How to Check Aadhaar Card Link with Bank Account?

Linking Aadhaar with a bank account enables Direct Benefit Transfer (DBT) credits and Aadhaar-enabled payment services. Individuals can check Aadhaar bank linking status online through the UIDAI website or offline through banking channels. Knowing how to check Aadhaar linking status with bank ensures that subsidy payments and government benefits are credited correctly without any delay.

Key Highlights

• Ways of Aadhaar bank link status check: Online through UIDAI website, NPCI website, mAadhaar app, USSD or bank branch.
• Prerequisites: OTP verification through the Aadhaar-registered mobile number.
• Fees: No fee is charged to check Aadhaar-bank linking status.

How to Check Aadhaar Bank Link Status?

Below are the steps to check the Aadhaar card bank link status through various modes.

Through UIDAI Website

Step 1: Go to the UIDAI website, click ‘My Aadhaar’, and then click ‘Bank Seeding Status.’

Step 2: You will get redirected to the myAadhaar page. Click ‘Login’. Enter the Aadhaar number, Captcha and click on ‘Login With OTP’.

Step 3: After this, you will receive an OTP on your registered mobile number. Enter it in the designated place and click the ‘Login’ button.

Step 4: Next, click on the ‘Bank Seeding Status’ tab.  

Step 5: When your Aadhaar is linked with a bank account, you will see this message: “Congratulations! Your Aadhaar-Bank Mapping has been done”. This message will also include the bank name linked with Aadhaar, bank seeding status and the last update date.

Through NPCI Website

Step 1: Visit the official National Payments Corporation of India (NPCI) consumer website. 

Step 2: Click on ‘Consumer’ and select ‘Bharat Aadhaar Seeding Enabler (BASE)’ option.

Step 3: Select the ‘Aadhaar Mapped Status’ option.

Step 4: Enter your Aadhaar number, captcha code and click ‘Check Status’.

Step 5: Enter the OTP sent to the mobile number registered with your Aadhaar and click ‘Confirm’.

Step 6: Your Aadhaar-bank account linking status will be displayed, along with your bank name, last update date and the mandate date (linking date).

Through mAadhaar App

Step 1: Download the mAadhaar app.

Step 2: Install and log in to the mAadhaar app.

Step 3: Click on ‘My Aadhaar’ and select ‘Aadhaar-Bank Account Link Status’.

Step 4: Enter your Aadhaar number and captcha code and click ‘Request OTP’.

Step 5: Enter the OTP and click ‘Verify’ to check Aadhaar card bank link status.

Through Mobile Number

Step 1: Make a call on *99*99*1# using your UIDAI-registered mobile number.

Step 2: Next, enter your 12-digit Aadhaar number.

Step 3: You will need to re-enter your Aadhaar number and click on the ‘Send’ button.

After that, your bank account will be displayed on your mobile screen if the linking is complete. However, make sure that you use only your UIDAI-registered mobile number for this process.

Through Branch Visit

Step 1: Visit the nearest branch of your bank. 

Step 2: Ask the bank representatives to check if your bank account is linked with your Aadhaar card. 

Step 3: Provide your Aadhaar card to the bank representatives and fill the form (if required). 

Step 4: The bank representatives will check and inform you of the Aadhaar bank link status.

What to Do if Aadhaar is Not Linked With Bank Account?

If your Aadhaar number is not linked to your bank account, does not appear on the UIDAI or NPCI websites, or you have difficulty checking your status, reach out to your bank to resolve the issue.

You can reach out to your bank by:

• Calling the customer service helpline: You can call your bank’s official customer care helpline number to clarify your doubts.
• Sending an email: You can send an email to your bank’s official email support address, explaining your situation.
• Visiting the branch: You can visit the bank branch where you have an account and ask a bank official for assistance in resolving any issues.

Important Points Before Checking Aadhaar-Linked Bank Account Status

Before you do an Aadhaar bank link status check, keep these points in mind:

• You can link your Aadhaar number with multiple bank accounts for KYC and banking purposes.
• However, only one bank account can be seeded with Aadhaar in the NPCI mapper at a time for receiving Direct Benefit Transfer (DBT) subsidies and government scheme payments. Aadhaar seeding is the process of registering your Aadhaar-linked bank account in the NPCI mapper so that government subsidies and DBT payments can be credited to that account.
• The Aadhaar-bank linking status shown on the UIDAI website, NPCI portal, or mAadhaar app displays the latest bank account mapped with NPCI for DBT, not all bank accounts linked with Aadhaar.
• The NPCI mapper is a central database used to route Aadhaar-based DBT payments to the particular bank account seeded with Aadhaar. 
• If Aadhaar is linked with multiple bank accounts, government subsidies are credited to the last-seeded bank account currently active in the NPCI mapper.
• Checking your Aadhaar bank linking status helps confirm whether your Aadhaar is correctly linked to bank account and whether DBT benefits will be credited to the right bank account.
• If you want to receive DBT payments in a different bank account, you can request your bank to update the Aadhaar seeding or NPCI mapping for that account.
• If your Aadhaar-bank linking status appears as inactive, not mapped, or incorrect, contact your bank branch and submit the Aadhaar seeding/ customer consent form for reprocessing.

Benefits of Linking Aadhaar to Bank Account

Although Aadhaar linking is not mandatory for regular banking services, it is important for specific financial and government transactions:

• Enables Direct Benefit Transfer (DBT) of subsidies and scheme payments.
• Prevents fraud and ensures that genuine beneficiaries receive these funds.
• Facilitates Aadhaar Enabled Payment System (AEPS) transactions.
• Simplifies e-KYC verification.
• Reduces duplication of beneficiary records.
• Ensures faster credit of government benefits.

You can easily find out if your Aadhaar is linked to your bank account using UIDAI, NPCI website, mAadhaar, USSD, or your bank branch. If your Aadhaar card bank link status is not linked or pending, ensure to resolve this issue by entering your Aadhaar details correctly and relinking them again. If you see that the Aadhaar bank link status is complete, you can stay assured of benefitting from the process.  

Related Aadhaar Articles:

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2. How to Link Aadhaar Number With PAN Card Online?
3. How to Link NPCI Aadhaar Link to Bank Account Status Check?
4. How to Link Aadhaar with UAN
5. AEPS Services, Features & Benefits