HDFC Retirement Savings Fund - Equity Plan - Direct Plan - Regular - Latest NAV [ ₹56.933 ], Returns, Performance, Portfolio & Returns 2025

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk

Hybrid

NAV as of May 19, 2025

56.93

0.2%1D Change

Returns since inception

20.73%p.a.

Very High Risk

Hybrid

NAV as of May 19, 2025

56.93

0.2%1D Change

Returns since inception

20.73%p.a.

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk|Hybrid
NAV as of May 19, 2025

56.93

0.2%1D

Returns since inception

20.73%p.a.

Returns calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Returns0
Final Value0
Absolute ReturnNaN%

Fund overview

  • RatingNo Rating
  • Expense ratio0.85%
  • Exit Load0% within 0 days
  • AUM (Fund size)₹6,244 Crore
  • Lock-in period5 years
  • Age9 yrs since Feb 25, 2016
  • Min. investmentSIP ₹500 & Lump. ₹5000
  • RiskVery High
  • Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
  • Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Fund Distribution

Top Holdings
Top Sectors
Holding NameAssets (%)
Treps - Tri-Party Repo9.65%
HDFC Bank Ltd9.25%
ICICI Bank Ltd7.31%
Axis Bank Ltd4.55%
Reliance Industries Ltd4.5%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
Aditya Birla Sun Life Ret...₹ 112 Cr
20.43 | 0.04%
Very High
Axis Retirement Fund - Dy...₹ 330 Cr
21.28 | -0.23%
Very High
Axis Retirement Fund - Ag...₹ 808 Cr
20.04 | -0.25%
Very High
Aditya Birla Sun Life Ret...₹ 380 Cr
21.25 | 0.20%
Very High

NAV History - HDFC Retirement Savings Fund- Equity Plan -Direct Plan-Growth

FUND

HDFC Retirement Savings Fund- Equity Plan -Direct Plan-Growth

NAV (May 19, 2025)₹56.93
ClassHybrid | Retirement
Inception DateFeb 25, 2016
Fund ManagerShobhit Mehrotra, Arun Agarwal, Srinivasan Ramamurthy, Dhruv Muchhal, Nandita Menezes

FUND

HDFC Retirement Savings Fund- Equity Plan -Direct Plan-Growth

Initial Price₹10
Min. Investment AmountSIP ₹500 and Lump. ₹5000
Exit Load0% within 0 days

Returns

1W

1M

3M

6M

1Y

3Y

HDFC Retirement Savi...4.61%6.29%9.56%4.08%12.57%24.48%

About HDFC Asset Management Co Ltd

HDFC Mutual Fund started as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited on December 10, 1999. It has Housing Development Finance Corporation Limited and Standard Life Investments Limited as the sponsors. HDFC Trustee Company Limited is the trustee.

HDFC Asset Management Co Ltd Details

  • No. of schemes130
  • Total AUM₹415,566.1 Crore
  • AddressHDFC Asset Management Company Limited, “HUL House”, 2nd Floor, Mumbai, Maharashtra, 400 020
  • Phone+91 22 66316333

Frequently Asked Questions

Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

2.67 Lakhs ₹
Min investment of ₹500 required