Bank of India Short Term Income Fund Direct Plan Growth: NAV, Returns, Calculator, Expense Ratio & Review

Bank of India Short Term Income Fund Direct Plan Growth

Low To Moderate Risk

Debt

4 Star

NAV as of Aug 29, 2025

29.36

-0.09%1D Change

Returns since inception

6.95%p.a.

Low To Moderate Risk

Debt

4 Star

NAV as of Aug 29, 2025

29.36

-0.09%1D Change

Returns since inception

6.95%p.a.

Bank of India Short Term Income Fund Direct Plan Growth

Low To Moderate Risk|Debt|4 Star
NAV as of Aug 29, 2025

29.36

-0.09%1D

Returns since inception

6.95%p.a.

Returns Calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Returns0
Final Value0
Absolute ReturnNaN%

Fund Overview

  • Rating4 Star
  • Expense ratio0.45%
  • Exit Load0% within 0 days
  • AUM (Fund size)₹216.32 Crore
  • Lock-in periodNo Lock-in
  • Age12 yrs since Jan 01, 2013
  • Min. investmentSIP ₹1000 & Lump. ₹5000
  • RiskLow to Moderate
  • Tax implicationsShort-term capital gains (STCG) are taxed at applicable slab rates

Fund Distribution

Equity
0%
Debt
45.94%
Others
54.06%
Top Holdings
Top Sectors
Holding NameAssets (%)
LIC Housing Finance Ltd.8.25%
Punjab National Bank6.07%
Motilal Oswal Financial Services Ltd5.82%
Repo5.82%
Rec Limited4.59%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
Axis Short Duration Fund ...₹ 12,125 Cr
34.11
| -0.07%
Low to Moderate
Nippon India Short Durati...₹ 8,910 Cr
57.96
| -0.05%
Low to Moderate
ICICI Prudential Short Te...₹ 22,156 Cr
66.34
| -0.07%
Moderate
Aditya Birla Sun Life Sho...₹ 10,472 Cr
51.99
| -0.05%
Low to Moderate

NAV History

FUND

Bank of India Short Term Income Fund Direct Plan Growth

NAV (Aug 29, 2025)₹29.36
ClassDebt | Short
Inception DateJan 01, 2013
Fund ManagerMithraem Bharucha

FUND

Bank of India Short Term Income Fund Direct Plan Growth

Initial Price₹10
Min. Investment AmountSIP ₹1000 and Lump. ₹5000
Exit Load0% within 0 days

Returns

1W

1M

3M

6M

1Y

3Y

Bank of India Short ...0.01%0.2%1.03%4.28%9.97%10.24%

About Bank of India Investment Managers Private Limited

The joint venture between Bank of India and AXA Investment Managers established BOI AXA Investment Managers Private Limited. Bank of India is a public sector bank in which the Government of India holds the majority of the stake. AXA Investment Managers is a leading asset manager in the world, and they have their presence in over 20 countries.

Bank of India Investment Managers Private Limited Details

  • No. of schemes51
  • Total AUM₹2,288.11 Crore
  • AddressBank of India Investment Managers Private Limited, B/204, Tower 1, Peninsula Corporate Park, Mumbai, Maharashtra, 400 013
  • Phone+91 22 40479000
Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

2.11 Lakhs ₹
Min investment of ₹1,000 required