
SBI Credit Risk Fund Direct Plan Growth
High Risk
Debt
4 Star
NAV as of Dec 12, 2025
₹50.90
0.01%1D Change
Returns since inception
8.64%p.a.
High Risk
Debt
4 Star
NAV as of Dec 12, 2025
₹50.90
0.01%1D Change
Returns since inception
8.64%p.a.

SBI Credit Risk Fund Direct Plan Growth
High Risk|Debt|4 Star
NAV as of Dec 12, 2025
₹50.90
0.01%1D
Returns since inception
8.64%p.a.
Returns calculator
Investment Type
Monthly SIP
One-Time
₹
yrs
Total investment₹9.6 Lakhs
Returns₹0
Final Value₹0
Absolute ReturnNaN%
Fund overview
- Rating4 Star
- Expense ratio0.89%
- Exit Load0.75% within 1085 days
- AUM (Fund size)₹2,182.37 Crore
- Lock-in periodNo Lock-in
- Age12 yrs since Jan 01, 2013
- Min. investmentSIP ₹1000 & Lump. ₹5000
- RiskHigh
- Tax implicationsShort-term capital gains (STCG) are taxed at applicable slab rates
Fund Distribution
Equity
3.21%
Debt
85.17%
Others
11.62%
Top Holdings
Top Sectors
| Holding Name | Assets (%) |
|---|---|
| 6.92% Govt Stock 2039 | 6.87% |
| Infopark Properties Limited | 4.84% |
| Renew Solar Energy (Jharkhand Five) Private Limited | 4.8% |
| H.G. Infra Engineering Limited | 4.6% |
| Small Industries Development Bank Of India | 4.58% |
Peer Comparison
Overview
Returns
Risk Ratios
| Fund Name | AUM (In Crs.) | NAV | Risk |
|---|---|---|---|
| HSBC Credit Risk Fund Dir... | ₹ 523 Cr | ₹36.00 | 0.02% | Moderately High risk |
| ICICI Prudential Credit R... | ₹ 5,936 Cr | ₹36.60 | 0.06% | Very High |
| Kotak Credit Risk Fund Di... | ₹ 720 Cr | ₹34.52 | 0.10% | Moderately High risk |
| Nippon India Credit Risk ... | ₹ 1,013 Cr | ₹39.96 | 0.01% | Moderately High risk |
NAV History - SBI Credit Risk Fund - Direct Plan - Growth
FUND | SBI Credit Risk Fund - Direct Plan - Growth |
|---|---|
| NAV (Dec 12, 2025) | ₹50.90 |
| Class | Debt | Credit Risk |
| Inception Date | Jan 01, 2013 |
| Fund Manager | Lokesh Mallya |
FUND | SBI Credit Risk Fund - Direct Plan - Growth |
|---|---|
| Initial Price | ₹10 |
| Min. Investment Amount | SIP ₹1000 and Lump. ₹5000 |
| Exit Load | 0.75% within 1085 days |
Returns | 1W | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|
| SBI Credit Risk | -0.02% | 0.37% | 1.8% | 3.47% | 8.72% | 8.81% |
About SBI Funds Management Ltd
SBI Mutual Fund was launched as a joint venture between State Bank of India (SBI) and AMUNDI of France which is an asset management company, way back in 1987. You will find State Bank of India as the sponsor and SBI Mutual Fund Trustee Company Private Limited as the trustee of the SBI Mutual Fund.
SBI Funds Management Ltd Details
- No. of schemes145
- Total AUM₹504,390.41 Crore
- AddressSBI Funds Management Private Limited, 9th Floor, Crescenzo, Mumbai, 400 051
- Phone+91 22 61793000
Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
2.07 Lakhs ₹
Min investment of ₹1,000 required