HDFC Short Term Debt Growth - Latest NAV ₹24.4101, Returns, Performance & Portfolio

HDFC Short Term Debt Growth

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Min amount: ₹300

Calculate Returns

Rs. 2,000 invested monthly becomes Rs. 12.94 Lakhs in a period of 20 years

Fund Summarystar

PeriodReturns(per year)
10 Years9.04%
5 Years8.69%
3 Years9.07%
1 Year10.89%
6 Months5.8%
Fund Details
RiskModerately Low risk
Fund TypeShort Duration
Exit Load--

More about this fundstar

Top HoldingsWeightage
7.32% Govt Stock 20243.77%
5.77% GOI 20303.24%
Housing Development Finance Corporation Limited2.34%
5.79% Govt Stock 20302.25%
Housing Development Finance Corporation Limited2.04%
State Bank of India1.93%
6.79% Govt Stock 20271.92%
Indinfravit Trust1.9%
State Bank Of India1.84%
Rural Electrification Corporation Limited1.68%

About HDFC Short Term Debt Fund

The Scheme is an open-ended scheme and is a short-duration low-risk debt fund. It seeks to generate regular income through investment in debt securities and money market instruments. The Scheme is benchmarked against CRISIL Short-Term Bond Index.

Pros & Cons of HDFC Short Term Debt Fund

HDFC Short Term Debt Fund offers following benefits:

  1. Consistently beaten benchmark and category peers and delivered returns even if low-risk papers
  2. Ability to deliver returns higher than fixed deposits and low chance of temporary losses with easy liquidity. Exposure to bonds below AA+ rating is less than 5% of portfolio which provides low risk and low volatility.
  3. The average 2 year rolling return since inception is 9.01% which is well above the fixed deposit return of circa 8%.

Fund Information and Statistics of HDFC Short Term Debt Fund

i) Inception / Launch date

The Scheme was launched on 25 June 2010 by HDFC Mutual Fund. The Scheme was earlier known as HDFC Short Term Opportunities Fund.

ii) Risk level

Being a short-duration offering, the scheme is a moderately low risk bet and suitable for investors with low risk appetite and looking for moderate return over 2 year horizon.

iii) Redemption

Under normal circumstances, redemptions proceeds are despatched within 10 business days from the date of receipt of valid redemption request in line with SEBI guidelines.

iv) Fund Manager

The Scheme is currently being managed by Mr. Anil Bamboli since June 2010.

v) Entry / Exit load

The fund house does not charge any entry load or exit load for investing in HDFC Short Term Debt Fund.

Tax benefits of investing in HDFC Short Term Debt Fund

Long term capital gains are taxed at the rate of 20% after indexation (if held for 36 months or more). Short term gains are added to income and subject to short term capital gain tax as per income tax slab under the Act.

About HDFC Mutual Fund

HDFC Mutual Fund is one of the largest and well-established fund house in India with focus on delivering consistent fund performance across all categories since the first fund launch in July 2000. The fund house is managed by HDFC Asset Management Company Ltd. Mr. Milind Barve is the CEO of the AMC. HDFC Trustee Company Limited is the trustee to HDFC Mutual Fund per Trust Deed dated 8 June 2000.

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Frequently Asked Questions

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Start your investment

Min amount: ₹300

Calculate Returns

Rs. 2,000 invested monthly becomes Rs. 12.94 Lakhs in a period of 20 years
Moderately Low risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns