SBI Mobile Banking - How to Register and Login to YONO app?
SBI mobile banking lets customers access banking services anytime, anywhere using the YONO SBI and YONO Lite SBI apps. Users need to complete SBI YONO login mobile banking registration, and log in using credentials to access services such as fund transfers, bill payments, and account management.
This guide explains how to register, activate, and complete YONO SBI login.
SBI Mobile Banking Apps
SBI offers two primary mobile banking apps:
| App Name | Purpose | Key Features |
| YONO SBI | All-in-one banking and lifestyle app |
|
| YONO Lite SBI | App for basic banking needs |
|
Choose YONO SBI for a comprehensive experience or YONO Lite SBI for essential banking functions.
SBI Mobile Banking Registration
For those without existing Internet Banking credentials, registering for SBI Mobile Banking is a straightforward process using your ATM card and registered mobile number.
Within the SBI mobile banking application, simply select the "New User Registration" option. You'll then be guided through a series of steps, which include entering your account number, CIF number, ATM card details, and completing any necessary verification procedures.
How to Activate Mobile Banking in SBI?
Via SMS
Step 1: From your registered mobile number, send an SMS with text MBSREG to 9223440000 or 567676.
Step 2: Receive an SMS containing your temporary User ID and default MPIN.
Step 3: Download the SBI YONO or YONO Lite SBI app from your app store.
Step 4: Open the app and log in using the provided User ID and default MPIN.
Step 5: When prompted, change the default MPIN to a secure, personal MPIN of your choice. You can use this MPIN for SBI YONO login. YONO SBI login is required every time to access SBI mobile banking services.
Via SBI ATM
Step 1: Insert your SBI debit card into any SBI ATM.
Step 2: Select “Mobile Registration” on the ATM screen.
Step 3: Choose “Mobile Banking Registration.”
Step 4: Enter and confirm your registered mobile number.
Step 5: Wait for SMS confirmation indicating successful registration.
Via Branch Visit
Step 1: Visit your home SBI branch.
Step 2: Request the Mobile Banking Registration Form at the help desk.
Step 3: Complete the form with your account details and mobile number to be linked.
Step 4: Submit the form along with any required ID proof.
Step 5: Receive SMS confirmation once the bank processes your request.
SBI YONO Login for Mobile Banking
To access your SBI mobile banking account, log in using the latest version of the YONO SBI or YONO Lite SBI app. Follow these steps to complete your SBI YONO login mobile banking process:
Prerequisites
- SBI Mobile Banking App: Download the YONO SBI or YONO Lite SBI app from your app store (Google Play Store or Apple App Store).
- Credentials: If registered with net banking, use your Internet Banking username and password. If registered with mobile banking only, use your User ID and MPIN.
Steps for YONO SBI login
Step 1: Locate the SBI YONO or YONO Lite app on your phone and tap to open it.
Step 2: Enter your Internet banking username and Internet banking password.
Step 3: Tap the "Login" or "Submit" button.
Step 4: You may receive a One-Time Password (OTP) to your registered mobile number for additional security. Enter this OTP in the designated field.
Step 5: Once your credentials (and OTP if needed) are verified, you will be logged in to your SBI mobile banking app.
SBI Mobile Banking SMS Code for Services
You can access various SBI mobile banking services by sending an SMS to 9223440000. The various services and SMS format are provided in the table below:
| Service | SMS format to be sent to - 9223440000 |
| Get User ID and MPIN | MBSREG |
| Change MPIN | <Smpin><UserId><Old Mpin><New Mpin> |
| Balance Enquiry | <Sbal><UserId><Mpin> |
| Mini Statement | <Smin><UserId><Mpin> |
| Fund Transfer | <IMPS><Mobile No><MMID><amount><User ID><MPIN><Purpose(optional field- up to 20 char-Alpha numeric)> |
| Mobile Top Up | <Stopup><UserId><Mpin><Service provider name of the mobile no to be topped><Mob no ><Amount> |
| DTH Top Up | <Sdth><UserId><Mpin><Service Provider><DTH serial number><amount> |
SBI Mobile Banking Customer Care
| Purpose | Contact Method | Contact Details |
| SBI Mobile Banking Support | Toll-Free Number | 1800 11 2211 |
| SBI Mobile Banking Support | Toll-Free Number | 1800 425 3800 |
| SBI Mobile Banking Support | Website | Official SBI Website (FAQs and Helpful Information) |
How to do SBI Mobile Banking Password Reset?
If you happen to forget your SBI mobile banking MPIN (password), you can easily reset it directly through the app. Simply tap the "Forgot MPIN" (or "Forgot Password") option and follow the on-screen instructions. The process will typically require you to provide your account details and, for verification purposes, potentially your ATM card details, along with answering some security questions.
What is the SBI Mobile Banking Transaction Limit?
Transaction limits within SBI mobile banking are determined by your account type and the security measures you've chosen. In most cases, you can adjust these limits, or revert to the default settings, either through the app's settings menu or by contacting SBI customer care.
How to Change Mobile Number in SBI Bank?
Customers must update their SBI Bank account with a new mobile number if they change the same. Please refer to the following steps:
- Visit your nearest SBI Bank branch and submit a request to change your registered mobile number.
- Provide the necessary documentation, such as proof of identity and address.
- Once the change is processed, you can use your new mobile number for mobile banking.
How to Link Mobile Number with SBI Bank Account?
You have recently opened an account with SBI Bank and want to link your mobile number to avail of mobile banking services. The process is as follows:
- Visit your nearest SBI Bank branch and submit a request to link your mobile number with your account.
- Provide the necessary documentation, such as proof of identity and address.
- Once the linking process is complete, you can register for mobile banking using your linked mobile number.
Features of SBI Mobile Banking
- Transfer of funds within and outside bank
- Bill payments
- Cheque book request
- Balance enquiry
- Request for mini statement
- Demat Enquiry
- Add/Manage Beneficiary
- DTH Recharge
- IMPS (Immediate Payment Services)
- Merchant payments (M Commerce)
- Postpaid bill payments
- Manage/Schedule Bills
- TDS Enquiry
- Online nomination
- SBI Life Insurance premium
- Instant opening or closing of FDs and RDs
- Request a new credit card
- Block or Activate Debit Card
- Invest in Mutual Funds
Benefits of Using SBI Mobile Banking
- Convenience: Access your bank account and perform transactions from anywhere, at any time.
- Be ensured: Providing facilities like biometric authentication and transaction limits, SBI Bank ensures the security of your account and personal details.
- Time-saving: Avoid the hassle of visiting a branch or waiting in long queues for simple banking tasks.
- Comprehensive services: The YONO mobile app offers services from funds transfer to paying bills, getting your account statement, requesting a chequebook, and much more.
- Cost-effective: Mobile banking saves time and travel costs involving physical visits to the bank.
SBI Mobile Banking Do’s and Don'ts
| Do's | Don'ts |
| Protect your mobile phone with a strong and unique password so no one can enter it. | Don't enter banking details on untrusted or suspicious websites. |
| Regularly update your SBI Mobile Banking MPIN and password for added security. | Don't share your SBI user ID, password, MPIN, or OTP with anyone |
| Use two-factor lo for all high-value transactions. | Don't use public Wi-Fi for banking transactions. |
| Always log out of your mobile banking session after use. | Don't store sensitive banking information (like passwords or PINs) on your phone |
| Keep your phone's operating system and apps up-to-date for security patches. | Don't click on suspicious links or emails claiming to be from SBI |
| Immediately report a lost or stolen mobile device to SBI and the police. | Don't make banking transactions over insecure or shared devices |
| Regularly monitor your account for unauthorized transactions. | Don't ignore unusual account activity; report it immediately to SBI customer care. |
| Inform the bank if you change your registered mobile number. | Don't share your MPIN or OTP even if someone claims to be from SBI. |
| Use secure and trusted apps like YONO SBI or YONO Lite for transactions. | Don't allow anyone to remotely access your phone or mobile banking app. |
| Set up mobile banking alerts for every transaction. | Don't leave your mobile phone unattended |
SBI mobile banking offers a secure and seamless banking experience through YONO SBI and YONO Lite SBI apps. From registering and activating your account to completing your YONO SBI login, every step is user-friendly and accessible.
Related Articles
1. Citibank Mobile Banking
2. ICICI Bank Mobile Banking
3. Axis Bank Mobile Banking
4. HSBC Mobile Banking
5. HDFC Mobile Banking
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About the Author
Mayashree Acharya
I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more
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