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ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth
Direct
Growth
3 yr CAGR
+7.33%
Direct
Growth
3 yr CAGR
+7.33%
Fund overview
Net Asset Value
₹16.1863
AUM (Fund size)
108.55 Crore
Lock-in period
5 years
Exit Load
0% in 0 days
Expense ratio
1.28%
Risk
Moderate
Start your investment
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
40,495,685.5 Crore ₹
Min investment of ₹1,000 required
Top holdings
| Holdings | Weightage |
|---|---|
| 7.1% Govt Stock 2034 | 21.86% |
| 7.53% Govt Stock 2034 | 16.1% |
| 7.34% Govt Stock 2064 | 9.91% |
| Nirma Limited | 6.63% |
| LIC Housing Finance Ltd | 4.89% |
| 7.18% Govt Stock 2033 | 4.88% |
| National Bank For Agriculture And Rural Development | 4.74% |
| Muthoot Finance Limited | 4.74% |
| Godrej Industries Limited | 4.7% |
| Summit Digitel Infrastructure Limited | 4.66% |
Calculate returns
Monthly (SIP)
One-Time
₹
yrs
₹4,000 invested monthly becomes ₹0 in a period of 20 years
Related Funds
| Fund | NAV | 3yr Returns | Risk |
|---|---|---|---|
| 19.52 | 13.13% | Very High Risk | |
| 22.75 | 10.29% | Moderately High risk | |
| 19.28 | 12.7% | Very High Risk | |
| 20.45 | 14.04% | Very High Risk | |
| 15.45 | 9.01% | Moderate Risk | |
| 17.09 | 9.42% | High Risk | |
| 30.47 | 16.65% | Very High Risk | |
| 14.16 | 6.54% | Moderate Risk | |
| 18.00 | 10.39% | Moderately High risk | |
| 19.79 | 13.06% | Very High Risk |
About ICICI Prudential Asset Management Company Limited
ICICI Prudential Mutual Fund was started as a joint venture between ICICI Bank and Prudential Plc of the United Kingdom (UK) in 1993. Prudential Plc is one of the largest companies in the financial services space in the UK. ICICI Prudential Mutual Fund commenced operations after registering with SEBI, Securities and Exchange Board of India which is the capital market regulator in India. ICICI Bank and Prudential Plc are the sponsors of ICICI Prudential Mutual Fund. It has ICICI Prudential Trust Limited as the Trustee.
Managers | Sharmila D’mello, Darshil Dedhia, Rohit Lakhotia |
Custodians | Deutsche Bank AG |
Address | ICICI Prudential Asset Mgmt.Company Limited 3rd Floor, Hallmark Business Plaza, |
Fax Nos. | +91 22 26554165 |
Telephone Nos. | +91 22 26428000 |
Homepage | www.icicipruamc.com |
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Start your investment
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
40,495,685.5 Crore ₹
Min investment of ₹1,000 required
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Frequently Asked Questions
What are Balanced/Hybrid funds?
Hybrid funds are mutual funds in which the fund manager allocates your money in both equity and debt in a certain ratio. The ratio is decided when the fund is announced and it remains constant throughout.
Who should invest in a Balanced/hybrid fund?
Balanced funds are suitable for a medium-term horizon and are ideal for investors who are looking for a mixture of safety, income and modest capital appreciation
Who should invest in a Balanced/hybrid fund?
Balanced funds are suitable for a medium-term horizon and are ideal for investors who are looking for a mixture of safety, income and modest capital appreciation
What is a lock-in period?
It is the period for which your money will remain locked in the mutual fund. Most mutuals do not have any lock-in period. ELSS, Tax-Savers, come with a lock-in of 3 years which is the lowest compared to other 80C investment options. Lock-in period is calculated from the date of investment. Meaning SIPs will have different lock-in dates
Is KYC necessary for BLACK?
KYC is necessary for all fund houses. If you are investing through BLACK, you need to do your KYC just once. The same KYC will be used for all further investments.
What is a Mandate (Auto-SIP)?
A Mandate is a one-time registration through which you instruct your bank account to deduct a specified amount of money from your account daily towards investing into a SIP portfolio. Once you register for Mandate, you don’t have to follow the payment process every time you invest in the SIP.
