Bank of India ELSS Tax Saver Fund Direct Plan Growth
Very High Risk
Elss
5 Star
NAV as of Jun 30, 2025
₹189.79
0.24%1D Change
Returns since inception
18.24%p.a.
Very High Risk
Elss
5 Star
NAV as of Jun 30, 2025
₹189.79
0.24%1D Change
Returns since inception
18.24%p.a.
Bank of India ELSS Tax Saver Fund Direct Plan Growth
Very High Risk|Elss|5 Star
NAV as of Jun 30, 2025
₹189.79
0.24%1D
Returns since inception
18.24%p.a.
Save up to Rs 46,800 in taxes every year.
Highest returns compared to other 80C investments.
Lowest lock-in of 3 years
| Tax Saving FD | PPF | ELSS | |
|---|---|---|---|
| Average Annualised Returns i | 6% | 8% | 12% |
| Tax rates i | 30% | Not taxable | 10%* |
| Returns after tax i | 4.2% | 8.00% | 10.80% |
| Current rate of Inflation i | 4% | 4% | 4% |
| Real Rate of Return i | 0.2% | 4.00% | 6.80% |
| Lock-in Period i | 5 years | 15 years | 3 years |
*Taxable @ 10% over and above Rs 1 lakh.
Returns calculator
Investment Type
Monthly SIP
One-Time
₹
yrs
Total investment₹9.6 Lakhs
Returns₹0
Final Value₹0
Absolute ReturnNaN%
Fund overview
- Rating5 Star
- Expense ratio0.82%
- Exit Load0% within 0 days
- AUM (Fund size)₹1,398.4 Crore
- Lock-in period3 years
- Age12 yrs since Jan 01, 2013
- Min. investmentSIP ₹500 & Lump. ₹500
- RiskVery High
- Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year
Fund Distribution
Equity
94.27%
Debt
0.01%
Others
5.72%
Top Holdings
Top Sectors
| Holding Name | Assets (%) |
|---|---|
| State Bank of India | 4.87% |
| Vedanta Ltd | 4.4% |
| Treps | 4.15% |
| Coforge Ltd | 4.01% |
| HDFC Bank Ltd | 3.96% |
Peer Comparison
Overview
Returns
Risk Ratios
| Fund Name | AUM (In Crs.) | NAV | Risk |
|---|---|---|---|
| DSP ELSS Tax Saver Fund D... | ₹ 12,086 Cr | ₹104.46 | 0.83% | Very High |
| Motilal Oswal ELSS Tax Sa... | ₹ 4,360 Cr | ₹61.18 | 1.33% | Very High |
| ICICI Prudential ELSS Tax... | ₹ 14,364 Cr | ₹1043.15 | -0.29% | Very High |
| Mirae Asset ELSS Tax Save... | ₹ 25,567 Cr | ₹55.95 | -0.03% | Very High |
NAV History - BOI AXA Tax Advantage Fund - Direct Plan - Growth
FUND | BOI AXA Tax Advantage Fund - Direct Plan - Growth |
|---|---|
| NAV (Jun 30, 2025) | ₹189.79 |
| Class | ELSS | ELSS |
| Inception Date | Jan 01, 2013 |
| Fund Manager | Alok Singh |
FUND | BOI AXA Tax Advantage Fund - Direct Plan - Growth |
|---|---|
| Initial Price | ₹10 |
| Min. Investment Amount | SIP ₹500 and Lump. ₹500 |
| Exit Load | 0% within 0 days |
Returns | 1W | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|
| BOI AXA Tax Advantag... | 2.66% | 2.51% | 8.49% | -3.11% | -3.51% | 25.11% |
About Bank of India Investment Managers Private Limited
The joint venture between Bank of India and AXA Investment Managers established BOI AXA Investment Managers Private Limited. Bank of India is a public sector bank in which the Government of India holds the majority of the stake. AXA Investment Managers is a leading asset manager in the world, and they have their presence in over 20 countries.
Bank of India Investment Managers Private Limited Details
- No. of schemes51
- Total AUM₹2,288.11 Crore
- AddressBank of India Investment Managers Private Limited, B/204, Tower 1, Peninsula Corporate Park, Mumbai, Maharashtra, 400 013
- Phone+91 22 40479000
Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
2.7 Lakhs ₹
Min investment of ₹500 required
