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Mayashree Acharya

Senior Content Writer

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Apart from writing, I like exploring new places and trying new things.

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The latest articles by Mayashree Acharya


ICICI Bank Holidays List 2025
Updated on Jun 27th, 2025 | 90 min read

Renowned for its cutting-edge financial solutions and outstanding customer service, ICICI Bank is about more than simply banking; it's also about creating a rewarding and well-rounded environment for both clients and staff. The list of national and regional holidays stands out among the various benefits of working for ICICI Bank as a considerate gesture for both staff and clients.These holidays allow clients to efficiently organize their banking activity while ensuring that personnel receive a well-earned break. We have everything you need, whether you want to visit a branch or are just inquisitive about the days off. To stay organized and maximize your time, review the full list of ICICI Bank holidays for 2025!List of ICICI Bank holidays for January 2025:DateOccasionStates01 January 2025, WednesdayNew YearArunachal Pradesh, Goa, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Rajasthan, Sikkim, Tamil Nadu, Telangana, West Bengal02 January 2025, ThursdayNew Year HolidayMizoram02 January 2025, ThursdayMannam JayanthiKerala06 January 2025, MondayGuru Gobind Singh JayantiHaryana, Punjab11 January 2025, SaturdayMissionary DayMizoram11 January 2025, SaturdayGuru Gobind Singh JayantiRajasthan12 January 2025, SundaySwami Vivekananda JayantiWest Bengal12 January 2025, SundayGaan-NgaiManipur14 January 2025, TuesdayMakara SankranthiArunachal Pradesh, Gujarat, Karnataka, Kerala, Odisha, Punjab, Sikkim, Telangana14 January 2025, TuesdayPongalArunachal Pradesh, Tamil Nadu15 January 2025, WednesdayMakara SankrantiAndhra Pradesh, Sikkim, Telangana15 January 2025, WednesdayPongalTelangana15 January 2025, WednesdayMagh BihuAssam15 January 2025, WednesdayThiruvalluvar DayTamil Nadu16 January 2025, ThursdayKanuma PandugaAndhra Pradesh, Arunachal Pradesh16 January 2025, ThursdayUzhavar ThirunalTamil Nadu22 January 2025, WednesdayIMOINU IRATPAManipur23 January 2025, ThursdayGaan -NgaiManipur23 January 2025, ThursdayNetaji Subhas Chandra Bose JayantiTripura, Odisha, Punjab, Sikkim, West Bengal25 January 2025, SaturdayMohm Hajarat AliUttar Pradesh25 January 2025, SaturdayState DayHimachal Pradesh26 January 2025, SundayRepublic DayAndhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal30 January 2025, SundaySonam LosarSikkimList of ICICI Bank holidays for February 2025:DateOccasionStates03 February 2023, MondayVasant PanchamiHaryana, Odisha, Punjab, Sikkim, Tamil Nadu, Tripura, West Bengal10 February 2025, MondayLosarSikkim12 February 2025, WednesdayGuru Ravidas JayantiHaryana, Himachal Pradesh, Madhya Pradesh, Mizoram, Punjab14 February 2025, FridayBasanta PanchamiOdisha14 February 2025, FridaySaraswati PujaTripura, West Bengal14 February 2025, FridayHoliHimachal Pradesh, Meghalaya, Nagaland14 February 2025, FridayVasant PanchamiTripura15 February 2025, SaturdayLui-Ngai-NiManipur19 February 2025, WednesdayChhatrapati Shivaji Maharaj JayantiMaharashtra20 February 2025, ThursdayStatehood DayArunachal Pradesh20 February 2025, ThursdayState DayMizoram25 February 2025, TuesdayMaha ShivaratriKarnataka, Kerala26 February 2025, WednesdayMaha ShivaratriChattisgarh, Gujarat, Haryana, Himachal Pradesh. Jharkhand, Madhya Pradesh, Maharashtra, Nagaland, Odisha, Punjab, Sikkim, Tamil Nadu, Telangana28 February 2025, FridayLosarSikkimList of ICICI Bank holidays for March 2025:DateOccasionStates01 March 2025, SundayChapchar KutMizoram05 March 2025, ThursdayPanchayati raj DivasOdisha, Punjab, Sikkim07 March 2025, SaturdayChapchar KutMizoram08 March 2025, SaturdayMahashivratriAndhra Pradesh, Arunachal Pradesh, Bihar, Uttar Pradesh, Uttarakhand, Rajasthan, Tripura, Uttar Pradesh, Uttarakhand14 March 2025, FridayHoliArunachal Pradesh, Bihar, Chattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Madhya Pradesh, Maharashtra, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh14 March 2025, FridayYaosangManipur14 March 2025, FridayYaosang 2nd DayManipur14 March 2025, FridayHoliArunachal Pradesh14 March 2025, FridayDoljatraWest Bengal22 March 2025, SaturdayBihar DayBihar23 March 2025, SundayS.


Indian Passport - A Complete Guide
Updated on Jun 27th, 2025 | 20 min read

A passport is an official identity and travel document issued by the Ministry of External Affairs. It allows Indian citizens to travel internationally and serves as valid proof of nationality. The validity of an Indian passport is 10 years for adults and 5 years for minors. There are three types of passports in India with differing issuance fees and processing times:Ordinary Passport (Blue): Issued to general Indian citizens for personal or business travel.Diplomatic Passport (Maroon): Issued to senior government officials and diplomats.Official Passport (White): Issued to individuals representing the Government of India on official assignments.To obtain a passport, an individual has to fulfil the eligibility conditions, such as being a citizen and of a certain age, and provide documents as proof of address, identity, and date of birth.What is a Passport?A passport is an official government-issued document that serves as proof of a person’s identity and nationality. It enables international travel by allowing the holder to enter and exit foreign countries legally. In India, passports are issued by the Ministry of External Affairs under the Passports Act, 1967.Indian passports are essential for:Applying for visas to travel abroadProving Indian citizenship in foreign countriesReceiving assistance from Indian embassies while overseasIt also acts as a valid identity document for various purposes within India.Why is a Passport Essential?A passport is essential because it legally authorizes international travel and acts as a globally recognized proof of identity and nationality.


PNB - Punjab National Bank Fixed Deposit (FD) Interest Rates 2025
Updated on Jun 27th, 2025 | 49 min read

Punjab National Bank (PNB) offers Fixed Deposit (FD) schemes that provide security and guaranteed returns. The interest rates range from 3.50% to 7.25% p.a., with a minimum deposit of Rs. 100 and a tenure ranging from 7 days to 10 years. Keep reading this blog to learn more about PNB Fixed Deposit and its interest rates.  Highlights for 2025 Punjab National Bank Fixed Deposit SchemeTenure7 days to 10 yearsSenior Citizen Interest Rates4.00-7.75% p.a.Public Interest Rates3.50-7.25% p.a. Highest Interest Rates for Public7.25% p.a.Highest Interest Rates for Senior Citizens7.75% p.a. Premature Withdrawal1% PenaltyMinimum Deposit AmountRs 100FD Interest Rates of Punjab National Bank for 2025Deposit TenureInterest Rate for Regular Customers (% p.a.)Interest Rate for Senior Citizens (% p.a.)Interest Rate for Super Senior Citizens (% p.a.)7 to 14 Days3.504.004.3015 to 29 Days3.504.004.3030 to 45 Days3.504.004.3046 to 60 Days4.505.005.3061 to 90 Days4.505.005.3091 to 179 Days4.505.005.30180 to 270 Days6.006.506.80271 Days to 299 Days6.256.757.05300 Days7.057.557.85301 Days to < 1 Year6.256.757.051 Year6.757.257.55>1 Year to 399 days6.807.307.60400 Days7.257.758.05401 Days to 2 Years6.807.307.60above 2 years & upto 3 years7.007.507.80above 3 years & upto 1203 days6.507.007.301204 days6.406.907.201205 days & upto 5 years6.507.007.30above 5 years & upto 1894 days6.507.007.301895 days6.357.157.151896 days & upto 10 years6.507.307.30Types of Punjab National Bank FD SchemesFD SchemeFeaturesDeposit AmountTenurePremature WithdrawalPNB Ordinary Term Deposit SchemeStandard FD with loan facility.


Bihar Student Credit Card Scheme: Eligibility, Interest Rate, Application Form and Documents Required
Updated on Jun 26th, 2025 | 9 min read

The Bihar Government launched the Bihar Student Credit Card (BSCC) scheme to provide financial aid to students to complete their higher education. It helps resident students of Bihar to complete their studies by taking loans at low-interest rate.Read on to know the BSCC scheme details, its eligibility, application process and documents required to apply.Bihar Student Credit Card (BSCC) SchemeUnder the Bihar Student Credit Card (BSCC) scheme, students can get loans of up to Rs.4 lakhs at minimal interest rates. They can utilise the funding to finance technical or professional courses, such as BSc, BA, Engineering, Management, Law, MBBS, etc. The children in Bihar who are interested in higher studies but cannot pursue it because of family financial problems can complete their higher education by getting a loan at low-interest rates under BSCC scheme. Here is an overview of the Bihar Student Credit Card (BSCC) scheme:Scheme NameBihar Student Credit Card (BSCC) schemeBenefitLoan of Rs.4 lakh to students enrolled in higher education, various professional or technical courses Loan Interest Rate1% p.a. for Divyang, transgender, girl students and 4% p.a.


Aadhaar PAN Link Status Check - How To Check Aadhaar PAN Card Link Status Online?
Updated on Jun 26th, 2025 | 9 min read

Latest UpdateThe last date to Link Aadhaar with PAN is 31st December 2025 for individuals who obtained their PAN card before 1st October 2024 using Aadhaar enrolment ID. Their PAN will become inoperative from 1st January 2026 if they fail to do so.  Linking your PAN card with your Aadhaar card is mandatory to ensure that your PAN card stays active. However, you may have a doubt if it is already linked. Thus, we recommend you check if your Aadhaar is linked to your PAN card.


PAN Aadhaar Link - How to Link Aadhaar Number With PAN Card Online?
Updated on Jun 26th, 2025 | 9 min read

Latest UpdateThe CBDT has mandated Aadhaar authentication for new PAN card applications from 1st July 2025. Thus, people applying for a PAN card from 1st July 2025, must have an Aadhaar card.All PAN cardholders must mandatorily link their PAN with Aadhaar card to keep the PAN card active. The deadline to link PAN-Aadhaar was 30th June 2023. Citizens who have not linked PAN with Aadhaar can still link their PAN-Aadhaar by paying a penalty of Rs.1,000.However, individuals who have obtained their PAN card on or before 1st October 2024 using Aadhaar enrolment ID, must link their PAN card with Aadhaar card by 31st December 2025 for free. If they do not link within 31st December 2025, their PAN card will become inoperable from 1st January 2026.How to Link Aadhaar With PAN Card?A PAN card which is inoperative due to non-linking with Aadhaar can be activated by paying the penalty and requesting to link PAN-Aadhaar.


What is Hallmark Gold and How to Check Hallmark on Gold?
Updated on Jun 26th, 2025 | 12 min read

Gold is seen as an ornament and a reliable investment in India. However, variations in purity, composition, and certification have led to different classifications such as 916 gold, KDM gold, and hallmarked gold. These certifications  to indicate how the gold is processed, the level of its purity, and whether it meets official standards, ensuring that customers are aware of the type of gold they are purchasing. This article will guide you through what Hallmark gold is, how to identify it, and how it differs from other types like 916 and KDM gold, helping you make informed and secure gold purchases.What is Hallmark Gold?The Bureau of Indian Standards (BIS) introduced a certification stamp in 2000 known as the BIS hallmarking scheme to indicate real gold. This was an initiative to reassure every gold buyer about the purity of their purchased metal. Since June 23, 2021, hallmarking of gold has been mandatory all over India. Hallmark indicates that the metal is verified by licensed laboratories and helps buyers to identify pure gold with this mark.


Bihar Government Holidays List 2025
Updated on Jun 26th, 2025 | 7 min read

The official holidays in Bihar that public services, educational institutions, and government offices are closed are included in the Bihar Government Holidays 2025 list. These celebrations combine state-specific observances, regional festivals, and national holidays. Festivals like Chhath Puja, Holi, and Makar Sankranti, which are observed as official holidays, are among the many cultural festivities that Bihar celebrates. To assist you with effectively planning your year ahead, this guide offers a thorough overview of Bihar's official holidays for 2025.List of 2025 Government Holidays in Bihar:Date Occasion26 January 2025Republic Day14 March 2025Holi22 March 2025Bihar Day31 March 2025Idul Fitr06 April 2025Ram Navami13 April 2025Maha Vishuba Sankranti14 April 2025Dr Ambedkar Jayanti18 April 2025Good Friday01 May 2025May Day07 June 2025Bakrid / Eid al Adha06 July 2025Muharram08 August 2025Jhulan Purnima15 August 2025Independence Day16 August 2025Janmashtami01 October 2025Maha Navami02 October 2025Vijaya Dashami02 October 2025Mahatma Gandhi Jayanti21 October 2025Diwali27 October 2025Chhat Puja28 October 2025Chhat Puja25 December 2025Christmas DayRelated Articles:Government Holidays Telangana 2025Government Holidays Punjab 2025Government Holidays Karnataka 2025Government Holidays Maharashtra 2025Government Holidays Delhi 2025Government Holidays West Bengal 2025Government Holidays Tamil Nadu 2025Government Holidays UP 2025.


Gross Domestic Product (GDP): What is GDP of India and How to Calculate it?
Updated on Jun 26th, 2025 | 7 min read

GDP (Gross Domestic Product) measures a country's economic efficiency and capacity, impacting unemployment, poverty, women's status, and literacy. A rising GDP generally improves these factors.Let's explore GDP's meaning, types, and key details about India's GDP.GDP of India 2025: Highlights Real GDP Growth for 2025-26 is projected at 6.5%, with quarterly growth estimates: Q1: 6.5%, Q2: 6.7%, Q3: 6.6% and Q4: 6.3%.India's GDP is segmented into three key sectors: industry, agriculture, and services. In FY25, agriculture is expected to grow by 3.8%. Industrial sector is expected to grow by 6.2%, while service sector will see 7.2% growth.What Is Gross Domestic Product (GDP)? : GDP is the gross valuation of all the goods and services generated within a country's borders for a specific period, typically one financial year. You can identify a country's development and economic progress from its GDP. The percentage growth of GDP over a quarter is taken as a standard growth of the economy.


IndusInd Net Banking - Login, Registration, Activation, Customer Care Details
Updated on Jun 26th, 2025 | 13 min read

IndusInd Bank offers multiple online banking services to its customers for seamless operation. IndusInd Bank’s net banking service, known as IndusNet, is one of them. With this feature, IndusInd bank account holders can operate all their banking operations online 24x7. Keep reading to learn more about IndusInd net banking.What Is IndusInd Net Banking?IndusInd net banking is an online feature that allows you to access your IndusInd bank account online. You can transfer funds, request services, pay bills, and avail of any other banking services through this feature.IndusInd Net Banking FeaturesThe following are the features of IndusInd Bank Net Banking:IndusInd net banking allows you to transfer money online to multiple bank accounts, other IndusInd accounts, or any other third-party accounts. You can also schedule the payment for later through NEFT, IMPS, or RTGS.


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