SBI Mobile Banking - How to Register and Login to YONO app?

In today's fast-paced world, mobile banking has become an essential tool for managing finances on the go. This blog will walk you through everything you need to know about SBI's mobile banking — from registering and activating your account to exploring the key features of YONO and YONO Lite. You'll also learn how to log in, reset your MPIN, use SMS codes, check transaction limits, and follow essential dos and don’ts to ensure safe mobile banking.

SBI Mobile Banking Apps

SBI offers two primary mobile banking apps: 

Choose YONO SBI for a comprehensive experience or YONO Lite SBI for essential banking functions.​

SBI Mobile Banking Registration

For those without existing Internet Banking credentials, registering for SBI Mobile Banking is a straightforward process using your ATM card and registered mobile number. Within the mobile banking application, simply select the "New User Registration" option. You'll then be guided through a series of steps, which include entering your account number, CIF number, ATM card details, and completing any necessary verification procedures.

SBI Mobile Banking Activation

Once your registration is approved, you'll receive an activation code via SMS on your registered mobile number. To proceed, send an SMS with the text <MBSREG> to either 9223440000 or 567676. You will then receive a User ID and a default MPIN (Mobile Personal Identification Number) via SMS. Enter this User ID and default MPIN within the SBI mobile banking app to finalize the activation. You'll then be prompted to set your own personalized login MPIN, after which you'll have full access to all the active features of SBI mobile banking.

SBI Mobile Banking Login

Prerequisites:

• SBI Mobile Banking App: Download the YONO SBI or YONO Lite SBI app from your app store (Google Play Store or Apple App Store).
• Internet Banking Credentials: You must have your existing username and password for SBI's Internet banking (net banking) service.

Steps:

Step 1: Locate the SBI YONO or YONO Lite app on your phone and tap to open it.

Step 2: Enter your Internet banking username and Internet banking password.

Step 3: Tap the "Login" or "Submit" button.

Step 4: You may receive a One-Time Password (OTP) to your registered mobile number for additional security. Enter this OTP in the designated field.

Step 5: Once your credentials (and OTP if needed) are verified, you will be logged in to your SBI mobile banking app.

How to Activate Mobile Banking in SBI?

Via SMS

 Step 1: From your registered mobile number, send an SMS with text MBSREG to 9223440000 or 567676.
 Step 2: Receive an SMS containing your temporary User ID and default MPIN.
 Step 3: Download the SBI YONO or YONO Lite SBI app from your app store.
 Step 4: Open the app and log in using the provided User ID and default MPIN.
 Step 5: When prompted, change the default MPIN to a secure, personal MPIN of your choice.

Via SBI ATM

Step 1: Insert your SBI debit card into any SBI ATM.
Step 2: Select “Mobile Registration” on the ATM screen.
Step 3: Choose “Mobile Banking Registration.”
Step 4: Enter and confirm your registered mobile number.
Step 5: Wait for SMS confirmation indicating successful registration.

Via Branch Visit

 Step 1: Visit your home SBI branch.
 Step 2: Request the Mobile Banking Registration Form at the help desk.
 Step 3: Complete the form with your account details and mobile number to be linked.
 Step 4: Submit the form along with any required ID proof.
 Step 5: Receive SMS confirmation once the bank processes your request.

SBI Mobile Banking Password Reset

If you happen to forget your SBI mobile banking MPIN (password), you can easily reset it directly through the app. Simply tap the "Forgot MPIN" (or "Forgot Password") option and follow the on-screen instructions. The process will typically require you to provide your account details and, for verification purposes, potentially your ATM card details, along with answering some security questions.

SBI Mobile Banking Transaction Limit

Transaction limits within SBI mobile banking are determined by your account type and the security measures you've chosen. In most cases, you can adjust these limits, or revert to the default settings, either through the app's settings menu or by contacting SBI customer care.

How to change mobile number in SBI bank?

Customers must update their SBI Bank account with a new mobile number if they change the same. Please refer to the following steps:

• Visit your nearest SBI Bank branch and submit a request to change your registered mobile number.
• Provide the necessary documentation, such as proof of identity and address.
• Once the change is processed, you can use your new mobile number for mobile banking.

How to link mobile number with SBI bank account

You have recently opened an account with SBI Bank and want to link your mobile number to avail of mobile banking services. The process is as follows:

• Visit your nearest SBI Bank branch and submit a request to link your mobile number with your account.
• Provide the necessary documentation, such as proof of identity and address.
• Once the linking process is complete, you can register for mobile banking using your linked mobile number.

Features of SBI Mobile Banking

• Transfer of funds within and outside bank
• Bill payments 
• Cheque book request
• Balance enquiry
• Request for mini statement
• Demat Enquiry
• Add/Manage Beneficiary
• DTH Recharge
• IMPS (Immediate Payment Services)
• Merchant payments (M Commerce)
• Postpaid bill payments
• Manage/Schedule Bills
• TDS Enquiry
• Online nomination
• SBI Life Insurance premium
• Instant opening or closing of FDs and RDs
• Request a new credit card
• Block or Activate Debit Card
• Invest in Mutual Funds

Benefits of Using SBI Mobile Banking

• Convenience: Access your bank account and perform transactions from anywhere, at any time.
• Be ensured: Providing facilities like biometric authentication and transaction limits, SBI Bank ensures the security of your account and personal details.
• Time-saving: Avoid the hassle of visiting a branch or waiting in long queues for simple banking tasks.
• Comprehensive services: The YONO mobile app offers services from funds transfer to paying bills, getting your account statement, requesting a chequebook, and much more.
• Cost-effective: Mobile banking saves time and travel costs involving physical visits to the bank.

SBI Mobile Banking Do’s and Don'ts

SBI Mobile Banking SMS Code for Services

You can access various SBI mobile banking services by sending an SMS to 9223440000. The various services and SMS format are provided in the table below:

SBI Mobile Banking Customer Care

Related Articles

1. Citibank Mobile Banking
2. ICICI Bank Mobile Banking
3. Axis Bank Mobile Banking
4. HSBC Mobile Banking
5. HDFC Mobile Banking