HDFC Short Term Debt Growth
HDFC Short Term Debt Growth5Morning Star
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|Risk||Moderately Low risk|
|Fund Type||Short Duration|
More about this fund
|State Bank Of India||2.58%|
|Tata Sons Limited||2.41%|
|Housing Development Finance Corporation Limited||2.3%|
|State Bank Of India||2.29%|
|LIC Housing Finance Limited||2.27%|
|Power Finance Corporation Ltd.||2.23%|
|NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT||1.9%|
|Tata Capital Financial Services Limited||1.82%|
|7.59% Govt Stock 2026||1.75%|
|Mahanagar Telephone Nigam Limited||1.66%|
About HDFC Short Term Debt Fund
The Scheme is an open-ended scheme and is a short-duration low-risk debt fund. It seeks to generate regular income through investment in debt securities and money market instruments. The Scheme is benchmarked against CRISIL Short-Term Bond Index.
Pros & Cons of HDFC Short Term Debt Fund
HDFC Short Term Debt Fund offers following benefits:
- Consistently beaten benchmark and category peers and delivered returns even if low-risk papers
- Ability to deliver returns higher than fixed deposits and low chance of temporary losses with easy liquidity. Exposure to bonds below AA+ rating is less than 5% of portfolio which provides low risk and low volatility.
- The average 2 year rolling return since inception is 9.01% which is well above the fixed deposit return of circa 8%.
Fund Information and Statistics of HDFC Short Term Debt Fund
i) Inception / Launch date
The Scheme was launched on 25 June 2010 by HDFC Mutual Fund. The Scheme was earlier known as HDFC Short Term Opportunities Fund.
ii) Risk level
Being a short-duration offering, the scheme is a moderately low risk bet and suitable for investors with low risk appetite and looking for moderate return over 2 year horizon.
Under normal circumstances, redemptions proceeds are despatched within 10 business days from the date of receipt of valid redemption request in line with SEBI guidelines.
iv) Fund Manager
The Scheme is currently being managed by Mr. Anil Bamboli since June 2010.
v) Entry / Exit load
The fund house does not charge any entry load or exit load for investing in HDFC Short Term Debt Fund.
Tax benefits of investing in HDFC Short Term Debt Fund
Long term capital gains are taxed at the rate of 20% after indexation (if held for 36 months or more). Short term gains are added to income and subject to short term capital gain tax as per income tax slab under the Act.
About HDFC Mutual Fund
HDFC Mutual Fund is one of the largest and well-established fund house in India with focus on delivering consistent fund performance across all categories since the first fund launch in July 2000. The fund house is managed by HDFC Asset Management Company Ltd. Mr. Milind Barve is the CEO of the AMC. HDFC Trustee Company Limited is the trustee to HDFC Mutual Fund per Trust Deed dated 8 June 2000.
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Min amount: ₹1,000
All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,
- High Risk = High possible returns
- Low Risk = Stable, relatively lower returns