TypeGPay LimitP2P (Peer-to-Peer Transfers)Rs.

HDFC UPI limit rules determine how much you can transfer per day through any UPI app linked to your HDFC Bank account. Whether you use GPay, PhonePe, Paytm or PayZapp, the same HDFC UPI limit applies. This guide explains the UPI limit per day in HDFC, what new users should know, and how to increase UPI limit in HDFC under the latest UPI guidelines.Key HighlightsUPI limit per day with HDFC is Rs. 1,00,000 or up to 20 transactions in 24 hours.New HDFC UPI users have a Rs. 5,000 limit for the first 24 hours after registration.Merchant payments can go up to Rs.

The SBI UPI limit determines how much you can transfer per day through any UPI app linked to your SBI bank account. Whether you use Google Pay, PhonePe, Paytm, or the SBI YONO app, the same SBI UPI transaction limit applies. While users can set a lower personalised limit, the maximum cap cannot exceed SBI’s daily authorised limit.Key Highlights:SBI UPI Limit per Transaction: Rs. 1,00,000.SBI UPI Limit per Day: Rs. 1,00,000.Transactions per Day: Up to 20 for person-to-person (P2P); no cap for person-to-merchant (P2M) within the Rs.

The Unified Payments Interface (UPI) is an instant, real-time payment system developed by the National Payments Corporation of India (NPCI) that enables seamless fund transfers between bank accounts through a single mobile application. In this article, we will explore what UPI is, UPI full form, what a UPI ID and PIN are, how they work, and how to set them up, and many more.Latest Update: UPI Collect Request Ban from 1 October 2025From 1 October 2025, the NPCI has banned peer-to-peer (P2P) UPI collect transactions. The feature, which allowed users to request money from friends or contacts, is being discontinued due to rising fraud cases. Verified merchants can continue to use collect requests, but individuals will no longer be able to generate P2P requests.What is UPI?UPI is a single platform that merges various banking services and features under one umbrella. A UPI ID and PIN are sufficient to send and receive money. Real-time bank-to-bank payments can be made using a mobile number or virtual payment address (UPI ID).It facilitates peer-to-peer and merchant payments using a virtual address as a payment identifier, supports two-factor authentication, and works 24/7 with instant settlement.

FASTag Annual Pass is a toll payment option introduced by the Ministry of Road Transport and Highways for non-commercial private vehicles such as cars, vans, and jeeps. The pass is priced at ₹3,075 and allows seamless travel for one year or up to 200 trips, whichever is earlier. It is linked to an active FASTag for quick and hassle-free activation.Key Highlights:New Price change 3000 to 3075, effective from 1st April, 2026.Cash payments at tool boths are likely to be not accepted from 1 April 2026.FASTag Annual Pass can be purchased online through the Rajmargyatra App or the NHAI website.FASTag Annual Pass gets activated within 2 hours after payment and verification of an active FASTag linked to the vehicle’s VRN.FASTag Annual Pass DetailsOn 15 August 2025, the Union Minister of Road Transport and Highways launched FASTag-based annual pass designed exclusively for non-commercial private vehicles such as vans, cars and jeeps. However, this pass is not issued for commercial vehicles.The pass is valid for a year from its activation or up to 200 trips in a year, whichever comes first. The FASTag annual pass will provide commuters with hassle-free highway travel without restrictions on National Highways (NH) and National Expressways (NE) throughout the year. Two payment options:Annual Pass Price: ₹3,075 fixed access of up to 200 toll crossings within one year.Distance-based: ₹50 per 100 km.The FASTag annual pass aims to offer uninterrupted, seamless, and cost-effective travel for vehicle owners. It eliminates the need for frequent FASTag top-ups and enhances the driving experience across India’s national road network.How Does FASTag Annual Pass Work?Step 1: Your vehicle should already have an active FASTag attached to the windshield and linked to your vehicle registration number.Step 2: Buy the annual pass through the Rajmarg Yatra app or the NHAI website for Rs 3075.Step 3: The pass will get activated within about 2 hours, and you will receive an SMS confirmation.Step 4: When you pass through any National Highway or Expressway toll plaza, the RFID scanner reads your FASTag and deducts one trip from your 200-trip limit, rather than charging your FASTag wallet.Step 5: After each trip, you will receive an SMS showing how many trips remain and the validity of your pass.Step 6: Once you complete 200 trips or after 1 year, whichever comes first, your FASTag will automatically revert to normal per-trip charges.Step 7: You can renew the pass at any time by purchasing it again on the same platforms.FASTag Annual Pass 2026 Price RevisionThe FASTag Annual Pass is revised annually in accordance with the provisions of the National Highways Fee (Determination of Rates and Collection) Rules, 2008.

Retirement age in India is 60 years for most central government employees. In the private sector, it typically ranges between 58 and 60 years, while some roles in judiciary, academia, and healthcare extend up to 62–65 years. This retirement age varies by sector, job role, and government policies. Below is a complete sector-wise breakdown of retirement age in India as of 2026.What is the Retirement Age in India in 2026?The retirement age in India is generally 60 years for government employees and 58–60 years in the private sector. However, it varies across professions, with some roles allowing retirement up to 65 years.SectorRetirement AgeCentral Government60 yearsPrivate Sector58–60 yearsState Government58–62 yearsJudiciary62–65 yearsArmed Forces35–60 yearsRetirement Age in India: Government vs Private SectorCentral Government Employees:The retirement age for central government employees in India is 60 years as of April 2026.

The NHAI has launched the FASTag annual pass on 15th August 2025 which is 79th Independence day. FASTag annual pass recharge is not like regular FASTag recharge. It is a one-time purchase of ₹3,075 valid for 1 year or 200 trips. After expiry, you need to buy a new pass instead of recharging.Key Highlights:FASTag Annual Pass can be repurchased in Rajmarg Yatra App or NHAI website after 1 year or 200 trips.FASTag annual price was hiked by “75” from 3000 to 3075.Toll booths are likely to discontinue accepting cash payments from 1 April 2026.What is FASTag Annual Pass?The FASTag annual pass is a prepaid tolling plan introduced by the National Highway Authority of India (NHAI) and the Indian Highways Management Company Limited (IHMCL) exclusively for non-commercial private vehicles. The annual pass is priced at ₹3,075 including GST, convenience and all other charges.