SBI UPI Limit - How To Increase UPI Transaction Limit In SBI?

With the growing popularity of cashless transactions using UPI, people can now freely spend their money. UPI transactions reduce the burden of carrying cash, a card, or frantically searching for an ATM. However, mobile users growing reliance on this mode is harmful to their finances. 

State Bank of India has set a UPI transaction limit for its customers to address this issue. This blog will provide comprehensive knowledge on the SBI UPI limit per transaction and how to increase it. 

What is the SBI UPI Limit?

State Bank of India has set a daily UPI transaction limit for its customers. This restricts unlimited transactions from the customers' end using UPI applications. 

This SBI UPI limit assists you to manage your finances more judiciously and avoid reckless expenses daily. State Bank of India applied this new rule for UPI transactions since mid-2023. The bank also restricts its customers from making more than 10 transactions per day. SBI account holders must abide by this transaction limit to make payments across all UPI apps. 

What is the SBI UPI Transaction Limit?

The SBI UPI per transaction limit for its customers is Rs.1,00,000. Regardless of the UPI payment application you are using, as an SBI customer, you cannot spend beyond this limit. It is important to note that these limits are subject to change by the bank. Therefore, customers need to stay updated with the rules and regulations SBI set to stay on the same page regarding the SBI UPI limit. 

What is the SBI UPI Transaction Limit per Month?

As per SBI’s recent update, there is no specific SBI UPI transaction limit per month. However, these are subject to changes; therefore, you must keep an eye out for updated information regarding them in future. 

What is SBI UPI Transaction Limit and Charges?

There are no additional charges applicable to the SBI UPI transaction limit. 

What is the SBI UPI Transaction Limit Per Year?

State Bank of India has not mentioned any yearly transaction limit for UPI payments for its customers. 

How to Increase UPI Limit in SBI?

The maximum SBI UPI transaction limit is Rs.1,00,000. You can personalise this limit to suit your financial planning through the SBI Yono application. However, you cannot increase this limit beyond Rs.1,00,000, which the bank authorities have set for UPI transactions. 

How to Change UPI Transaction Limit in SBI?

You can follow the steps below to learn how to change the SBI UPI limit: 

Step 1: Open the online banking application of State Bank of India and log in with your credentials.

Step 2: Locate the option ‘UPI Transfer’ from the top menu and tap on it. 

Step 3: A new page will open here. Select the option ‘Set UPI Transaction Limit’. 

Step 4: Enter your Internet banking password to go ahead with the next step. 

Step 5: The new page will display your existing UPI transaction limit and spaces for you to set and confirm the new limit. 

Step 6: If the existing UPI limit is set to Rs.1,00,000, you cannot increase it as it is the maximum limit. However, you can lower this limit to manage your finances at your convenience. 

Step 7:  In the ‘Enter new UPI transaction limit’ box, enter an amount up to Rs.1,00,000. 

Step 8: Re-enter the same amount in the box below for confirmation and click ‘Submit’. 

Step 9: After verifying your new SBI UPI limit on the new page, click ‘Confirm’ to proceed. 

Step 10: Finally, you will receive an OTP on your registered mobile number. Enter the same in the given space to set a new UPI transaction limit successfully. 

In order to help its customers maintain good financial health, the State Bank of India has set a UPI transaction limit. This should help you plan your daily finances and closely monitor your UPI transactions. However, the SBI UPI Limit is subject to periodic changes. Therefore, you must stay up-to-date with the limits at all times for convenience. 

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1. HDFC UPI Limit - How To Increase UPI Transaction Limit In HDFC?

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