Bank of India ELSS Tax Saver Fund Direct Plan Growth
Very High Risk
Elss
4 Star
NAV as of Nov 19, 2025
₹190.15
0.12%1D Change
Returns since inception
17.67%p.a.
Very High Risk
Elss
4 Star
NAV as of Nov 19, 2025
₹190.15
0.12%1D Change
Returns since inception
17.67%p.a.
Bank of India ELSS Tax Saver Fund Direct Plan Growth
Very High Risk|Elss|4 Star
NAV as of Nov 19, 2025
₹190.15
0.12%1D
Returns since inception
17.67%p.a.
Save up to Rs 46,800 in taxes every year.
Highest returns compared to other 80C investments.
Lowest lock-in of 3 years
| Tax Saving FD | PPF | ELSS | |
|---|---|---|---|
| Average Annualised Returns i | 6% | 8% | 12% |
| Tax rates i | 30% | Not taxable | 10%* |
| Returns after tax i | 4.2% | 8.00% | 10.80% |
| Current rate of Inflation i | 4% | 4% | 4% |
| Real Rate of Return i | 0.2% | 4.00% | 6.80% |
| Lock-in Period i | 5 years | 15 years | 3 years |
*Taxable @ 10% over and above Rs 1 lakh.
Returns calculator
Investment Type
Monthly SIP
One-Time
₹
yrs
Total investment₹9.6 Lakhs
Returns₹0
Final Value₹0
Absolute ReturnNaN%
Fund overview
- Rating4 Star
- Expense ratio0.67%
- Exit Load0% within 0 days
- AUM (Fund size)₹1,417.05 Crore
- Lock-in period3 years
- Age12 yrs since Jan 01, 2013
- Min. investmentSIP ₹500 & Lump. ₹500
- RiskVery High
- Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year
Fund Distribution
Equity
94.27%
Debt
0.01%
Others
5.72%
Top Holdings
Top Sectors
| Holding Name | Assets (%) |
|---|---|
| Vedanta Ltd | 4.92% |
| Treps | 4.78% |
| State Bank of India | 4.39% |
| ICICI Bank Ltd | 3.84% |
| Hindustan Aeronautics Ltd Ordinary Shares | 3.47% |
Peer Comparison
Overview
Returns
Risk Ratios
| Fund Name | AUM (In Crs.) | NAV | Risk |
|---|---|---|---|
| Mirae Asset ELSS Tax Save... | ₹ 27,069 Cr | ₹58.11 | 0.14% | Very High |
| Aditya Birla Sun Life ELS... | ₹ 15,682 Cr | ₹70.33 | 0.37% | Very High |
| ICICI Prudential ELSS Tax... | ₹ 14,844 Cr | ₹1077.49 | 0.28% | Very High |
| Edelweiss ELSS Tax saver ... | ₹ 440 Cr | ₹137.58 | 0.65% | Very High |
NAV History - BOI AXA Tax Advantage Fund - Direct Plan - Growth
FUND | BOI AXA Tax Advantage Fund - Direct Plan - Growth |
|---|---|
| NAV (Nov 19, 2025) | ₹190.15 |
| Class | ELSS | ELSS |
| Inception Date | Jan 01, 2013 |
| Fund Manager | Alok Singh |
FUND | BOI AXA Tax Advantage Fund - Direct Plan - Growth |
|---|---|
| Initial Price | ₹10 |
| Min. Investment Amount | SIP ₹500 and Lump. ₹500 |
| Exit Load | 0% within 0 days |
Returns | 1W | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|
| BOI AXA Tax Advantag... | 0.09% | 1.59% | 3.5% | 2.66% | 1.14% | 18.37% |
About Bank of India Investment Managers Private Limited
The joint venture between Bank of India and AXA Investment Managers established BOI AXA Investment Managers Private Limited. Bank of India is a public sector bank in which the Government of India holds the majority of the stake. AXA Investment Managers is a leading asset manager in the world, and they have their presence in over 20 countries.
Bank of India Investment Managers Private Limited Details
- No. of schemes51
- Total AUM₹2,288.11 Crore
- AddressBank of India Investment Managers Private Limited, B/204, Tower 1, Peninsula Corporate Park, Mumbai, Maharashtra, 400 013
- Phone+91 22 40479000
Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
2.41 Lakhs ₹
Min investment of ₹500 required
