HDFC Gilt Fund Growth - Latest NAV ₹43.43, Returns, Performance & Portfolio

HDFC Gilt Fund Growth

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Start your investment

Min amount: ₹300

Calculate Returns

Rs. 1,000 invested monthly becomes Rs. 5.97 Lakhs in a period of 20 years

Fund Summarystar

PeriodReturns(per year)
10 Years8.5%
5 Years8.05%
3 Years7.38%
1 Year10.31%
6 Months4.11%
Fund Details
RiskModerate Risk
Fund TypeGovernment Bond
Exit Load--

More about this fundstar

Top HoldingsWeightage
7.26% Govt Stock 202916.81%
7.17% Govt Stock 202816.21%
6.45% Govt Stock 202910.8%
7.59% Govt Stock 202610.71%
6.79% Govt Stock 20279.33%
5.79% Govt Stock 20307.4%
6.79% Govt Stock 20295.12%
5.77% GOI 20304.38%
6.97% Govt Stock 20263.23%
8.59% Andhra Pradesh SDL 20231.52%

About HDFC Gilt fund

HDFC Gilt fund is a type of debt fund which invests in government securities, central government loans and state development loans of medium to long-term horizon with a lock-in period of 5 years.

Pros & Cons of HDFC Gilt fund

HDFC Gilt fund offers the following benefits: 1. Since the fund is invested in a number of government securities with varying yielding rates, they are better than direct investments of retail investors who invest in one or two types of securities. 2. Gilt Funds are ideal for those who want more safety for their investments since they guarantee reasonable returns on investment. 3. There is no credit risk. Also, capital protection is more or less guaranteed, easy investments into government securities which is, otherwise unavailable to retail investors.

Certain drawbacks of HDFC Gilt fund

  1. The returns are moderate. In times of increasing interest rates the returns enjoyed will be much lower, and since the underlying government securities are illiquid, the mutual fund manager might not be able to divest their investment in any emergency
  2. Gilt funds are not as much liquid. Since these types of funds are not actively traded like other securities.

Fund Information and Statistics of HDFC Gilt fund

i) Inception / Launch date

HDFC Gilt fund was launched on July 25, 2001 by HDFC Fund AMC.

ii) Risk level

Being a gilt debt oriented fund, this fund is a moderate risk bet.

iii) Redemption

Redemption of Units will be done by a repurchase/buyback by the fund house. Under normal circumstances, your fund house will dispatch the redemption proceeds within 10 business days from date of receipt of request.

iv) Fund Manager

Mr. Anil Bamboli has been managing the fund since September 2007.

v) Entry / Exit load

The fund house does not charge any entry load and exit load for investing in this fund.

Tax benefits of investing in the fund

Long term capital gains tax applies to returns on this fund. A capital gain registered during a period of less than 3 years is defined as Short-term Capital Gain (STCG). A capital gain registered over a period of 3 years or more is defined as Long-term Capital Gains (LTCG). STCG from debt oriented funds are added to the investor’s income. They are then taxed according to his income slab. Long term capital gains tax from debt funds is taxed at the rate of 20% after indexation and 10% without the benefit of indexation.

About HDFC Mutual Fund

HDFC Mutual fund is managed by HDFC Mutual Fund - one of the largest mutual funds and well-established fund house in the country with a consistent focus on delivering robust fund performance.

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Frequently Asked Questions

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Start your investment

Min amount: ₹300

Calculate Returns

Rs. 1,000 invested monthly becomes Rs. 5.97 Lakhs in a period of 20 years
Moderate Risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns