SBI ATM Withdrawal Limit For Different Types Of SBI Debit Cards

By Mayashree Acharya


Updated on: Jun 6th, 2024


11 min read

State Bank of India (SBI) is the largest bank in India, providing its customers with several services and products. One of the key services enjoyed by SBI customers is debit cards against their SBI savings or current account.

The bank offers 7 types of different debit cards for customers. The ATM withdrawal limit is different for different cards. Depending on the type of card, the range can vary between Rs. 20,000 to Rs. 1 Lakh. Debit cards are essential to withdraw cash without visiting your branch and in case of emergencies.

So, to know more about SBI ATM withdrawal limit, keep reading this article till the end.

SBI ATM Withdrawal Limit 2024

State Bank of India provides withdrawals between Rs. 40,000 to Rs. 1 lakh using debit cards at ATMs. As per the bank, it allows up to 5 free ATM withdrawals in a month. SBI account holders have to pay additional charges if they exceed this limit.

SBI ATM Withdrawal Limit per Day

See the table below to know the daily withdrawal limits of different cards:

Type of the CardWithdrawal Limit (Per Day)
SBI Classic and Maestro Debit CardsRs. 40,000
SBI Global International Debit CardRs. 40,000
SBI Gold International Debit CardRs. 50,000
SBI Platinum International Debit CardRs. 1,00,000
sbiINTOUCH Tap & Go Debit CardRs. 40,000
SBI Mumbai Metro Combo CardRs. 40,000
SBI My Card International Debit CardRs. 40,000

SBI ATM Withdrawal Limit per Month

SBI has not declared any specific monthly withdrawal limit via ATM. However, you should follow the daily limit for hassle-free withdrawals. Remember that you have to pay additional charges beyond the set limit. The charges applied for exceeding the withdrawal limit are Rs. 20 + GST. In case you are completing your transaction from another bank’s ATM, the charge levied on you is Rs. 20 + GST.

SBI ATM Withdrawal Limit per Day for Rupay Card

For SBI Rupay cards, the daily minimum withdrawal limit is Rs.100. The maximum withdrawal limit is Rs. 40,000 through ATM. Make sure you keep this withdrawal limit in mind while transacting from your nearest ATM.

SBI ATM Withdrawal Limit per Day for Visa Card

SBI bank allows daily withdrawals of Rs. 40,000, which is the maximum limit using Visa debit cards. The limit for international visa debit cards is Rs.1,00,000 (maximum). However, you can change the transaction limits of your debit cards by submitting an application to the bank using the SBI Yono mobile app.

SBI ATM Withdrawal Limit Without OTP

For ATM cash withdrawals, SBI allows you to withdraw up to Rs. 10,000 without the One Time Password(OTP). This rule was implemented to make your ATM transactions more secure. If you are withdrawing more than Rs. 10,000, the bank will send you an OTP on your registered mobile number. After entering the correct OTP, you can withdraw your money. 

SBI ATM Withdrawal Limit With OTP

SBI has added a new layer of security to prevent fraudulent transactions via ATMs. An OTP is sent to your registered mobile number. You need to enter the OTP to verify your identity if you are trying to withdraw above Rs. 10,000. This OTP is valid for withdrawal from ATMs till your debit card’s maximum limit.

SBI ATM Withdrawal Limit for Global Card

SBI Global debit card has a lot of benefits, such as cashless shopping, tap-to-pay payment options, reward points, etc. This debit card can be used internationally to withdraw money through ATMs. For domestic transactions, the minimum and maximum withdrawal limit is Rs. 100 and Rs. 40,000 respectively. For international transactions, this varies from country to country. However, the maximum limit cannot go beyond Rs. 40,000.

SBI ATM Withdrawal Limit at One-Time

The actual limit depends on the type of debit card you have. You can not withdraw above the maximum amount. The one-time withdrawal limit from ATMs varies between Rs. 40,000 to Rs. 1,00,000. The daily transaction limit can be changed using the SBI Yono mobile application.

The withdrawal limit remains the same for non-SBI Bank ATMs. But you should keep a note that you have to pay additional charges to withdraw money if you cross the benchmark limit set by the bank. After 5 transactions with non-SBI Bank ATMs, you have to pay Rs. 20 + GST additionally for every transaction.

How To Withdraw Cash from SBI ATM?

You can withdraw money from SBI ATM by following these steps.

Step 1: Insert your debit card into the ATM

Step 2: Choose your preferred language

Step 3: Click on the ‘Cash Withdrawal’ option

Step 4: Select your type of account

Step 5: Enter the amount you want to withdraw

Step 6: Enter your ATM Pin

Step 7: Collect cash and take out your card from the machine

Please note, for ATM transactions above Rs. 10,000 you have to enter the OTP sent to your registered mobile number. Additionally, you can check your daily withdrawal limits for seamless transactions.

SBI Bank is the largest Public Sector Bank in India. It has over 50,000 ATMs all over the country. Now that you have a clear idea about the SBI cards ATM withdrawal limit, remember to utilise it in an efficient way to avoid getting charged for exceeding the transaction limit. 

Related SBI Articles:
1. SBI Bank Balance Check Number  
2. SBI Credit Card Customer Care Number
3. SBI ATM Card Block - How To Block SBI ATM Card?
4. SBI Debit Card - How To Activate SBI Debit Card Online/Offline?
5. Close SBI Credit Card - How To Close SBI Credit Card?
6. Unblock SBI Credit Card - How To Unblock SBI Credit Card?
7. How To Block SBI Credit Card?
8. SBI Debit Card PIN Generation - How To Generate SBI Debit Card PIN?
9. SBI Car Loan Customer Care (24x7 Toll Free) Number
10. How to Check and Download SBI Loan Statement?
11. How to Pay SBI Credit Card Bill?
12. How To Redeem SBI Credit Card Reward Points
13. SBI Debit Card Charges Withdrawal Charges Per Year

Frequently Asked Questions

Can I withdraw 40000 from the SBI ATM at once?

Yes. You can withdraw Rs. 40,000 from the SBI ATM at once, but only if you have an international debit card. However, you cannot withdraw this amount if you have exceeded your daily withdrawal limit.

Can I withdraw 50000 from the SBI ATM in a day?

SBI Gold International Debit Card holders can withdraw Rs. 50,000 from the SBI ATM in a day. These debit cards have higher withdrawal limits than other debit cards.

Can I withdraw 50000 from the ATM at once?

You can withdraw Rs. 50000 from the ATM at once only using specific debit cards such as– SBI Gold International Debit Card. But, in case you are exceeding your daily withdrawal limit, you can not withdraw the amount at once.

What is the daily ATM limit for SBI?

The daily limit depends on the type of your debit card. The amount ranges between Rs. 40,000 to Rs. 1,00,000. Being a customer of SBI Bank, you can change the daily transaction limit using the Yono SBI app.

How many times can I withdraw money from an ATM in a day?

Most of the banks usually offer only 5 free monthly transactions through an ATM. Post that limit, you have to bear additional charges.

How many transactions are free in SBI ATM per month?

For transactions below Rs. 20,000, you will get 5 free transactions in SBI ATM per month. 

How do I know my ATM withdrawal limit?

You can check the limit from the SBI Yono mobile application or visit the nearest SBI branch to know about the withdrawal limits in detail. Moreover, you can also edit the limit according to your preference.

How can I increase my SBI ATM withdrawal limit?

You can increase the limit by visiting the net banking website of SBI Bank. Go to e-Services-> ATM Card Services-> ATM Card Limit/Channel/Usage Change-> Change Daily Limit. Here, you can change your withdrawal limit as required.

How many times can the SBI ATM be used in a month?

You can use SBI ATM anytime in a month. For seamless transactions, you must follow your daily transaction limits. You should follow the monthly free transaction guidelines to avoid additional charges.

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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