HDFC Retirement Savings Fund - Equity Plan - Direct Plan
Very High Risk
Hybrid
NAV as of Jun 12, 2026
₹54.15
1.79%1D Change
3Y returns
+41.51% ↑
Very High Risk
Hybrid
NAV as of Jun 12, 2026
₹54.15
1.79%1D Change
3Y returns
+41.51% ↑
HDFC Retirement Savings Fund - Equity Plan - Direct Plan
Very High Risk|Hybrid
NAV as of Jun 12, 2026
₹54.15
1.79%1D
3Y returns
+41.51% ↑
Returns calculator
Investment Type
Monthly SIP
One-Time
₹
yrs
Total investment₹9.6 Lakhs
Returns₹0
Final Value₹0
Absolute ReturnNaN%
Fund overview
- RatingNo Rating
- Expense ratio0.81%
- Exit Load0% within 0 days
- AUM (Fund size)₹6,660.2 Crore
- Lock-in period5 years
- Age10 yrs since Feb 25, 2016
- Min. investmentSIP ₹500 & Lump. ₹5000
- RiskVery High
- Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year
Fund Distribution
Top Holdings
Top Sectors
| Holding Name | Assets (%) |
|---|---|
| HDFC Bank Ltd | 6.88% |
| ICICI Bank Ltd | 6.79% |
| Reliance Industries Ltd | 4.96% |
| Axis Bank Ltd | 4.64% |
| Treps - Tri-Party Repo | 4.44% |
Peer Comparison
Overview
Returns
Risk Ratios
| Fund Name | AUM (In Crs.) | NAV | Risk |
|---|---|---|---|
| Aditya Birla Sun Life Ret... | ₹ 444 Cr | ₹23.81 | 1.90% | Very High |
| ICICI Prudential Retireme... | ₹ 1,192 Cr | ₹30.50 | 1.84% | Very High |
| ICICI Prudential Retireme... | ₹ 1,924 Cr | ₹37.89 | 2.16% | Very High |
| ICICI Prudential Retireme... | ₹ 91 Cr | ₹19.81 | 0.41% | Moderately High risk |
NAV History - HDFC Retirement Savings Fund- Equity Plan -Direct Plan-Growth
FUND | HDFC Retirement Savings Fund- Equity Plan -Direct Plan-Growth |
|---|---|
| NAV (Jun 12, 2026) | ₹54.15 |
| Class | Hybrid | Retirement |
| Inception Date | Feb 25, 2016 |
| Fund Manager | Arun Agarwal, Anupam Joshi, Srinivasan Ramamurthy, Dhruv Muchhal, Nandita Menezes |
FUND | HDFC Retirement Savings Fund- Equity Plan -Direct Plan-Growth |
|---|---|
| Initial Price | ₹10 |
| Min. Investment Amount | SIP ₹500 and Lump. ₹5000 |
| Exit Load | 0% within 0 days |
Returns | 1W | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|
| HDFC Retirement Savi... | 1.13% | 1.02% | -0.4% | -7.86% | -4.93% | 12.37% |
Frequently Asked Questions
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About HDFC Asset Management Co Ltd
HDFC Mutual Fund started as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited on December 10, 1999. It has Housing Development Finance Corporation Limited and Standard Life Investments Limited as the sponsors. HDFC Trustee Company Limited is the trustee.
HDFC Asset Management Co Ltd Details
- No. of schemes132
- Total AUM₹415,566.1 Crore
- AddressHDFC Asset Management Company Limited, “HUL House”, 2nd Floor, Mumbai, Maharashtra, 400 020
- Phone+91 22 66316333
Start your investment
Lumpsum
SIP
Amount
₹5,000
Duration
1Year
Estimated value after 1 year
(as per historical returns)
₹64,176
Min investment of ₹500 required