SBI PSU Direct Growth - Regular - Latest NAV [ ₹35.6603 ], Returns, Performance, Portfolio & Returns 2025

SBI PSU Direct Growth

Very High Risk

Equity

1 Star

NAV as of Jul 02, 2025

35.66

-0.45%1D Change

Returns since inception

12.32%p.a.

Very High Risk

Equity

1 Star

NAV as of Jul 02, 2025

35.66

-0.45%1D Change

Returns since inception

12.32%p.a.

SBI PSU Direct Growth

Very High Risk|Equity|1 Star
NAV as of Jul 02, 2025

35.66

-0.45%1D

Returns since inception

12.32%p.a.

Returns calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Returns0
Final Value0
Absolute ReturnNaN%

Fund overview

  • Rating1 Star
  • Expense ratio0.81%
  • Exit Load0.5% within 30 days
  • AUM (Fund size)₹5,258.68 Crore
  • Lock-in periodNo Lock-in
  • Age12 yrs since Jan 01, 2013
  • Min. investmentSIP ₹1000 & Lump. ₹5000
  • RiskVery High
  • Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
  • Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Fund Distribution

Equity
97.84%
Debt
0%
Others
2.16%
Top Holdings
Top Sectors
Holding NameAssets (%)
State Bank of India13.25%
Bharat Electronics Ltd9.93%
GAIL (India) Ltd9.29%
Power Grid Corp Of India Ltd8.34%
NTPC Ltd7.71%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
DSP Natural Resources & N...₹ 750 Cr
69.83 | 1.07%
Very High
ICICI Prudential India Op...₹ 28,204 Cr
39.31 | -0.03%
Very High
ICICI Prudential Exports ...₹ 1,396 Cr
180.62 | -0.43%
Very High
Kotak Pioneer Fund Direct...₹ 2,807 Cr
34.34 | -0.33%
Very High

NAV History - SBI PSU Fund - Direct Plan - Growth

FUND

SBI PSU Fund - Direct Plan - Growth

NAV (Jul 02, 2025)₹35.66
ClassEquity | Equity - Other
Inception DateJan 01, 2013
Fund ManagerRohit Shimpi

FUND

SBI PSU Fund - Direct Plan - Growth

Initial Price₹10
Min. Investment AmountSIP ₹1000 and Lump. ₹5000
Exit Load0.5% within 30 days

Returns

1W

1M

3M

6M

1Y

3Y

SBI PSU2%2.13%9.33%6.96%-0.1%40.51%

About SBI Funds Management Ltd

SBI Mutual Fund was launched as a joint venture between State Bank of India (SBI) and AMUNDI of France which is an asset management company, way back in 1987. You will find State Bank of India as the sponsor and SBI Mutual Fund Trustee Company Private Limited as the trustee of the SBI Mutual Fund.

SBI Funds Management Ltd Details

  • No. of schemes144
  • Total AUM₹504,390.41 Crore
  • Address9th Floor, Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, Maharashtra, 400 051
  • Phone022 - 61793000

Pros & Cons

Pro icon

Strong Long-Term Performance

The fund has delivered a 5-year CAGR of approximately 32.11% as of May 2025, significantly outperforming its benchmark, the BSE PSU Index, and many peers in the Thematic-PSU category, making it a strong choice for long-term investors.

Pro icon

Focused PSU Portfolio

The fund invests 96.54% in domestic equities, primarily in Public Sector Undertakings (PSUs) across sectors like Energy, Financials, and Capital Goods, offering exposure to stable, government-backed companies with growth potential.

Pro icon

Low Expense Ratio

The Direct Plan has an expense ratio of 0.72% as of September 2024, lower than the category average and the Regular Plan (1.86–1.91%), enhancing net returns for investors.

Con icon

High Volatility

The fund's standard deviation of 25.10–25.36 indicates high volatility compared to large-cap or diversified equity funds, reflecting the riskier nature of PSU-focused investments.

Con icon

Recent Underperformance

The 1-year return as of May 2025 is negative at -0.70% to -2.14%, underperforming its benchmark and peers, indicating weaker short-term performance.

Con icon

Exit Load Constraint

An exit load of 0.50% applies if redeemed within 30 days, which may limit short-term liquidity for investors needing flexibility.

Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

3.53 Lakhs ₹
Min investment of ₹1,000 required