Kotak Credit Risk Growth - Latest NAV ₹22.684, Returns, Performance & Portfolio

Kotak Credit Risk Growth

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Min amount: ₹1,000

Calculate Returns

Rs. 3,000 invested monthly becomes Rs. 17.01 Lakhs in a period of 20 years

Fund Summarystar

PeriodReturns(per year)
10 Years8.33%
5 Years7.64%
3 Years6.73%
1 Year6.28%
6 Months4.11%
Fund Details
RiskModerately Low risk
Fund TypeCredit Risk
Exit Load1% for 365 Days

More about this fundstar

Top HoldingsWeightage
Talwandi Sabo Power Limited9.88%
Punjab & Sind Bank7.21%
Coastal Gujarat Power Limited5.64%
Future Lifestyle Fashions Limited5.22%
U.P. Power Corporation Limited4.91%
Andhra Bank4.72%
L&T Infrastructure Finance Company Limited4.33%
Bahadur Chand Investments Private Limited3.96%
Power Finance Corporation Limited3.54%
Andhra Bank3.45%

About Kotak Credit Risk Fund

The Scheme is an open-ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). The Scheme is benchmarked against Crisil Composite AA Short Term Bond Index.

Pros & Cons of Kotak Credit Risk Fund

Kotak Credit Risk Fund offers following features:

  1. The Scheme seeks to maintain reasonable liquidity within the scheme. The Scheme invests in securities offering high accrual by taking on a slightly higher credit risk.
  2. The fund manager also seeks to capitalize on opportunity of potential credit rating upgrades from time to time.
  3. The Scheme underperformed compared to benchmark and category average in 1 year and 3 year horizon.

Fund Information and Statistics of IDFC Infrastructure Fund

i) Inception / Launch date

The Scheme was launched by Kotak Mutual Fund on 11 May 2010.

ii) Risk level

Being a debt scheme, the scheme is moderately low risk proposition and ideal investment horizon is 15 months or more.

iii) Redemption

The minimum redemption is Rs 1000 or 100 units. The Scheme is open for repurchase/redemptions on all business days by fund house.

iv) Fund Manager

Mr. Deepak Agarwal is currently managing the Scheme who is associated with the scheme since inception.

v) Entry / Exit load

10% of the units can be redeemed without an exit load from the date of the allotment. Exit load of 1% is payable if units are redeemed/switched out within 1 year from date of allotment in excess of 10% of units. No exit load is charged by the fund house if redeemed/switched out after 1 year from the date of allotment. No entry load is charged by the fund house.

Tax benefits of investing in the fund

Long term capital gains are taxed at the rate of 20% after indexation (if held for 36 months or more). Short term gains are added to income and subject to short term capital gain tax as per income tax slab under the Act. Thus, holding for more than 3 years recommended availing tax benefits.

About Kotak Mutual Fund

The fund house is managed by Kotak Mahindra Asset Management Company Limited . It started operations in December 1998. The fund house offers schemes catering to investors with different risk appetite and was the first fund house in India to launch a dedicated gilt scheme. The AMC manages assets worth more than Rs 1.25 lakh crore.

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Frequently Asked Questions

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Start your investment

Min amount: ₹1,000

Calculate Returns

Rs. 3,000 invested monthly becomes Rs. 17.01 Lakhs in a period of 20 years
Moderately Low risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns