HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan - Regular - Latest NAV [ ₹17.3139 ], Returns, Performance, Portfolio & Returns 2021

HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan

  • highlight
    9.59%
  • highlight
    17.3139

Min amount: ₹500

Calculate Returns

20 yrs
₹500 invested monthly becomes
0 in a period of 20 years

Fund Summarystar

PeriodReturns(per year)
10 Years--
5 Years9.59%
3 Years9.74%
1 Year15.74%
6 Months6.75%
Fund Details
ISININF179KB1MJ2
RiskModerately High risk
Fund TypeRetirement
NAV17.3139
Exit Load--

More about this fundstar

Top HoldingsWeightage
Treps - Tri-Party Repo19.13%
Tmf Holdings Limited8.02%
6.19% Govt Stock 20347.73%
Reverse Repo6.85%
7.57% Govt Stock 20336.53%
Vedanta Limited5.74%
L&T Infrastructure Finance Company Limited5.48%
Indian Railway Finance Corporation Limited4.43%
7.50% Govt Stock 20344.32%
6.79% Govt Stock 20294.14%

About HDFC Retirement Savings Fund -Hybrid - Debt Plan - Direct Plan - Growth

This is a tax-saving as well as a retirement fund and provides long-term capital appreciation by investing in a hybrid portfolio, i.e. a mix of equity and debt instruments. As per the latest norm, the fund scheme locks up the principal invested until you complete 60 years of age or for five years to provide tax-saving facility and better returns.

Pros and Cons of HDFC Retirement Savings Fund -Hybrid - Debt Plan - Direct Plan - Growth

The exit load is zero if you exit from the fund after completing the lock-in period.

Fund Information and Statistics

i) Inception/Launch Date

The fund was rolled out on 25 February 2016.

ii) Risk Level

The fund comes with a moderately high risk profile since the fund invests in equity and equity-related instruments.

iii) Redemption

For investments made until 1 June 2018, units cannot be redeemed/switched out/assigned/transferred/pledged until they complete five years from the date of allotment. For fresh investments made after 1 June 2018, units cannot be redeemed/switched out/assigned/transferred/pledged until they complete five years from the date of allotment or until the investor completes 60 years of age, whichever is earlier.

iv) Fund Manager

Since this is a hybrid fund, Mr Chirag Setalvad manages the equity investments and Mr Shobhit Mehrotra manages the debt investments. In addition, Mr Chirag Dagli manages the overseas investments.

v) Entry/Exit Load

No entry load is chargeable upon purchase of fund units. Similarly, no exit load is chargeable if you exit from the fund after completing the lock-in period.

About HDFC Mutual Fund

HDFC Mutual Fund, a reputed fund house in India, was established on 30 June 2000. HDFC Trustee Company Limited is the trustee company for the fund house. On the other hand, the sponsor for the fund house is Housing Development Finance Corporation (HDFC) Limited and Standard Life Investments Limited.

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Min amount: ₹500

Calculate Returns

20 yrs
₹500 invested monthly becomes
0 in a period of 20 years
Moderately High risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns