SBI PSU Direct Growth
Very High Risk
Equity
1 Star
₹34.45
-1.27%1D Change
12.12%p.a.
Very High Risk
Equity
1 Star
₹34.45
-1.27%1D Change
12.12%p.a.
SBI PSU Direct Growth
₹34.45
-1.27%1D
12.12%p.a.
Returns calculator
Investment Type
Fund overview
- Rating1 Star
- Expense ratio0.81%
- Exit Load0.5% within 30 days
- AUM (Fund size)₹5,258.68 Crore
- Lock-in periodNo Lock-in
- Age12 yrs since Jan 01, 2013
- Min. investmentSIP ₹1000 & Lump. ₹5000
- RiskVery High
- Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year
Fund Distribution
| Holding Name | Assets (%) |
|---|---|
| State Bank of India | 13.25% |
| Bharat Electronics Ltd | 9.93% |
| GAIL (India) Ltd | 9.29% |
| Power Grid Corp Of India Ltd | 8.34% |
| NTPC Ltd | 7.71% |
Peer Comparison
| Fund Name | AUM (In Crs.) | NAV | Risk |
|---|---|---|---|
| DSP Natural Resources & N... | ₹ 750 Cr | ₹69.83 | 1.07% | Very High |
| ICICI Prudential India Op... | ₹ 28,204 Cr | ₹38.33 | -0.42% | Very High |
| ICICI Prudential Exports ... | ₹ 1,396 Cr | ₹177.84 | -0.25% | Very High |
| Aditya Birla Sun Life Spe... | ₹ 777 Cr | ₹25.53 | -0.82% | Very High |
NAV History - SBI PSU Fund - Direct Plan - Growth
FUND | SBI PSU Fund - Direct Plan - Growth |
|---|---|
| NAV (Jun 19, 2025) | ₹34.45 |
| Class | Equity | Equity - Other |
| Inception Date | Jan 01, 2013 |
| Fund Manager | Rohit Shimpi |
FUND | SBI PSU Fund - Direct Plan - Growth |
|---|---|
| Initial Price | ₹10 |
| Min. Investment Amount | SIP ₹1000 and Lump. ₹5000 |
| Exit Load | 0.5% within 30 days |
Returns | 1W | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|
| SBI PSU | -2.85% | 0.57% | 12.3% | 1.33% | -3.63% | 39.21% |
About SBI Funds Management Ltd
SBI Mutual Fund was launched as a joint venture between State Bank of India (SBI) and AMUNDI of France which is an asset management company, way back in 1987. You will find State Bank of India as the sponsor and SBI Mutual Fund Trustee Company Private Limited as the trustee of the SBI Mutual Fund.
SBI Funds Management Ltd Details
- No. of schemes144
- Total AUM₹5,04,390.41 Crore
- AddressSBI Funds Management Private Limited, 9th Floor, Crescenzo, Mumbai, 400 051
- Phone+91 22 61793000
Pros & Cons
Strong Long-Term Performance
The fund has delivered a 5-year CAGR of approximately 32.11% as of May 2025, significantly outperforming its benchmark, the BSE PSU Index, and many peers in the Thematic-PSU category, making it a strong choice for long-term investors.
Focused PSU Portfolio
The fund invests 96.54% in domestic equities, primarily in Public Sector Undertakings (PSUs) across sectors like Energy, Financials, and Capital Goods, offering exposure to stable, government-backed companies with growth potential.
Low Expense Ratio
The Direct Plan has an expense ratio of 0.72% as of September 2024, lower than the category average and the Regular Plan (1.86–1.91%), enhancing net returns for investors.
High Volatility
The fund's standard deviation of 25.10–25.36 indicates high volatility compared to large-cap or diversified equity funds, reflecting the riskier nature of PSU-focused investments.
Recent Underperformance
The 1-year return as of May 2025 is negative at -0.70% to -2.14%, underperforming its benchmark and peers, indicating weaker short-term performance.
Exit Load Constraint
An exit load of 0.50% applies if redeemed within 30 days, which may limit short-term liquidity for investors needing flexibility.
Start your investment
(as per historical returns)
