HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan
Moderately High Risk
Hybrid
NAV as of Jun 24, 2025
₹21.56
0.15%1D Change
Returns since inception
8.55%p.a.
Moderately High Risk
Hybrid
NAV as of Jun 24, 2025
₹21.56
0.15%1D Change
Returns since inception
8.55%p.a.
HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan
Moderately High Risk|Hybrid
NAV as of Jun 24, 2025
₹21.56
0.15%1D
Returns since inception
8.55%p.a.
Returns calculator
Investment Type
Monthly SIP
One-Time
₹
yrs
Total investment₹9.6 Lakhs
Returns₹0
Final Value₹0
Absolute ReturnNaN%
Fund overview
- RatingNo Rating
- Expense ratio2.14%
- Exit Load0% within 0 days
- AUM (Fund size)₹161.54 Crore
- Lock-in period5 years
- Age9 yrs since Feb 26, 2016
- Min. investmentSIP ₹100 & Lump. ₹5000
- RiskModerately High
- Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year
Fund Distribution
Equity
21.28%
Debt
47.3%
Others
31.42%
Top Holdings
Top Sectors
| Holding Name | Assets (%) |
|---|---|
| Treps - Tri-Party Repo | 10.4% |
| 6.67% Govt Stock 2050 | 9% |
| Tata Consultancy Services Ltd | 7.03% |
| Larsen & Toubro Ltd | 6.37% |
| Mahindra Rural Housing Finance Limited | 6.36% |
Peer Comparison
Overview
Returns
Risk Ratios
| Fund Name | AUM (In Crs.) | NAV | Risk |
|---|---|---|---|
| ICICI Prudential Retireme... | ₹ 1,214 Cr | ₹35.59 | 0.48% | Very High |
| Aditya Birla Sun Life Ret... | ₹ 115 Cr | ₹20.59 | 0.38% | Very High |
| ICICI Prudential Retireme... | ₹ 106 Cr | ₹16.36 | 0.13% | Moderately High risk |
| ICICI Prudential Retireme... | ₹ 82 Cr | ₹18.75 | 0.35% | High |
NAV History - HDFC Retirement Savings Fund
FUND | HDFC Retirement Savings Fund |
|---|---|
| NAV (Jun 24, 2025) | ₹21.56 |
| Class | Hybrid | Conservative Allocation |
| Inception Date | Feb 26, 2016 |
| Fund Manager | Shobhit Mehrotra, Arun Agarwal, Srinivasan Ramamurthy, Dhruv Muchhal, Nandita Menezes |
FUND | HDFC Retirement Savings Fund |
|---|---|
| Initial Price | ₹10 |
| Min. Investment Amount | SIP ₹100 and Lump. ₹5000 |
| Exit Load | 0% within 0 days |
Returns | 1W | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|
| HDFC Retirement Savi... | -0.16% | -0.14% | 3.33% | 3.05% | 6.36% | 10.34% |
About HDFC Asset Management Co Ltd
HDFC Mutual Fund started as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited on December 10, 1999. It has Housing Development Finance Corporation Limited and Standard Life Investments Limited as the sponsors. HDFC Trustee Company Limited is the trustee.
HDFC Asset Management Co Ltd Details
- No. of schemes130
- Total AUM₹415,566.1 Crore
- AddressHDFC Asset Management Company Limited, “HUL House”, 2nd Floor, Mumbai, Maharashtra, 400 020
- Phone+91 22 66316333
Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
6,716 ₹
Investment in Regular Funds are no longer available. Switch to Direct Plan of the same fund for higher returns.
