SBI Long Term Equity Fund Direct Growth - Regular - Latest NAV [ ₹467.515 ], Returns, Performance, Portfolio & Returns 2025

SBI Long Term Equity Fund Direct Growth

Very High Risk

Elss

5 Star

NAV as of Jun 04, 2025

465.84

0.32%1D Change

Returns since inception

16.79%p.a.

Very High Risk

Elss

5 Star

NAV as of Jun 04, 2025

465.84

0.32%1D Change

Returns since inception

16.79%p.a.

SBI Long Term Equity Fund Direct Growth

Very High Risk|Elss|5 Star
NAV as of Jun 04, 2025

465.84

0.32%1D

Returns since inception

16.79%p.a.

  • Save up to Rs 46,800 in taxes every year.
  • Highest returns compared to other 80C investments.
  • Lowest lock-in of 3 years
Tax Saving FDPPFELSS
Average Annualised Returns i
6%8%12%
Tax rates i
30%Not taxable10%*
Returns after tax i
4.2%8.00%10.80%
Current rate of Inflation i
4%4%4%
Real Rate of Return i
0.2%4.00%6.80%
Lock-in Period i
5 years15 years3 years
*Taxable @ 10% over and above Rs 1 lakh.

Returns calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Returns0
Final Value0
Absolute ReturnNaN%

Fund overview

  • Rating5 Star
  • Expense ratio0.94%
  • Exit Load0% within 0 days
  • AUM (Fund size)₹28,506.07 Crore
  • Lock-in period3 years
  • Age12 yrs since Jan 01, 2013
  • Min. investmentSIP ₹500 & Lump. ₹500
  • RiskVery High
  • Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
  • Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Fund Distribution

Equity
90.97%
Debt
0%
Others
9.03%
Top Holdings
Top Sectors
Holding NameAssets (%)
HDFC Bank Ltd9.65%
Treps9.07%
Reliance Industries Ltd5.56%
ICICI Bank Ltd3.71%
ITC Ltd3.2%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
DSP ELSS Tax Saver Fund D...₹ 12,086 Cr
104.46 | 0.83%
Very High
Motilal Oswal ELSS Tax Sa...₹ 4,360 Cr
59.16 | 0.33%
Very High
ICICI Prudential ELSS Tax...₹ 14,121 Cr
1011.91 | 0.33%
Very High
Axis ELSS Tax Saver Fund ...₹ 34,950 Cr
107.07 | 0.50%
Very High

NAV History - SBI Long Term Equity Fund - Direct Plan - Growth

FUND

SBI Long Term Equity Fund - Direct Plan - Growth

NAV (Jun 04, 2025)₹465.84
ClassELSS | ELSS (Tax Savings)
Inception DateJan 01, 2013
Fund ManagerDinesh Balachandran

FUND

SBI Long Term Equity Fund - Direct Plan - Growth

Initial Price₹10
Min. Investment AmountSIP ₹500 and Lump. ₹500
Exit Load0% within 0 days

Returns

1W

1M

3M

6M

1Y

3Y

SBI Long Term Equity-0.39%3.1%11.65%-1.31%6.46%27.69%

About SBI Funds Management Ltd

SBI Mutual Fund was launched as a joint venture between State Bank of India (SBI) and AMUNDI of France which is an asset management company, way back in 1987. You will find State Bank of India as the sponsor and SBI Mutual Fund Trustee Company Private Limited as the trustee of the SBI Mutual Fund.

SBI Funds Management Ltd Details

  • No. of schemes144
  • Total AUM₹504,390.41 Crore
  • AddressSBI Funds Management Private Limited, 9th Floor, Crescenzo, Mumbai, 400 051
  • Phone+91 22 61793000

Pros & Cons

Pro icon

Strong Long-Term Performance

The fund has delivered a 5-year CAGR of approximately 20.25% as of April 2025, outperforming its benchmark (CRISIL Hybrid 35+65 Aggressive Index) and the category average (19.76–20.68%), making it a solid choice for long-term investors.

Pro icon

Diversified Hybrid Portfolio

The fund allocates 70.20–70.94% to equities (47.33% large-cap, 8.32% mid-cap, 5.15% small-cap) and 25.67–28.21% to debt, with top holdings like HDFC Bank (4.3%), ICICI Bank (4.05%), and Bharti Airtel (3.9%), balancing growth and stability across Financials, Technology, and Communication sectors.

Pro icon

Low Expense Ratio

The Direct Plan’s expense ratio is 0.74–0.80%, significantly lower than the Regular Plan (1.39–2.01%) and the category average, enhancing net returns for investors.

Con icon

Moderate Volatility

The fund’s standard deviation of 9.80–10.97 indicates moderate volatility compared to pure equity funds, due to its hybrid nature, but it’s still riskier than conservative hybrid or debt funds.

Con icon

Short-Term Underperformance

The 1-year return ranges from 9.83–14.67% as of April/May 2025, lagging behind the category average (7.47–8.24%) and some peers like Canara Robeco Equity Hybrid Fund, reflecting weaker recent performance.

Con icon

Exit Load Constraint

A 1% exit load applies for redemptions exceeding 10% of the investment within 365 days, limiting short-term flexibility for investors.

Frequently Asked Questions

Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

2.82 Lakhs ₹
Min investment of ₹500 required