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How To Link Aadhaar Card With Kotak Mahindra Bank Account?

By Mayashree Acharya

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Updated on: Jun 5th, 2024

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3 min read

Kotak Mahindra Bank is one of the top-rated financial institutions in India, offering you various exclusive financial services. To make the most of these services, you can link your Aadhaar card with your account at Kotak Mahindra Bank. Read on to learn about the different methods of Kotak Mahindra Bank Aadhaar link so you can choose the one at your convenience. 

How Can I Link My Aadhaar with My Kotak Mahindra Bank Account Online?

Here are the steps that you can follow to link Kotak Mahindra Bank with an Aadhaar card online:

Step 1: Navigate to the official website of Kotak Mahindra.

Step 2: Log in to the Net Banking portal using your credentials.

Step 3: Select 'Banking' from the options available under ‘Quick Links’.

Step 4: Tap on the ‘Profile/Update Contact Details’ button.

Step 5: Click on the 'Update your Aadhaar’ option present on the screen.

Step 6: Accurately enter your 12-digit Aadhaar number.

As soon as you complete the application process, your bank account card linking will be initiated. 

How Can I Link My Aadhaar with My Kotak Mahindra Bank Account through SMS?

To simplify bank account and Aadhaar linking, Kotak Bank allows you to complete the process via SMS as well. The steps of Kotak Mahindra Bank Aadhaar card linking via SMS are as follows:

Step 1: Type a message in the following format:

<12-digitAadhaar number><Last 4 digits of account number>

Step 2: Send this message to the number 5676788.

This will initiate the process of linking your bank account with your Aadhaar number. 

How Can I Link My Aadhaar with My Kotak Mahindra Bank Account Offline?

You can even link your bank account with an Aadhaar card offline by visiting your nearest ATM. The steps of Kotak Mahindra Bank Aadhaar card linking via ATM are:

Step 1: Insert your debit card to the nearest Kotak Mahindra Bank ATM.

Step 2: Accurately enter your PIN.

Step 3: Move to the menu section.

Step 4: Tap the 'Aadhaar Linking' or 'Services' option.

Step 5: Enter your Aadhaar number carefully.

Step 6: Cross-check and confirm the number.

As soon as it is done, you will receive a confirmation message or even a slip. 

How to Link Aadhaar with My Kotak Mahindra Bank Account through Mobile Banking?

Follow the steps below for Kotak Mahindra Bank Aadhaar linking through mobile banking:

Step 1: Open the Kotak – 811 & Mobile Banking App.

Step 2: Log in to the app using your credentials.

Step 3: Navigate to the ‘Service Request’ option on the homepage.

Step 4: Click on the ‘Profile’ option present.

Step 5: Tap on the ‘Aadhaar Number Update’ button.

Step 6: Edit or enter your Aadhaar number accurately.

You can also visit the bank branch to complete the linking process of your account online.

How to Link Aadhaar with My Kotak Mahindra Bank Account Offline by Visiting the Branch?

Below are the steps to link your bank account with Aadhaar by visiting the branch of Kotak Bank:

Step 1: Visit your nearest Kotak Bank branch.

Step 2: Request the representative to provide you with the Kotak Mahindra Bank Aadhaar link form. 

Step 3: Fill out the application form accurately with the necessary details.

Step 4: Submit your Aadhaar card and the filled-out application to the bank.

The bank officials will verify the application. Once done, you will receive an acknowledgement receipt from your bank.

Linking Aadhaar with Other Banks

The process of linking your Aadhaar card with bank accounts at other banks is quite similar. However, you need to check the steps once as they vary slightly from one bank to another.

Remember that you are allowed to link only one bank account with your Aadhaar card at a time. So, if you are planning to link a second account, you will first need to delink the already linked account and then proceed with linking another account in its place. 

Although the Kotak Mahindra bank Aadhaar link is not mandatory, completing it can help you reap immense benefits. Also, the availability of numerous ways of linking leaves you with many options to complete the process. Hence, take some time from your busy schedule to link your Aadhaar card with your bank account and unlock various advantages. 

Related Articles:
1. How to Check Aadhaar Card Link with Bank Account?
2. How To Link Aadhaar Card With Canara Bank Account?
3. How to Link Aadhaar Card with Punjab National Bank Account?
4. How to Link Aadhaar with Bank of Baroda Account?
5. How to Link Aadhaar with HDFC Bank Account?

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Frequently Asked Questions

Why do I need to link my Aadhaar with my Kotak Mahindra Bank account?

You can unlock several benefits by linking a Kotak Mahindra Bank account with your Aadhaar number. These benefits include directly receiving scholarships, government subsidies, maximising security when carrying out transactions, etc. 

How long does it take for my Aadhaar to be linked with my Kotak Mahindra Bank account?

Usually, it takes about two working days to complete the Aadhaar Bank account linking process. So, after completion of two working days, you can log in to the official website of UID to check if the linking process is done. 

Can I link my Aadhaar with multiple Kotak Mahindra Bank accounts?

No, you are not allowed to link multiple Kotak Mahindra Bank accounts with your Aadhaar card. So, if you are planning to link a new bank account, you can delink the already linked bank account. 

What if I have already linked my Aadhaar with my Kotak Mahindra Bank account?

If you have already linked your Aadhaar number with Kotak Mahindra Bank account, you can delink it to add another bank account. Also, you can update your Aadhaar details in case there are any changes.  

What if I have problems linking my Aadhaar with my Kotak Mahindra Bank account?

In case you are facing any issues when linking your Kotak Mahindra Bank account with an Aadhaar card, you can simply contact your branch manager. They will look into the issue and solve the problems easily. 

What is the difference between linking Aadhaar with a bank account and seeding Aadhaar with a bank account?

Linking your Aadhaar card with a bank account refers to the process where you establish an initial connection. On the other hand, seeding of Aadhaar number refers to updating of details whenever there is a change. 

Is it mandatory to link my Aadhaar with my Kotak Mahindra Bank account?

No, linking your Aadhaar card with your Kotak Mahindra Bank account is not mandatory. However, if you are receiving government scheme benefits in your Kotak Bank account, it is mandatory to link your Aadhaar with the bank account since the government has mandated that Aadhaar be linked with bank accounts only for receiving government scheme benefits. 

What are the benefits of linking my Aadhaar with my Kotak Mahindra Bank account?

Linking an Aadhaar card with your bank account ensures safe and secure monetary transactions. In addition, you will receive the amount from various government-backed schemes directly into your Kotak Mahindra Bank account. 

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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