How to Check Aadhaar Card Link with Bank Account?

Linking Aadhaar with a bank account enables Direct Benefit Transfer (DBT) credits and Aadhaar-enabled payment services. Individuals can check Aadhaar bank linking status online through UIDAI or offline through banking channels. Knowing how to check Aadhaar bank linking status helps ensure subsidy payments and government benefits are credited correctly.

Key Highlights

• Aadhaar-bank linking status can be checked online through UIDAI.
• OTP verification is required using the Aadhaar-registered mobile number.
• Status can also be verified through USSD, mAadhaar app, or bank branch.
• Only the bank mapped for DBT with NPCI is displayed.
• No fee is charged for checking Aadhaar-bank seeding status.

How to Check Aadhaar Bank Link Status?

Below are the steps to check the Aadhaar card bank link status through various modes.

Through UIDAI

Step 1: Go to the UIDAI website, click ‘My Aadhaar’, and then click ‘Bank Seeding Status.’

Step 2: You will get redirected to the myAadhaar page. Click ‘Login’. Enter the Aadhaar number, Captcha and click on ‘Send OTP’.

Step 3: After this, you will receive an OTP on your registered mobile number. Enter it in the designated place and click the ‘Login’ button.

Step 4: Next, click on the ‘Bank Seeding Status’ tab.  

Step 5: You can instantly view all the bank accounts accounts linked with your Aadhaar card.

Through mAadhaar App

Step 1: Download the mAadhaar app.

Step 2: Install and log in to the mAadhaar app.

Step 3: Click on ‘My Aadhaar’ and select ‘Aadhaar-Bank Acc Link Status’.

Step 4: Enter your Aadhaar number and captcha code and click ‘Request OTP’.

Step 5: Enter the OTP and click ‘Verify’ to check Aadhaar card bank link status.

Through Mobile Number

Step 1: Make a call on *99*99*1# using your UIDAI-registered mobile number.

Step 2: Next, enter your 12-digit Aadhaar number.

Step 3: You will need to re-enter your Aadhaar number and click on the ‘Send’ button.

After that, your bank account is displayed on your mobile screen if linking has been completed. However, make sure that you use only your UIDAI-registered mobile number for this process. 

Through Branch Visit

To check your Aadhaar number linking status with your bank account, you can visit the nearest branch of your bank. Ask the bank representatives to check if your bank account is linked with your Aadhaar card. The bank representatives will check and inform you of the Aadhaar bank link status.

Benefits of Linking Aadhaar to Bank Account

Although Aadhaar linking is not mandatory for regular banking services, it is important for specific financial and government transactions:

• Enables Direct Benefit Transfer (DBT) of subsidies and scheme payments.
• Facilitates Aadhaar Enabled Payment System (AEPS) transactions.
• Simplifies e-KYC verification.
• Reduces duplication of beneficiary records.
• Ensures faster credit of government benefits.

You can easily find out if your Aadhaar is linked to your bank account using UIDAI, mAadhaar, USSD, or your bank branch. If your Aadhaar card bank link status is not linked or pending, ensure to resolve this issue by entering your Aadhaar details correctly and relinking them again. If you see that the Aadhaar bank link status is complete, you can stay assured of benefitting from the process.  

Related Aadhaar Articles:

1. How to Link Aadhaar to Email ID
2. How to Link Aadhaar Number With PAN Card Online?
3. How to Link NPCI Aadhaar Link to Bank Account Status Check?
4. How to Link Aadhaar with UAN
5. AEPS Services, Features & Benefits