I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Apart from writing, I like exploring new places and trying new things.
I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Apart from writing, I like exploring new places and trying new things.
A PAN card is an essential document for various financial and tax-related transactions in India. Individuals can pan card apply online through authorised portals, making the application process quick and convenient. This article explains how to apply pan card online, including the steps to apply pan card NSDL and complete the application successfully.Key HighlightsOnline Application: Apply through Income Tax, Protean or UTIITSL portals.Instant e-PAN: Eligible Aadhaar holders can get e-PAN quickly and free.Eligibility: Individuals, minors, NRIs, companies, firms, HUFs and trusts can apply.Documents: Submit valid identity, address and DOB proofs.Fees & Time: Fees and processing time vary by application and delivery method.How to Apply for PAN Card Online?PAN card applications can be submitted online through three authorised platforms. Online applications are faster, paperless, and allow easy tracking of application status.The available online methods include:Income Tax e-Filing Portal (Instant e-PAN)Protean eGov Technologies portal (previously known as NSDL)UTIITSL portalHow to Apply PAN Card Online via Income-Tax Portal (Instant E-PAN)?Individuals having valid Aadhaar number can now apply for e-PAN instantly without filling up any application form. Here are the steps to apply for instant PAN card:Step 1: Go to the Income Tax e-filing portal and click on ‘Instant e-PAN’ option.Step 2: On the next page, click on ‘Get New e-PAN’. Step 3: Enter your Aadhaar number and click ‘Continue’. Step 4: The OTP validation page will be displayed.
An e-PAN card is the digital form of your PAN card. They are convenient to carry and you don't worry about losing them. You can easily apply for e-PAN (Permanent Account Number) cards online and receive them on your email address. Find out how to apply for the e-PAN card and check the status of your e-PAN card application.How to Apply e-PAN Card?You can apply for e-PAN card online by visiting any of the following websites:Income Tax websiteProtean (Formerly NSDL) websiteUTIITSL websitee-PAN Card Apply with AadhaarAnyone above 18 years old who does not have a PAN number allotted to him/her can apply for an instant PAN card on the Income Tax website. For an instant e-PAN card, you must have an Aadhaar number linked to your mobile number.
A PAN card correction form can be submitted to correct or update PAN details. PAN card correction online is available through authorised service providers. PAN card name correction online can be completed by selecting the name field and submitting valid supporting documents.PAN Card Name Correction Form OverviewParticularsDetailsForm Name (For Individuals)PAN CR-01 – Request for Changes or Correction in PAN DataForm Name (For Non-Individuals)PAN CR-02Effective From1 April 2026PurposeCorrection or update of existing PAN detailsDetails That Can Be UpdatedName, date of birth, gender, address and other PAN particularsApplication ModeOnline or offlineOnline SubmissionThrough authorised PAN service providersOffline SubmissionAt an authorised PAN centreSupporting DocumentsValid documents supporting the requested correctionPAN Card Correction Form Download OnlineTo correct your PAN card details, download the required form from the Protean portal.The PAN card correction form for individual applicants is Form PAN CR-01 from 1 April 2026. It is titled “Request for Changes Or Correction in PAN Data” and contains fields for corrections such as name, gender, date of birth and address.For non-individual applicants, the applicable correction form is PAN CR-02.How to Apply for PAN Card Correction Online?You can submit a PAN card correction online through Protean or UTIITSL.Step 1: Visit the official PAN service portal of Protean or UTIITSL.Step 2: Select the option for changes or correction in PAN data.Step 3: Enter your existing PAN and the other details requested on the application page.Step 4: Continue with the application using the token or reference number generated by the portal.Step 5: Select the PAN details that need to be corrected and enter the updated information.Step 6: Upload the required supporting documents and complete the applicable authentication process.Step 7: Pay the applicable fee and submit the application.Step 8: Save the acknowledgement or reference number to track your PAN correction application.Note: For applications from 1 April 2026, individual PAN holders must use Form PAN CR-01 for changes or corrections in PAN data.How to Apply for PAN Card Correction Offline?You can submit the PAN card correction form at an authorised PAN centre.Step 1: Download the applicable PAN correction form. From 1 April 2026, individual applicants use Form PAN CR-01 for changes or corrections in PAN data.Step 2: Fill in the required details and select the fields that need correction.Step 3: Attach the required supporting documents, photograph and signature, as applicable.Step 4: Submit the completed form and documents at an authorised PAN centre.Step 5: Pay the applicable processing fee and collect the acknowledgement.Step 6: Use the acknowledgement number to track the status of your PAN correction request.Documents Required for PAN Card CorrectionThe documents required depend on the PAN detail being corrected.
After applying for a PAN card through Protean (formerly NSDL) or UTIITSL, applicants may want to track their application to know whether it has been processed, dispatched, or requires further action. Checking PAN card status helps avoid delays and keeps you informed throughout the application process. There are many ways through which you can check your PAN application status.Ways to Check PAN Card StatusMethodDetails RequiredHow to CheckOnline - Protean (NSDL) Portal15-digit acknowledgement numberGo to the Protean PAN Status page and enter the acknowledgement number.Online - UTIITSL PortalCoupon/application number + date of birthGo to the UTIITSL Track PAN Card page and enter the required details.Online - Income Tax e-Filing (e-PAN)Aadhaar number + OTPVisit the Income Tax e-PAN status page and verify using the OTP sent to your Aadhaar-linked mobile number.SMS15-digit acknowledgement numberSend NSDLPAN <acknowledgement number> to 57575.Call15-digit acknowledgement numberCall the TIN Call Centre at 020-27218080 and provide your acknowledgement number.WhatsApp15-digit acknowledgement numberSend "Hi" to 8096078080 and follow the prompts to check the status.Mobile App - UMANG/ MyPANAcknowledgement number or coupon numberOpen the UMANG (Protean) or MyPAN (UTIITSL) app and select Track PAN Status.How to Check/ Know PAN Card Status?You can check PAN card status easily using multiple methods like calling customer care, sending an SMS, using WhatsApp, or visiting the official websites of NSDL (now Protean eGov Technologies Limited) and UTIITSL. All you need is your acknowledgement number or basic application details.Pan Card Status Check by CallYou can track your PAN card application status by calling the PAN call centre on the following numbers and providing your 15-digit acknowledgement number of PAN application:020 - 27218080 (7:00 am to 11:00 pm on all 7 days)Pan Card Status Check by SMSYou can check your PAN card status by sending an SMS. Follow the below steps to know how to check PAN card status by SMS:Step 1: Open the SMS app on your mobile.Step 2: Type the following message: “NSDLPAN <15-digit acknowledgment number>”Step 3: Send the above message to ‘57575’.For example: If your acknowledgment number is ‘097250157497256’, then type the message - ‘NSDLPAN 097250157497256’ and send it to 57575.Pan Card Status Check by WhatsApp You can know the status of your PAN card application by following the below steps:Step 1: Open WhatsApp on your mobile and message ‘Hi’ to ‘8096078080’.Step 2: You will receive a message asking for your consent to receive emails or SMS from 'Protean eGov Technologies Limited'.
PAN card for students can be issued whether they are minors or above 18 years of age. Students who are 18 or older can apply for a regular PAN card through the standard online or offline process. There is no separate category called a “student PAN card.” For students below 18 years, parents or guardians must apply on their behalf by submitting a Minor PAN card application.Let’s look at why having a PAN card for students is important and the key situations where it’s required. Requirement of PAN Card for StudentsThere are many uses of obtaining a PAN card by students, which are as follows:Students can use the PAN card to open bank accounts.Students can use it to get a student loan for higher education.Students require a PAN card to buy a motor vehicle that amounts to more than Rs 5 lakh.Students will need a PAN card if they need to apply for a debit or credit card.Students studying abroad or planning to study abroad will also need a PAN card for foreign exchange.Procedure to Apply for Student PAN CardStudents can apply for a PAN card as an adult or minor, depending upon the age, either online or offline. The process to apply for a Minor PAN card when the student’s age is below 18 years is provided here. The process for applying for a PAN card for students above 18 years is provided below.Online Procedure to Apply for a Student PAN CardStudents may apply for a PAN card online through either the Protean (formerly NSDL) website or the UTIITSL website. The process of PAN card application via the Protean (formerly NSDL) website is as follows:Step 1: Visit the official Protean (NSDL) website.Step 2: Select the ‘Application Type’ option as ‘New PAN – Form No. 93 (Indian Citizen)’ from the drop-down box and the ‘Category’ option as ‘Individual’.Step 3: Fill in the PAN card application form with the required details, such as name, email ID, phone number, date of birth, captcha code and click the ‘Submit’ button.Step 4: Select either the ‘Submit digitally through e-KYC and e-Sign’, ‘Submit scanned images through e-Sign’ or ‘Forward application documents physically’ option.Step 5: Enter the personal details, parent details, contact details, AO code and click the ‘Next’ button.Step 6: Upload the required documents, pay the prescribed fee, and click the ‘Submit’ button.Step 7: It will generate the acknowledgement number from which the students can track the PAN application status online.When the ‘Forward application documents physically’ is selected, the applicant has to affix a recent photograph on the printed application form, enclose all the required documents in an envelope and post it to the following address: Income Tax PAN Services Unit, Protean eGov Technologies Limited, 4th Floor, Sapphire Chambers, Baner Road, Baner, Pune - 411045.When the ‘Submit digitally through e-KYC and e-Sign’ or ‘Submit scanned images through e-Sign’ option is selected, there is no need to send the documents physically.
The PAHAL (Direct Benefit Transfer for LPG) scheme is India’s flagship initiative for transferring LPG subsidies directly into the bank accounts of eligible consumers. This scheme ensures transparency and eliminates intermediaries in the subsidy disbursement process. It covers over 17 crore LPG consumers nationwide, making it the largest cash transfer program globally.This article will guide you through how PAHAL works, who can register, how to check your status, and everything else you need to take advantage of this benefit.Key Highlights of PAHAL SchemeFeatureDetailsScheme NamePAHAL (Pratyaksh Hanstantrit Labh)Launched ByMinistry of Petroleum and Natural GasImplemented ThroughOil Marketing Companies (OMCs) and UIDAIObjectiveTransfer LPG subsidy directly into the consumer’s bank accountCoverageOver 17 crore householdsMode of TransferDirect Benefit Transfer (DBT) via Aadhaar-linked bank accountApplicable ForDomestic LPG consumers onlyRegistration RequirementMandatory linking of Aadhaar with LPG and bank accountsCurrent StatusActive and functional across IndiaWhat is PAHAL Scheme?PAHAL, or the Pratyaksh Hanstantrit Labh scheme, is India’s Direct Benefit Transfer (DBT) system for LPG subsidies. Instead of subsidized cylinders being delivered directly, the consumer pays the full market price for LPG and the government transfers the subsidy amount to the registered bank account.The scheme promotes financial inclusion, reduces subsidy leakages, and brings accountability by ensuring the benefit reaches the rightful consumer.How Does PAHAL Yojana Work?The working of the PAHAL scheme is simple and transparent:The consumer books a gas cylinder at the market price.Once delivered, the government credits the subsidy amount directly into the linked bank account of the consumer.To receive this benefit, the consumer must have:An active Aadhaar cardA bank accountA valid LPG consumer numberThere are two types of consumers in the scheme:Primary Aadhaar-Based DBT (preferred): Aadhaar is linked with both LPG and bank account.Alternative (Non-Aadhaar-Based): Bank account is linked directly with the LPG consumer number if Aadhaar linking is not available.Objectives of PAHAL (DBTL) SchemeThe objectives of the PAHAL (DBTL) scheme are:Removing incentives for diversion.Protect the entitlement and ensure the payment of subsidy to the consumers.Improving the availability or delivery of LPG cylinders for genuine customers.Eliminating the fake or duplicate connections.Providing self-selection in subsidy.How to Register for the PAHAL (DBTL) SchemeTo register under the PAHAL scheme and start receiving LPG subsidies, follow the steps below:Step 1: You will first have to link your Aadhaar with your LPG connection. Visit your LPG distributor (Indane, HP Gas, or Bharat Gas) or use the official portal of your LPG provider.
The Google Pay transaction limit per day remains Rs. 1,00,000 for most banks with a maximum of 20 transactions allowed per day. Additionally, Google Pay limits vary based on your bank and transaction type (e.g. P2P, merchant, or capital market transactions). Knowing these limits helps ensure seamless bill payments, shopping, and money transfers through UPI.Read ahead to explore the full breakdown of the GPay limit per day, including bank-wise and transaction-specific details.GPay Limit Per Day in India Transaction TypeGPay LimitP2P (Peer-to-Peer Transfers)Rs.
HDFC UPI limits define the maximum amount you can transfer daily through any UPI app linked to your HDFC Bank account. Whether you use GPay, PhonePe, Paytm, or PayZapp, the same limits apply. Key HighlightsDaily Limit: Up to ₹1 lakh or 20 transactions in 24 hours.New User Limit: ₹5,000 cap for the first 24 hours after registration or UPI PIN reset.Merchant Limit: Up to ₹2 lakh per transaction for merchants, mutual funds, credit card bills, and EMIs.Higher Limits: Up to ₹5 lakh per transaction for IPOs, income tax, hospitals, and education fees.No Extra Caps: No weekly, monthly, or yearly limits, and no transaction charges by HDFC Bank.What is HDFC UPI Limit?The National Payments Corporation of India (NPCI) regulates the UPI transactions and has set a daily transfer limit of ₹ 1,00,000 per individual. HDFC Bank has specific UPI transaction limit for its customers.The table below provides the HDFC UPI limit for different scenarios:UPI TransactionsMaximum LimitP2P (Person-to-Person) / P2M (Person-to-Merchant)₹1 Lakh or 20 transactions per 24 hoursCapital Markets, Mutual Funds, Credit Cards, EMIs₹2 Lakh per transactionIPO Applications, Taxes, Hospitals, Education₹5 Lakh per transactionWhat is UPI Limit Per Day in HDFC?The HDFC UPI limit is ₹1 lakh per day or 20 transactions within 24 hours for regular transfers. New users and customers who reset their UPI PIN can transfer up to ₹5,000 during the first 24 hours. These limits apply across all UPI apps, and transactions are blocked once the daily limit is reached until the next 24-hour cycle.What is HDFC UPI Transaction Limit Per Month?HDFC Bank does not impose a specific monthly limit for UPI transactions.
The SBI UPI limit determines how much you can transfer per day through any UPI app linked to your SBI bank account. Users can set a lower personalised limit; the maximum cap cannot exceed SBI’s daily authorised limit.Key Highlights:SBI UPI Limit per Transaction: ₹1,00,000.SBI UPI Limit per Day: ₹1,00,000.Transactions per Day: Up to 20 for person-to-person (P2P); no cap for person-to-merchant (P2M) within the ₹1,00,000 daily cap.New Users/Reset PIN: Limited to ₹5,000 for the first 24 hours (Android) or 5 days (iOS).SBI UPI Transaction Limit per Month: No official monthly or yearly transaction cap announced by SBI.What is the SBI UPI Transaction Limit?As of 2026, the SBI UPI transaction limits for its customers are:Per Transaction Limit: ₹1,00,000Daily Transaction Limit: ₹1,00,000Number of Transactions per Day: Up to 20 transactions for person-to-person (P2P) transfers. There is no specified limit on the number of person-to-merchant (P2M) transactions within the ₹1,00,000 daily cap.For new users or those who reset their UPI PIN, limits are temporarily restricted to:Per Transaction Limit: ₹5,000 ₹5,000 cumulative limit for:First 24 hours (Android)First 5 days (iOS)What is the SBI UPI Transaction Limit Per Month?As per SBI’s recent update, there is no specific SBI UPI transaction limit per month. However, these are subject to changes; therefore, you must keep an eye out for updated information regarding the SBI UPI limit in future.What is the SBI UPI Limit and Charges?SBI's standard UPI transaction limit is ₹1,00,000 per transaction and per day, with a cap of 20 person-to-person (P2P) transactions daily. New users or those who recently added their account or changed their UPI PIN face a restricted initial limit of ₹5,000 for the first 24 hours. SBI does not charge fees for UPI transactions, aligning with the general practice for UPI payments in India.What is the SBI UPI Transaction Limit Per Year?There is no specific annual SBI UPI transaction limit as the bank does not set a yearly cap on your UPI transactions.
UPI (Unified Payments Interface) has revolutionised the way Indians manage their finances, offering seamless, secure, and instant money transfers through unique UPI IDs. Introduced by the NPCI (National Payments Corporation of India) in 2016, it allows users to send and receive money digitally, powering a smooth and efficient digital payment experience.In this article, we’ll cover what is UPI ID, UPI ID meaning, how to create UPI ID using apps like Google Pay, PhonePe, Paytm, BHIM, and even through 99#.What is UPI ID?UPI IDs facilitate payments between customers and merchants. The UPI ID, also known as Virtual Payments Address (VPA), is unique to each customer. Users can share their UPI ID instead of sharing their bank account details with customers or family members when they need to receive payments.Anyone can create a unique UPI ID using their preferred UPI application, such as Google Pay, Paytm, PhonePe, Amazon Pay, or CRED. To create a UPI ID or VPA, individuals should download the UPI app on their mobile device and register with it. Individuals must have a bank account since they can only receive and make payments through UPI platforms when integrated with a bank account.