SBI Short Term Debt Fund Regular Growth - Latest NAV ₹24.7593, Returns, Performance & Portfolio

SBI Short Term Debt Fund Regular Growth

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Start your investment

Min amount: ₹500

Calculate Returns

Rs. 1,000 invested monthly becomes Rs. 6 Lakhs in a period of 20 years

Fund Summarystar

PeriodReturns(per year)
10 Years8.56%
5 Years8.1%
3 Years8.01%
1 Year9.85%
6 Months5.94%
Fund Details
RiskModerately Low risk
Fund TypeShort Duration
Exit Load--

More about this fundstar

Top HoldingsWeightage
7.27% Govt Stock 202611.41%
7.59% Govt Stock 20268.56%
5.22% GOI 20258.13%
182 DTB 140120217.4%
8.20% Gujarat SDL 20253.25%
Air India Assets Holding Limited2.03%
Muthoot Finance Limited1.83%
Bharat Petroleum Corporation Limited1.79%
5.79% Govt Stock 20301.73%
State Bank of India1.61%

About SBI Short Term Debt Fund

Being an open-ended scheme, it provides its investors an opportunity to generate regular income through investing in this scheme. The scheme invests in money market instruments such that between 1 and 3 years of Macaulay portfolio duration and in debt instruments which are rated not below investment grade.

Pros and Cons of SBI Short Term Debt Fund

The scheme is suitable for investors seeking; 1. For short-term regular income. 2. Corpus is invested in debt and money market securities. 3. Through interest rate risk in its portfolio and active management credit risk the objective of the scheme is to provide attractive risk-adjustment returns.

Fund Information and Statistics of SBI Short Term Debt Fund

i) Inception / Launch date

The SBI Short Term Debt Fund was launched on 27th July 2007 by SBI Mutual Fund.

ii) Risk level

The scheme has a moderately low risk. The value of the investment in the scheme may go up and down with the price interest rates of the securities of the scheme fluctuate. No guarantee of the funds objective will be achieved. Does not indicate either the future prospects and returns or the quality of the scheme.

iii) Redemption

Redemption of the units is process to the unit holders within 10 business days on receipt of the proper redemption request.

iv) Fund Manager

Mr. Rajeev Radhakrishnan is the fund manager of SBI Short Term Debt fund and is managing the fund since 2008.

v) Entry / Exit load

The entry load is not applicable and exit load is Nil for investing in this fund.

Tax benefits of investing in SBI Credit Risk Fund

As SBI Short Term Debt Fund is invested for short term, so short term gains from this fund is added to the income and are subject to short-term capital gains tax as per the income tax slab the investor fall under. Units which are redeemed after 3 years are subject to long –term capital gains tax and are taxable at 20% with indexation.

About SBI Mutual Fund

SBI Mutual fund is formed by multiple investors who seek to invest on bonds, stock etc.The capital gains are registered with the Securities and Exchange Board of India (SEBI), and professional fund managers operate the funds and invest the fund capitals and attempts to produce capital gains.

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Frequently Asked Questions

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Start your investment

Min amount: ₹500

Calculate Returns

Rs. 1,000 invested monthly becomes Rs. 6 Lakhs in a period of 20 years
Moderately Low risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns