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Aadhaar Bank Link Status Check: How to Check Aadhaar Card Link with Bank Account?

By Mayashree Acharya

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Updated on: Apr 21st, 2025

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3 min read

Linking your Aadhaar card with your bank account is compulsory only if you want to receive government benefits through Direct Bank Transfer (DBT). This includes subsidies, welfare schemes, pensions, scholarships, and other financial aid provided by the government.

While optional for regular banking, linking Aadhaar is essential to access various government schemes and financial assistance directly in your bank account.

You can complete the entire linking procedure online through mobile or internet banking. After completing this process, you can check the Aadhaar bank link status to ensure that it is successful. Read on to know different ways in which you can check the linking status and the importance of this process. 

Importance of Linking Aadhaar with Your Bank Account

Though Aadhaar linking with a bank account is optional for banking services, such as opening an account, transferring funds, etc., it is better to link it with your bank account for various reasons. These include:

  • Improved financial security: You can ensure increased financial security by linking your Aadhaar card with your bank account. This minimises the chances of theft and financial fraud leading to monetary losses. 
  • Ease of identity verification: Aadhaar card contains all your demographic and biometric data so financial institutions can cross-verify their identity. This ensures that only you can access your bank account, providing maximum security. 
  • Seamless online transactions: Numerous Aadhaar-enabled payment systems (AEPS) eliminate your need to remember PINs and passwords. Hence, it simplifies financial transactions from your account. 
  • Ease of account management: Linking your Aadhaar card with your bank account simplifies the KYC process. This helps consolidate identity and address proof, reducing the documentation process for financial transactions. 
  • Seamless digital payments: Digital payments are extremely common for account holders. Upon linking your bank account with an Aadhaar card, you can access various credit facilities and contribute to the growth of a cashless economy. 
  • Additional benefits: With the evolving technology, linking an Aadhaar card with a bank account provides an innovative solution to prevent fraud of any type. These solutions include eKYC, biometric-based authentication, and more. 

You can instantly link your Aadhaar card with your bank account to reap these benefits. All you need to do is visit the official bank website or app. Click the ‘View/Update Aadhaar card’ option. Then, enter your profile password and your UID number twice and click on submit. 

Also, you can link your Aadhaar card and bank account through ATMs, mobile banking, and even by visiting your nearest bank branch. Once done, you can also easily find out the Aadhaar bank link status.

How to Check Aadhaar Bank Linking Status?

You can check the Aadhaar bank link status in many ways. Below are the steps to check the linking status of your Aadhaar card and bank account.

Through UIDAI

Step 1: Go to the official website of UIDAI, click ‘My Aadhaar’, and then click ‘Bank Seeding Status.’

Aadhaar bank linking

Step 2: Once done, you will get redirected to the myAadhaar page. Click ‘Login’. Enter the Aadhaar number, Captcha and click on ‘Send OTP’.

myAadhaar login

Step 3: After this, you will receive an OTP on your registered mobile number. Enter it in the designated place and click the ‘Login’ button.

Step 4: Next, click on the ‘Bank Seeding Status’ tab.  

Bank seeding status

Step 5: You can instantly view all the linked accounts with your Aadhaar card.

Aadhaar bank linking status

Through mAadhaar App

Step 1: Download the mAadhaar app.

Step 2: Log in to the mAadhaar app.

Step 3: Click on ‘My Aadhaar’ and select ‘Aadhaar-Bank Acc Link Status’.

Step 4: Enter your Aadhaar number and captcha code and click ‘Request OTP’.

Step 5: Enter the OTP and click ‘Verify’ to find out if your Aadhaar is linked to your bank account.

Please note that the service of checking the Aadhaar bank link through the mAadhaar app is currently unavailable.

Through Mobile

You can even check Aadhaar bank linking status instantly using the USSD code of your mobile phone number. Follow the steps below to complete the process:

Step 1: Make a call on *99*99*1# using your UIDAI-registered mobile number.

Step 2: Once done, accurately enter your 12-digit Aadhaar number.

Step 3: You will need to re-enter your Aadhaar number and click on the ‘Send’ button.

After that, your bank account is displayed on your mobile screen if linking has been completed. However, make sure that you use only your UIDAI-registered mobile number for this process. 

Through Branch Visit

To check your Aadhaar number linking status with your bank account, you can visit the nearest branch of your bank. Next, you can ask the bank representatives to find out if the linking of your bank account with your Aadhaar card has been completed. The bank representatives will check and inform you of the status.

When you check Aadhaar bank linking status, you will be able to know if you have successfully completed the process or not. If you see that the linking process is completed, you can stay assured of benefitting from the process. However, if the process is unsuccessful, you will have to complete the steps again to link your Aadhaar with your bank account. 

Related Aadhaar Articles:
How to Link Aadhaar to Email ID
Aadhaar eSign
Aadhaar Card for NRIs
Aadhaar Card Enrolment Centres
AEPS Services, Features & Benefits

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About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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