HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan - Regular - Latest NAV [ ₹21.5182 ], Returns, Performance, Portfolio & Returns 2025

HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan

Moderately High Risk

Hybrid

NAV as of Aug 08, 2025

21.52

-0.15%1D Change

Returns since inception

8.42%p.a.

Moderately High Risk

Hybrid

NAV as of Aug 08, 2025

21.52

-0.15%1D Change

Returns since inception

8.42%p.a.

HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan

Moderately High Risk|Hybrid
NAV as of Aug 08, 2025

21.52

-0.15%1D

Returns since inception

8.42%p.a.

Returns calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Returns0
Final Value0
Absolute ReturnNaN%

Fund overview

  • RatingNo Rating
  • Expense ratio2.14%
  • Exit Load0% within 0 days
  • AUM (Fund size)₹162.57 Crore
  • Lock-in period5 years
  • Age9 yrs since Feb 26, 2016
  • Min. investmentSIP ₹100 & Lump. ₹5000
  • RiskModerately High
  • Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
  • Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Fund Distribution

Equity
21.28%
Debt
47.3%
Others
31.42%
Top Holdings
Top Sectors
Holding NameAssets (%)
Treps - Tri-Party Repo11.99%
6.67% Govt Stock 20508.91%
Tata Consultancy Services Ltd6.76%
Mahindra Rural Housing Finance Limited6.33%
Larsen & Toubro Ltd6.17%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
ICICI Prudential Retireme...₹ 1,326 Cr
34.82
| -1.47%
Very High
ICICI Prudential Retireme...₹ 103 Cr
16.42
| -0.03%
Moderately High risk
ICICI Prudential Retireme...₹ 82 Cr
18.74
| -0.41%
High
Aditya Birla Sun Life Ret...₹ 18 Cr
14.35
| 0.00%
Moderate

NAV History - HDFC Retirement Savings Fund

FUND

HDFC Retirement Savings Fund

NAV (Aug 08, 2025)₹21.52
ClassHybrid | Conservative Allocation
Inception DateFeb 26, 2016
Fund ManagerShobhit Mehrotra, Arun Agarwal, Srinivasan Ramamurthy, Dhruv Muchhal, Nandita Menezes

FUND

HDFC Retirement Savings Fund

Initial Price₹10
Min. Investment AmountSIP ₹100 and Lump. ₹5000
Exit Load0% within 0 days

Returns

1W

1M

3M

6M

1Y

3Y

HDFC Retirement Savi...-0.4%-0.83%1.03%3.62%4.41%9.07%

About HDFC Asset Management Co Ltd

HDFC Mutual Fund started as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited on December 10, 1999. It has Housing Development Finance Corporation Limited and Standard Life Investments Limited as the sponsors. HDFC Trustee Company Limited is the trustee.

HDFC Asset Management Co Ltd Details

  • No. of schemes131
  • Total AUM₹415,566.1 Crore
  • AddressHDFC Asset Management Company Limited, “HUL House”, 2nd Floor, Mumbai, Maharashtra, 400 020
  • Phone+91 22 66316333
Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

6,487 ₹
Investment in Regular Funds are no longer available. Switch to Direct Plan of the same fund for higher returns.