HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan
Moderately High Risk
Hybrid
NAV as of Aug 29, 2025
₹24.21
-0.15%1D Change
Returns since inception
9.74%p.a.
Moderately High Risk
Hybrid
NAV as of Aug 29, 2025
₹24.21
-0.15%1D Change
Returns since inception
9.74%p.a.
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan
Moderately High Risk|Hybrid
NAV as of Aug 29, 2025
₹24.21
-0.15%1D
Returns since inception
9.74%p.a.
Returns Calculator
Investment Type
Monthly SIP
One-Time
₹
yrs
Total investment₹9.6 Lakhs
Returns₹0
Final Value₹0
Absolute ReturnNaN%
Fund Overview
- RatingNo Rating
- Expense ratio1.02%
- Exit Load0% within 0 days
- AUM (Fund size)₹162.57 Crore
- Lock-in period5 years
- Age9 yrs since Feb 25, 2016
- Min. investmentSIP ₹500 & Lump. ₹5000
- RiskModerately High
- Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year
Fund Distribution
Top Holdings
Top Sectors
| Holding Name | Assets (%) |
|---|---|
| Treps - Tri-Party Repo | 12.52% |
| 6.67% Govt Stock 2050 | 8.91% |
| Larsen & Toubro Ltd | 6.56% |
| Mahindra Rural Housing Finance Limited | 6.38% |
| Tata Consultancy Services Ltd | 6.35% |
Peer Comparison
Overview
Returns
Risk Ratios
| Fund Name | AUM (In Crs.) | NAV | Risk |
|---|---|---|---|
| ICICI Prudential Retireme... | ₹ 101 Cr | ₹16.37 | -0.16% | Moderately High risk |
| ICICI Prudential Retireme... | ₹ 82 Cr | ₹18.76 | -0.33% | Moderately High risk |
| Aditya Birla Sun Life Ret... | ₹ 17 Cr | ₹14.31 | -0.13% | Moderate |
| Aditya Birla Sun Life Ret... | ₹ 26 Cr | ₹15.82 | -0.15% | Moderate |
NAV History
FUND | HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan |
|---|---|
| NAV (Aug 29, 2025) | ₹24.21 |
| Class | Hybrid | Conservative Allocation |
| Inception Date | Feb 25, 2016 |
| Fund Manager | Shobhit Mehrotra, Arun Agarwal, Srinivasan Ramamurthy, Dhruv Muchhal, Nandita Menezes |
FUND | HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan |
|---|---|
| Initial Price | ₹10 |
| Min. Investment Amount | SIP ₹500 and Lump. ₹5000 |
| Exit Load | 0% within 0 days |
Returns | 1W | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|
| HDFC Retirement Savi... | -0.51% | -0.88% | -0.49% | 5.51% | 3.94% | 9.87% |
About HDFC Asset Management Co Ltd
HDFC Mutual Fund started as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited on December 10, 1999. It has Housing Development Finance Corporation Limited and Standard Life Investments Limited as the sponsors. HDFC Trustee Company Limited is the trustee.
HDFC Asset Management Co Ltd Details
- No. of schemes131
- Total AUM₹415,566.1 Crore
- AddressHDFC Asset Management Company Limited, “HUL House”, 2nd Floor, Mumbai, Maharashtra, 400 020
- Phone+91 22 66316333
Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
2.1 Lakhs ₹
Min investment of ₹500 required
