DSP Regular Saving Fund Regular Plan Growth - Latest NAV, Returns, Performance & Portfolio

DSP Regular Saving Fund Regular Plan Growth

  • highlight
    6.1%
  • highlight
    (--0.01)36.2552

Start your investment

Min amount: ₹500

Calculate Returns

Rs. 1,000 invested monthly becomes Rs. 4.7 Lakhs in a period of 20 years

Fund Summarystar

PeriodReturns(per year)
10 Years7.5%
5 Years6.1%
3 Years2.99%
1 Year3.95%
6 Months2.55%
Fund Details
ISININF740K01441
RiskModerately High risk
Fund TypeConservative Allocation
NAV36.2552
Exit Load1% for 365 Days

More about this fundstar

Top HoldingsWeightage
KKR India Financial Services Private Limited11.95%
HINDUSTAN PETROLEUM CORPORATION LIMITED8.11%
State Bank Of India6.42%
SBI Cards & Payment Services Private Limited6.4%
National Highways Authority Of India6.36%
Power Grid Corporation Of India Limited4.44%
East-North Interconnection Company Limited4.38%
REC LIMITED4.27%
Power Grid Corporation Of India Limited4.07%
NTPC Limited3.48%

About DSP Regular Savings Fund

DSP Regular Savings Fund is an open-ended hybrid scheme investing predominantly in debt and money market securities. It will also invest about 10%-25% of capital in equity and equity-related securities. The Scheme will engage in short selling of securities and securities lending & borrowing and may invest in foreign assets and securities (up to 25%). The fund seeks to provide regular income and long-term capital appreciation.

Pros & Cons of DSP Regular Savings Fund

DSP Regular Savings Fund offers the following benefits:

  • The scheme is a hybrid scheme and thus ensures that investors get both regular income and capital appreciation.
  • The fund empowers the investor to have investment in both defensive and aggressive market instruments.
  • However, the fund returns are consistently lower than the average category returns.

Fund Information and Statistics of DSP Regular Savings Fund

Inception / Launch date

The DSP Regular Savings Fund was launched on June 11, 2004, by DSP Regular Mutual Fund.

Risk level

Investment in the DSP Regular Savings Fund are at moderately-high risk and suitable for long-term investment horizon.

Redemption

The scheme will offer units for purchase and redemption at NAV prices on every Business Day. Under normal circumstances, your fund house will dispatch the redemption proceeds within 2 business days.

Fund Manager

The fund is jointly managed by Mr Vikram Chopra (July 2016), Jay Kothari (March 2018), and Gopal Agrawal (August 2018).

Entry / Exit load

The fund house does not charge any entry load or exit load if 10% units are redeemed before one year from the date of allotment. However, 1% exit load is charged if remaining units are redeemed before one year. No exit load is charged after that.

Tax benefits of investing in DSP Regular Savings Fund

  • A Short-term capital gain tax will be levied on unitholders as per the income tax slab rate if units are held for less than 36 months.
  • A long-term capital gains tax of 20% is applicable with indexation if units are held for more than 36 months.
  • Dividend distribution tax will be deducted before distribution of the dividend.

About DSP Regular Mutual Fund

DSP Mutual Fund aims to balance between risk and opportunities to ensure maximum benefits for the investors. It follows a disciplined investment process and sophisticated analytical tools to consistently deliver value for the investors. The fund house takes measured risks to optimise investment opportunities.

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Frequently Asked Questions

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Start your investment

Min amount: ₹500

Calculate Returns

Rs. 1,000 invested monthly becomes Rs. 4.7 Lakhs in a period of 20 years
Need help?
Moderately High risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns