SBI Credit Risk Fund Regular Plan Growth - Latest NAV ₹33.9135, Returns, Performance & Portfolio

SBI Credit Risk Fund Regular Plan Growth

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Start your investment

Min amount: ₹500

Calculate Returns

Rs. 1,000 invested monthly becomes Rs. 5.89 Lakhs in a period of 20 years

Fund Summarystar

PeriodReturns(per year)
10 Years8.95%
5 Years7.95%
3 Years7.29%
1 Year8.99%
6 Months6.35%
Fund Details
RiskModerate Risk
Fund TypeCredit Risk
Exit Load3% for 365 Days

More about this fundstar

Top HoldingsWeightage
7.17% Govt Stock 20284.35%
Indinfravit Trust4.1%
Tata International Limited4.06%
Bharti Airtel Limited3.97%
TMF Holdings Limited3.94%
7.26% Govt Stock 20293.93%
L&T Vadodara Bharuch Tollway Limited3.5%
State Bank Of India3.42%
Sterlite Power Grid Ventures Limited3.37%
7.27% Govt Stock 20263.07%

About SBI Credit Risk Fund

Being an open-ended fund, the scheme seeks to provide the investors to invest in corporate bonds rated AA.Through investment in the money market securities, while maintaining moderate liquidity in the portfolio fund generates attractive returns.

Pros and Cons of SBI Credit Risk Fund

Investors can seek the benefits by in SBI Credit Risk Fund: 1. The scheme invests in high yielding corporate debt securities to generate attractive returns. 2. An active credit management strategy is followed by the fund. 3. Offer a benefit of capital gains, as company offer higher interest rates as when their ratings move up.

Fund Information and Statistics of SBI Credit Risk Fund

i) Inception / Launch date

The SBI Credit Risk Fund was launched on 17th July 2014 by SBI Mutual Fund.

ii) Risk level

Investing in this fund has moderate risk. Due to lower duration the interest risk in this fund is low.

iii) Redemption

Through ECS the payments upto Rs.1 lakh would only be made. On any unforeseen circumstances the unit holders can only redeem 5% of the total number of units on any business days.

iv) Fund Manager

Mr.Lokesh Mallya and Ms. Mansi Sajeja are the fund managers of SBI Credit Risk fund since 2017.

v) Entry / Exit load

The entry load is not applicable or Nil. The exit load of 3% is applicable for units in excess of 8% of the investment if redeemed within 12 months. If redeemed after 12 months but within 24 months exit load applicable will be 1.5%. And 0.75% if redeemed after 24 months but within 36 months.

Tax benefits of investing in SBI Credit Risk Fund

Returns which are earned within three years of investment are subject to short-term capital gains tax. At 20% long term capital gains tax is eligible after three years with the benefit of indexation. Tax of 28.84% has to be paid by the scheme on dividend distribution but dividends are exempt from tax.

About SBI Mutual Fund

SBI Mutual fund is formed by multiple investors who seek to invest on bonds, stock etc.The capital gains are registered with the Securities and Exchange Board of India (SEBI), and professional fund managers operate the funds and invest the fund capitals and attempts to produce capital gains.

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Frequently Asked Questions

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Start your investment

Min amount: ₹500

Calculate Returns

Rs. 1,000 invested monthly becomes Rs. 5.89 Lakhs in a period of 20 years
Moderate Risk

All investments come with risk. Risk is the volatility or fluctuation in the price (and returns) of the investment. Usually,

  • High Risk = High possible returns
  • Low Risk = Stable, relatively lower returns