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SBI Short Term Debt Fund Direct Growth

3 yr CAGR




Fund overview


Net Asset Value


AUM (Fund size)

17,299.45 Crore

Lock-in period

No Lock-in

Exit Load

0% in 0 days

Expense ratio




Top holdings

5.63% Govt Stock 20264.3%
8.35% Govt Stock 20224.14%
6.18% Govt Stock 20243.81%
5.22% GOI 20253.54%
Indian Bank2.92%
8.40% Govt Stock 20242.69%
4.26% Govt Stock 20232.31%
Tata Motors Limited2.27%

Calculate returns

Monthly (SIP)
₹4,000 invested monthly becomes 0 in a period of 20 years

About SBI Funds Management Private Limited

SBI Funds Management Pvt Limited is a joint venture between the State Bank of India (SBI) and financial services company Amundi, a European Asset Management company in France. It was launched in 1987.


Rajeev Radhakrishnan


SBI-SG Global Securities Services Private Limited


SBI Funds Management Private Limited 9th Floor, Crescenzo,

Fax Nos.

+91 22 67425687

Telephone Nos.

+91 22 61793000


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About SBI Short Term Debt Fund - Direct Plan - Growth

The fund provides an opportunity for investors to generate regular income by predominantly investing in debt instruments rated not below investment grade and in money market instruments having Macaulay duration between one and three years.

Pros and Cons of SBI Short Term Debt Fund - Direct Plan - Growth

The exit load for the fund scheme is nil. The fund shows average performance when it comes to the consistency in generating returns as well as the immunity of the fund to excessive market fluctuations in terms of returns.

Fund Information and Statistics

i) Inception/Launch Date

The fund scheme was launched on 27 July 2007.

ii) Risk Level

Investors with moderately low risk appetite can invest in this fund scheme.

iii) Redemption

There is no lock-in period for the principal invested in this fund. Also, there is no exit load applicable making it convenient for the investors to redeem the fund units without any additional cost.

iv) Fund Manager

The current Fund Manager for SBI Short Term Debt Fund is Mr Rajeev Radhakrishnan.

v) Entry/Exit Load

Both entry and exit loads for this fund are nil.

About SBI Mutual Fund

The fund house, SBI Mutual Fund, was established on 29 June 1987. The trustee for the fund house is SBI Mutual Fund Trustee Company Private Limited, while the sponsor for the fund house is State Bank of India. The average assets under management for the fund house is Rs.4,21,362.45 crore as of 30 September 2020.

Start your investment
Monthly (SIP)
Estimated value after 3 years

(as per historical returns)

2.04 Lakhs
Min investmentment of ₹500 required

3 easy steps to complete your investment

Complete the entire investment process in just three simple steps and enjoy your returns.

Select the amount to invest

Choose from 200+ mutual funds catered for you

Enter personal details

Complete your KYC and get registered

Pay and your are done!

Checkout and see your money grow

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Frequently Asked Questions

What are debt-funds?

Debt funds is an investment vehicle that mainly invest in fixed income securities like corporate bonds, treasury bills, government securities and other money market instruments.

Who should invest in a debt fund?

Debt funds are ideal for investors who want regular income, but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

What are liquid funds?

Liquid funds is a type of mutual funds which have a very short maturity period, not more than 91 days. The shorter maturity period, makes it almost a risk-free investment.You can get your money out of liquid funds any time without any penalty or cost.

What is a lock-in period?

It is the period for which your money will remain locked in the mutual fund. Most mutuals do not have any lock-in period. ELSS, Tax-Savers, come with a lock-in of 3 years which is the lowest compared to other 80C investment options. Lock-in period is calculated from the date of investment. Meaning SIPs will have different lock-in dates

Is KYC necessary for BLACK?

KYC is necessary for all fund houses. If you are investing through BLACK, you need to do your KYC just once. The same KYC will be used for all further investments.

What is a Mandate (Auto-SIP)?

A Mandate is a one-time registration through which you instruct your bank account to deduct a specified amount of money from your account daily towards investing into a SIP portfolio. Once you register for Mandate, you don’t have to follow the payment process every time you invest in the SIP.