In today's fast-paced world, convenience is key. That's why more and more people are turning to mobile banking to manage their finances. State Bank of India (SBI) offers a top-notch mobile banking platform that puts your banking needs at your fingertips. In this comprehensive guide, we'll walk you through everything you need about SBI mobile banking, from login and registration to transaction limits and customer care.
SBI offers two primary mobile banking apps: YONO SBI (comprehensive features) and YONO Lite SBI (lighter for basic transactions). Choose the app based on your device and banking needs.
If you do not have Internet Banking credentials, you must register for SBI Mobile Banking using the ATM card and the registered mobile number. In the application, click "New User Registration" and follow the instructions by entering your account number, CIF number, details of your ATM card, and any other relevant verification steps.
Upon approval of your registration, an activation code shall be received on the mobile by SMS. You send a SMS - <MBSREG> to 9223440000 or 567676. You will get a User ID and default MPIN over SMS. Enter this User ID and MPIN within the SBI mobile banking app to complete the activation process. After that, set your login MPIN, and you are ready to roll with all active features.
Prerequisites:
Steps:
Step 1: Open the App: Locate the SBI YONO or YONO Lite app on your phone and tap to open it.
Step 2: Enter Credentials: Enter your Internet banking username and Internet banking password.
Step 3: Login: Tap the "Login" or "Submit" button.
Step 4: OTP (If required): You may receive a One-Time Password (OTP) to your registered mobile number for additional security. Enter this OTP in the designated field.
Step 5: Successful Login: Once your credentials (and OTP if needed) are verified, you will be logged in to your SBI mobile banking app.
If, in any case, you forget the SBI mobile banking password, it can even be reset through the app. Just tap on "Forgot Password" and follow the steps. You will need your account details and, for confirmation, possibly your ATM card details, along with answering some security questions.
The set transaction limits on the SBI mobile banking depend upon the type of account and security opted for. Most of the time, the change in transaction limits or their setting to default is allowed to be changed through the application settings or by contacting SBI customer care.
Customers must update their SBI Bank account with a new mobile number if they change the same. Please refer to the following steps:
You have recently opened an account with SBI Bank and want to link your mobile number to avail of mobile banking services. The process is as follows:
You can access various SBI mobile banking services by sending an SMS to 9223440000. The various services and SMS format are provided in the table below:
Service | SMS format to be sent to - 9223440000 |
Get User ID and MPIN | MBSREG |
Change MPIN | <Smpin><UserId><Old Mpin><New Mpin> |
Balance Enquiry | <Sbal><UserId><Mpin> |
Mini Statement | <Smin><UserId><Mpin> |
Fund Transfer | <IMPS><Mobile No><MMID><amount><User ID><MPIN><Purpose(optional field- up to 20 char-Alpha numeric)> |
Mobile Top Up | <Stopup><UserId><Mpin><Service provider name of the mobile no to be topped><Mob no ><Amount> |
DTH Top Up | <Sdth><UserId><Mpin><Service Provider><DTH serial number><amount> |
Purpose | Contact Method | Contact Details |
SBI Mobile Banking Support | Toll-Free Number | 1800 11 2211 |
SBI Mobile Banking Support | Toll-Free Number | 1800 425 3800 |
SBI Mobile Banking Support | Website | Official SBI Website (FAQs and Helpful Information) |
HDFC Mobile Banking
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