HDFC Retirement Savings Fund - Equity Plan - Direct Plan
Very High Risk
Hybrid
NAV as of Jun 30, 2025
₹58.19
-0.17%1D Change
Returns since inception
20.78%p.a.
Very High Risk
Hybrid
NAV as of Jun 30, 2025
₹58.19
-0.17%1D Change
Returns since inception
20.78%p.a.
HDFC Retirement Savings Fund - Equity Plan - Direct Plan
Very High Risk|Hybrid
NAV as of Jun 30, 2025
₹58.19
-0.17%1D
Returns since inception
20.78%p.a.
Returns calculator
Investment Type
Monthly SIP
One-Time
₹
yrs
Total investment₹9.6 Lakhs
Returns₹0
Final Value₹0
Absolute ReturnNaN%
Fund overview
- RatingNo Rating
- Expense ratio0.74%
- Exit Load0% within 0 days
- AUM (Fund size)₹6,474.07 Crore
- Lock-in period5 years
- Age9 yrs since Feb 25, 2016
- Min. investmentSIP ₹500 & Lump. ₹5000
- RiskVery High
- Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year
Fund Distribution
Top Holdings
Top Sectors
| Holding Name | Assets (%) |
|---|---|
| Treps - Tri-Party Repo | 10.06% |
| HDFC Bank Ltd | 9.01% |
| ICICI Bank Ltd | 7.15% |
| Axis Bank Ltd | 4.42% |
| Reliance Industries Ltd | 4.39% |
Peer Comparison
Overview
Returns
Risk Ratios
| Fund Name | AUM (In Crs.) | NAV | Risk |
|---|---|---|---|
| ICICI Prudential Retireme... | ₹ 1,214 Cr | ₹36.59 | 0.49% | Very High |
| Aditya Birla Sun Life Ret... | ₹ 115 Cr | ₹20.90 | 0.11% | Very High |
| ICICI Prudential Retireme... | ₹ 831 Cr | ₹29.07 | 0.48% | Very High |
| ICICI Prudential Retireme... | ₹ 82 Cr | ₹18.92 | 0.17% | High |
NAV History - HDFC Retirement Savings Fund- Equity Plan -Direct Plan-Growth
FUND | HDFC Retirement Savings Fund- Equity Plan -Direct Plan-Growth |
|---|---|
| NAV (Jun 30, 2025) | ₹58.19 |
| Class | Hybrid | Retirement |
| Inception Date | Feb 25, 2016 |
| Fund Manager | Shobhit Mehrotra, Arun Agarwal, Srinivasan Ramamurthy, Dhruv Muchhal, Nandita Menezes |
FUND | HDFC Retirement Savings Fund- Equity Plan -Direct Plan-Growth |
|---|---|
| Initial Price | ₹10 |
| Min. Investment Amount | SIP ₹500 and Lump. ₹5000 |
| Exit Load | 0% within 0 days |
Returns | 1W | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|
| HDFC Retirement Savi... | 2.19% | 2.76% | 9.23% | 4.75% | 6.89% | 25.46% |
About HDFC Asset Management Co Ltd
HDFC Mutual Fund started as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited on December 10, 1999. It has Housing Development Finance Corporation Limited and Standard Life Investments Limited as the sponsors. HDFC Trustee Company Limited is the trustee.
HDFC Asset Management Co Ltd Details
- No. of schemes130
- Total AUM₹415,566.1 Crore
- AddressHDFC Asset Management Company Limited, “HUL House”, 2nd Floor, Mumbai, Maharashtra, 400 020
- Phone+91 22 66316333
Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
2.72 Lakhs ₹
Min investment of ₹500 required
