DSP Savings Fund - Regular Plan - Growth - Latest NAV ₹40.67, Returns, Performance & Portfolio

DSP Savings Fund - Regular Plan - Growth

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Start your investment

Min amount: ₹500

Calculate Returns

Rs. 1,000 invested monthly becomes Rs. 5.09 Lakhs in a period of 20 years

Fund Summarystar

PeriodReturns(per year)
10 Years7.42%
5 Years6.77%
3 Years7.07%
1 Year6.14%
6 Months2.99%
Fund Details
RiskModerately Low risk
Fund TypeMoney Market
Exit Load--

More about this fundstar

Top HoldingsWeightage
182 DTB 250320214.98%

About DSP Savings Fund

Being an open-ended scheme it seeks to generate income through investment in a portfolio comprising of other Central government securities and Treasury Bills with a residual maturity of less than a year or a year.

Pros and Cons of DSP Savings Fund

This scheme is suitable for investors who are seeking for; 1. Benefit from the steepness in the money market curve with an investment horizon of 9 months or income over short time horizon. 2. This scheme is positioned to take advantage of elevated money market rates. 3. The maturity strategy will be run down by the portfolio manager and the investor benefits by participating whose risk profile gradually decreases with time.

Fund Information and Statistics of DSP Savings Fund

Inception/ Launch Date

The DSP Savings Fund was launched on 30th September 1999, by DSP Mutual Fund.

Risk Level

The scheme has a moderately low level of risk. The realization and the investment objective of the scheme have no assurance. Has failed to deliver commensurate returns in the fixed income space. Recent uncertainties on RBI’s monetary policy actions and on the external front.


The redemption proceeds normally within 2 business days on receipt of the redemption request.

Fund Manager

Mr. Kedar Karnik since July 2016 and Mr. Rahul Vekaria since February 2018 are the fund managers of DSP Savings Fund.

Entry/ Exit Load

The entry load for investing in DSP Savings Fund is not applicable and the exit load is NIL.

Tax benefits on DSP Savings Fund

Short term gains from this fund is added to the income and are subject to short-term capital gains tax as per the income tax slab the investor fall under. Units which are redeemed after 3 years are subject to long –term capital gains tax and are taxable at 20% with indexation.

About DSP Mutual Fund

DSP Mutual Fund is one of the leading mutual fund companies in India under the roof of DSP Group. DSP Mutual Fund manages assets of Rs.97000 crores across equity, fixed income and alternatives. In India, they have an influential growth in capital markets and money management business.

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Frequently Asked Questions

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Start your investment

Min amount: ₹500

Calculate Returns

Rs. 1,000 invested monthly becomes Rs. 5.09 Lakhs in a period of 20 years
Moderately Low risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns