State Bank of India, or SBI, as we all know, is an Indian multinational public sector bank. It is one of the most trusted banks in the country, with 1/4th of the market shares. SBI is the country’s largest public sector bank. It offers a wide range of banking services to cater to the needs of its unique customer base. This bank offers a wide range of debit cards and credit cards for the people of the country.
Keep reading to learn how the SBI ATM card application online and offline process is done seamlessly.
Types of SBI Debit Card
Below are the different types of debit of ATM cards offered by SBI and their key benefits:
Debit Card
Key Features
SBI Virtual Debit Card
Domestic and International e-commerce (e-com) and contactless payment
2 reward points for every Rs. 200 spent on Point of Sale (POS) or e-com
200 bonus points for 3 POS or e-com transactions in the issuance month
Instant debit card generation
SBI Global International Debit Card
Can be used for shopping at over 52 lakh merchant outlets in India and over 30 million worldwide
Can be used for booking movie tickets, travel, bill payments and other online payments and purchases over the internet
200 bonus points on the first 3 purchases within a month
Standard points earned in the birthday month will get doubled
2 reward points for every Rs. 200 spent on shopping, dining out, filling fuel, booking travel or on online spends
SBI Gold International Debit Card
Complimentary insurance
200 bonus points on the first 3 purchases within a month
Standard points earned in the birthday month will get doubled
2 reward points for every Rs. 200 spent on shopping, dining out, filling fuel, booking travel or on online spends
SBI Platinum International Debit Card
Airport lounge access
200 bonus points on the first 3 purchases within a month
Standard points earned in the birthday month will get doubled
2 reward points for every Rs. 200 spent on shopping, dining out, filling fuel, booking travel or on online spends
SBI My Card International Debit Card
Can be used for shopping at over 6 lakh merchant outlets in India and over 30 million worldwide
Can be used for booking movie tickets, travel, bill payments and other online payments and purchases over the internet
SBI IOCL Co-Branded Contactless RuPay Debit Card
6 reward points for every Rs. 200 spent at IOCL outlets
2 standard points for every Rs. 200 spent at any POS or e-com other than IOCL
Eligibility Criteria to Apply for SBI Debit Card
SBI offers different types of debit cum ATM cards for their customers. Here are the eligibility criteria that customers generally need to fulfil to get the debit card of their choice:
An applicant should mandatorily have a savings or current account with SBI.
Applicants must be between 21 and 60 years old.
Certain factors like type of account, minimum relation and the relationship the applicant has with the bank are taken into consideration before offering any type of debit cum ATM card.
How to Apply for an ATM Card in SBI?
The State Bank of India offers the facility forSBI ATM card application online and offline. Here is a guide on all the methods you can use to apply for an ATM card:
Process to Apply for an SBI ATM Card Online
SBI offers a wide range of services through their online banking services. Here are the steps you can follow to apply for an ATM cum debit card via their net banking services:
Log in to the SBI net banking portal with your username, password and captcha.
Select the ‘e-Services’ option.
Next, select the ‘ATM card services’ option.
After this, a new page will open. Here, you need to click on the ‘Request ATM/Debit card’ option.
You will need to choose between two options: one is using a One-Time Password (OTP), and the other one is using a profile password. Choose any one as per convenience.
In case you select the one-time password option, you will receive it on your registered mobile number.
Enter the OTP and click on the submit button.
All the accounts that you have in the bank will be displayed now. Select the account you want the ATM card for.
Enter all the other requisite details like the name that will be printed on the card and the type of card, and accept all the terms and conditions.
Verify all the details and click on the submit option.
After the request has been successfully made, you will be notified about the duration within which you will receive your card.
Process to Apply for an SBI ATM Card Offline
There are two ways that you can apply for an ATM card from SBI using the offline method. These are using the customer care number or by visiting the branch. Following are the steps that are applicable if you are planning to apply for an SBI ATM card offline:
Through Customer Care Number
Give a call on any of the customer care numbers: 080-26599990, 1800 11 2211 (toll-free), 1800 425 3800 (toll-free), 1800 2100(toll-free), 1800 1234 (toll-free).
Select the account you want the ATM card for, as well as the type of the card.
Request for a new debit card.
By Visiting Branch
Visit your nearest SBI bank branch.
Ask for an application form to get an ATM card from any bank representative.
Fill up the form and submit it along with all the necessary documents like PAN card and address proof.
After this, you will receive your ATM cum debit card at your address within a few days.
Process to Apply for an SBI Debit Card Using Written Request
You can request for an ATM card from SBI by a written request on their official email ID, which is customercare@sbi.co.in.
Process to Apply for an SBI Debit Card Online Without Net Banking
SBI offers another way to opt for an SBI ATM card application online in a hassle-free way. This is by using the YONO app. Follow the below process to apply for a SBI debit card through the YONO app:
Open the YONO app on the device of your choice.
Click on the ‘Service Request’ option.
Select the ‘ATM/Debit Card’ option. Provide your profile password and click on ‘Submit’.
Next, click on the 'Request New/Replacement' option.
Now, you need to select the SBI account for which you want your ATM card. Provide all the other details like the name that will be printed on your ATM card, the type of card, and your address. Tick the terms and conditions box. Click on the ‘Next’ option.
After this, you will receive an OTP on your registered mobile number. Enter the OTP and tap on ‘Submit’.
You will receive a reference number using which you will be able to track your debit card that you will receive within a few days.
How to Activate SBI ATM Card?
After you receive your ATM card, the next step is to activate it so that you can use it. SBI offers different ways through which you can activate your card. These are online methods like the net banking portal and YONO app and offline methods like SMS and calling customer care. For offline methods, you will need to visit an SBI ATM branch and generate your PIN. Here is the process to activate SBI ATM cards under all methods available:
Using the Net Banking Portal
Log in to your net banking portal using your credentials.
Choose ‘e-Services’ and ‘ATM card services.
Select ‘New ATM Card Activation’.
Choose the account you got the ATM card for.
Enter the 16-digit debit card number and click on ‘Activate’.
Verify your details and click on ‘Confirm’.
Enter the password you receive on your mobile and click ‘Confirm’.
Your card will be activated successfully.
Using YONO App
Log in to the YONO app using your credentials.
Select the ‘Service Request’ option.
Choose ‘ATM/Debit Card’ services.
Enter the profile password and choose ‘ATM/Debit Card Activation’.
Enter your 16-digit debit card number and click on ‘Next’.
Enter the OTP that you receive, and your ATM card will be activated.
Via SMS
Send an SMS, ‘PIN<Space>last 4 digits of your debit card number<Space>last four digits of your account number’ to 567676.
After verification, you will receive an OTP, which will be valid for 2 days.
Visit the nearest SBI ATM branch, click on ‘PIN Change’, enter your OTP and set a new PIN.
Using Customer Care Number
Call any of the customer care numbers, 1800 425 3800or1800 11 2211.
Choose your preferred language and press 1 to generate a debit card PIN.
Enter the last 5 digits of your debit card number and the last 5 digits of your account number.
You will receive an OTP, which is valid for 2 days.
Visit the nearest SBI ATM branch, select ‘PIN Change’, enter your OTP and set a new PIN.
How to Track SBI ATM Card?
If there is any type of delay beyond the notified number of days within which you were supposed to receive your ATM card, you can track it. You can track the status of your card using the net banking portal, YONO app, customer care number and India Post Portal.
In case you use the net banking portal, click on ATM card services and request an ATM/ Debit card. After this, select ‘Enquiry’ and choose the account number. Enter the month in which you applied for the card, and you will get all the details regarding your card status.
For the YONO app, select ‘Manage Cards’ and ‘Manage Debit Card’. Next, choose the account number, year and month in which you applied for the card and click on ‘Submit’. After this, you will be able to view the SBI debit card dispatch details.
You can also call any of the customer care numbers mentioned above in the article to get an idea regarding when you can expect the delivery.
Lastly, in case you wish to track using the India Post portal, you need to Speed Post Tracking Number from the messages that you have received on your registered mobile number. Visit the India Post website, and under the track section enter the speed post number and click on track. Now, you will be able to get all the details as to the current status of your ATM card.
SBI ATM Card Charges
Particulars
Charges
Debit Card Issuance Charges
Classic, Silver, Global or Contactless Debit Card - NIL
Gold Debit Card - Rs. 100 + GST
Platinum Debit Card - Rs. 300 + GST
Debit Card Annual Maintenance Charges
Classic, Silver, Global or Contactless Debit Card - Rs. 200 + GST
Yuva, Gold, Combo or My Card Debit Card - Rs. 250 + GST
Platinum Debit Card - Rs. 325 + GST
Platinum Business RuPay Card - Rs. 350 + GST
Pride or Premium Business Debit Card - Rs. 425 + GST
International Transaction Charges
Balance enquiry at ATMs - Rs. 25 + GST
ATM cash withdrawal transactions - Rs. 100 min + 3.5% of transaction amount + GST
POS or e-com transactions - 3% of transaction amount + GST
Debit Card Replacement Charges
Rs. 300 + GST
Conclusion
Now that you are aware of all the ways to implement the SBI ATM card application online as well as offline mode, you can choose the way which is most convenient for you. However, while applying for your ATM card, it is best to maintain caution and only use the official website.
How many days it (a debit card) will take to reach the address?
When you apply for a debit card, it usually does not take more than 7 to 10 days to reach your address.
Can I apply for SBI Debit Card Online?
Yes, you can apply for an SBI debit card online via their net banking portal and the YONO app.
Which SBI ATM card is best?
There are a total of 6 types of debit cards that SBI offers. These are the SBI Global International Debit Card, SBI Gold International Debit Card, SBI Platinum International Debit Card, SBI Mumbai Metro Combo Debit Card, SBI My Card International Debit Card, SBI IOCL Co-Branded Contactless RuPay Debit Card. All of them cater to different needs of the people; therefore, they might be beneficial for different people.
What are SBI debit card types?
There are 6 types of SBI debit cards, namely SBI Global International Debit Card, SBI Gold International Debit Card, SBI Platinum International Debit Card, SBI Mumbai Metro Combo Debit Card, SBI My Card International Debit Card, SBI IOCL Co-Branded Contactless RuPay Debit Card.
Can I get an SBI Debit Card in one day?
No, the SBI debit card takes a minimum of 7 days after submission of the application form to reach your address.
How can I get an SBI ATM without visiting the branch?
You can get an SBI ATM without visiting a branch by applying online either through their net banking portal, YONO app or by writing a mail or calling their customer care number.
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Quick Summary
SBI is the largest public sector bank in India, offering a variety of debit cards. It provides online and offline options for applying and activating ATM cards. Different types of SBI debit cards come with their own set of features and benefits. Eligibility and application procedures for SBI debit cards vary. Users can also track their SBI ATM card status and be aware of applicable charges.
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