UTI Credit Risk Fund Direct Plan Growth Option - Regular - Latest NAV [ ₹20.3247 ], Returns, Performance, Portfolio & Returns 2026

UTI Credit Risk Fund Direct Plan Growth Option

Moderately High Risk

Debt

3 Star

NAV as of May 22, 2026

20.30

0.07%1D Change

3Y returns

+24.21%

Moderately High Risk

Debt

3 Star

NAV as of May 22, 2026

20.30

0.07%1D Change

3Y returns

+24.21%

UTI Credit Risk Fund Direct Plan Growth Option

Moderately High Risk|Debt|3 Star
NAV as of May 22, 2026

20.30

0.07%1D

3Y returns

+24.21%

Returns calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Returns0
Final Value0
Absolute ReturnNaN%

Fund overview

  • Rating3 Star
  • Expense ratio1.04%
  • Exit Load1% within 365 days
  • AUM (Fund size)₹252.52 Crore
  • Lock-in periodNo Lock-in
  • Age13 yrs since Jan 01, 2013
  • Min. investmentSIP ₹1000 & Lump. ₹5000
  • RiskModerately High
  • Tax implicationsShort-term capital gains (STCG) are taxed at applicable slab rates

Fund Distribution

Equity
0%
Debt
82.21%
Others
17.79%
Top Holdings
Top Sectors
Holding NameAssets (%)
Net Current Assets10.39%
7.1% Govt Stock 20349.34%
Piramal Finance Limited7.04%
Jtpm Metal TRaders Limited6.21%
Vedanta Limited5.98%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
ICICI Prudential Credit R...₹ 5,990 Cr
37.42
| 0.02%
Very High
Nippon India Credit Risk ...₹ 1,343 Cr
41.00
| 0.07%
Moderately High risk
Axis Credit Risk Fund Dir...₹ 355 Cr
25.51
| 0.06%
High
Kotak Credit Risk Fund Di...₹ 761 Cr
35.14
| 0.03%
Moderately High risk

NAV History - UTI Credit Risk Fund - Direct Plan - Growth

FUND

UTI Credit Risk Fund - Direct Plan - Growth

NAV (May 22, 2026)₹20.30
ClassDebt | Credit Risk
Inception DateJan 01, 2013
Fund ManagerAbhishek Sonthalia

FUND

UTI Credit Risk Fund - Direct Plan - Growth

Initial Price₹10
Min. Investment AmountSIP ₹1000 and Lump. ₹5000
Exit Load1% within 365 days

Returns

1W

1M

3M

6M

1Y

3Y

UTI Credit Risk-0.17%-0.07%0.81%2.28%5.64%7.5%

Frequently Asked Questions

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About UTI Asset Management Co Ltd

UTI Mutual Fund was launched after carving out the former Unit Trust of India by repealing the Unit Trust of India Act 1963. UTI was subsequently bifurcated into UTI Mutual Fund and SUUTI. It was registered with SEBI or the Securities and Exchange Board of India on 01 February 2003. UTI has four sponsors namely the State Bank of India (SBI), Life Insurance Corporation of India (LIC), Punjab National Bank and the Bank of Baroda. It counts UTI Trustee Company Private Limited as the trustee.

UTI Asset Management Co Ltd Details

  • No. of schemes122
  • Total AUM₹182,852.67 Crore
  • AddressUTI Asset Management Company Ltd, UTI Towers, Gn Block, Mumbai, 400 051
  • Phone+91 22 66786666
Start your investment
Lumpsum
SIP
Amount
5,000
Duration
1Year
Estimated value after 1 year

(as per historical returns)

₹62,494
Min investment of ₹1,000 required