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HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan
Regular
Growth
3 yr CAGR
+6.57%
Regular
Growth
3 yr CAGR
+6.57%
Fund overview
Net Asset Value
₹17.2323
AUM (Fund size)
140.85 Crore
Lock-in period
5 years
Exit Load
0% in 0 days
Expense ratio
2.29%
Risk
Moderately High
Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
6,482 ₹
Investment in Regular Funds are no longer available. Switch to Direct Plan of the same fund for higher returns.
Top holdings
| Holdings | Weightage |
|---|---|
| 6.67% Govt Stock 2050 | 9.7% |
| Mahindra Rural Housing Finance Limited | 7.09% |
| Tmf Holdings Limited | 6.83% |
| Treps - Tri-Party Repo | 6.66% |
| 6.1% Govt Stock 2031 | 6.54% |
| 6.19% Govt Stock 2034 | 6.44% |
| 7.57% Govt Stock 2033 | 5.37% |
| 8.97% Govt Stock 2030 | 4.26% |
| Indian Railway Finance Corporation Limited | 3.66% |
| 7.5% Govt Stock 2034 | 3.57% |
Calculate returns
Monthly (SIP)
One-Time
₹
yrs
₹4,000 invested monthly becomes ₹0 in a period of 20 years
Top Sectors
Related Funds
| Fund | NAV | 3yr Returns | Risk |
|---|---|---|---|
| 13.67 | 6.43% | Moderate Risk | |
| 17.83 | 7.63% | Moderately High risk | |
| 12.22 | 4.3% | Moderate Risk | |
| 12.34 | 4.29% | Moderately High risk | |
| 13.64 | 9.71% | Moderately High risk | |
| 18.97 | 27.29% | Very High Risk | |
| 13.41 | 15.21% | Very High Risk | |
| 13.54 | 18.29% | Very High Risk | |
| 13.41 | 13.75% | Very High Risk | |
| 15.45 | 22.04% | Very High Risk |
About HDFC Asset Management Company Limited
Managers | Shobhit Mehrotra, Srinivasan Ramamurthy, Priya Ranjan |
Custodians | HDFC Bank Ltd |
Address | HDFC Asset Management Company Limited “HUL House”, 2nd Floor, |
Fax Nos. | +91 22 22821144 |
Telephone Nos. | +91 22 66316333 |
Homepage | www.hdfcfund.com |
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Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
6,482 ₹
Investment in Regular Funds are no longer available. Switch to Direct Plan of the same fund for higher returns.
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Frequently Asked Questions
What are Balanced/Hybrid funds?
Hybrid funds are mutual funds in which the fund manager allocates your money in both equity and debt in a certain ratio. The ratio is decided when the fund is announced and it remains constant throughout.
Who should invest in a Balanced/hybrid fund?
Balanced funds are suitable for a medium-term horizon and are ideal for investors who are looking for a mixture of safety, income and modest capital appreciation
Who should invest in a Balanced/hybrid fund?
Balanced funds are suitable for a medium-term horizon and are ideal for investors who are looking for a mixture of safety, income and modest capital appreciation
What is a lock-in period?
It is the period for which your money will remain locked in the mutual fund. Most mutuals do not have any lock-in period. ELSS, Tax-Savers, come with a lock-in of 3 years which is the lowest compared to other 80C investment options. Lock-in period is calculated from the date of investment. Meaning SIPs will have different lock-in dates
Is KYC necessary for BLACK?
KYC is necessary for all fund houses. If you are investing through BLACK, you need to do your KYC just once. The same KYC will be used for all further investments.
What is a Mandate (Auto-SIP)?
A Mandate is a one-time registration through which you instruct your bank account to deduct a specified amount of money from your account daily towards investing into a SIP portfolio. Once you register for Mandate, you don’t have to follow the payment process every time you invest in the SIP.
