UTI Credit Risk Fund Direct Plan Growth Option - Regular - Latest NAV [ ₹19.0793 ], Returns, Performance, Portfolio & Returns 2025

UTI Credit Risk Fund Direct Plan Growth Option

Moderately High Risk

Debt

3 Star

NAV as of May 07, 2025

19.10

0.07%1D Change

Returns since inception

5.27%p.a.

Moderately High Risk

Debt

3 Star

NAV as of May 07, 2025

19.10

0.07%1D Change

Returns since inception

5.27%p.a.

UTI Credit Risk Fund Direct Plan Growth Option

Moderately High Risk|Debt|3 Star
NAV as of May 07, 2025

19.10

0.07%1D

Returns since inception

5.27%p.a.

Returns calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Profit0
Final Value0
Absolute returnNaN%

Fund overview

  • Rating3 Star
  • Expense ratio1.21%
  • Exit Load1% within 365 days
  • AUM (Fund size)₹287.65 Crore
  • Lock-in periodNo Lock-in
  • Age12 yrs since Jan 01, 2013
  • Min. investmentSIP ₹1000 & Lump. ₹5000
  • RiskModerately High
  • Tax implicationsShort-term capital gains (STCG) are taxed at applicable slab rates

Fund Distribution

Equity
0%
Debt
82.21%
Others
17.79%
Top Holdings
Top Sectors
Holding NameAssets (%)
7.1% Govt Stock 203411.07%
Net Current Assets10.34%
Piramal Capital & Housing Finance Limited7.78%
Aadhar Housing Finance Ltd.7.03%
Vedanta Limited6.97%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
HSBC Credit Risk Fund Dir...₹ 603 Cr
34.69 | 0.03%
Moderately High risk
ICICI Prudential Credit R...₹ 6,133 Cr
34.62 | 0.09%
High
Nippon India Credit Risk ...₹ 1,008 Cr
38.02 | 0.04%
High
Axis Credit Risk Fund Dir...₹ 362 Cr
23.64 | -0.17%
High

NAV History - UTI Credit Risk Fund - Direct Plan - Growth

FUND

UTI Credit Risk Fund - Direct Plan - Growth

NAV (May 07, 2025)₹19.10
ClassDebt | Credit Risk
Inception DateJan 01, 2013
Fund ManagerSunil Patil

FUND

UTI Credit Risk Fund - Direct Plan - Growth

Initial Price₹10
Min. Investment AmountSIP ₹1000 and Lump. ₹5000
Exit Load1% within 365 days

Returns

1W

1M

3M

6M

1Y

3Y

UTI Credit Risk0.1%0.75%2.46%4.38%9.39%7.87%

About UTI Asset Management Co Ltd

UTI Mutual Fund was launched after carving out the former Unit Trust of India by repealing the Unit Trust of India Act 1963. UTI was subsequently bifurcated into UTI Mutual Fund and SUUTI. It was registered with SEBI or the Securities and Exchange Board of India on 01 February 2003. UTI has four sponsors namely the State Bank of India (SBI), Life Insurance Corporation of India (LIC), Punjab National Bank and the Bank of Baroda. It counts UTI Trustee Company Private Limited as the trustee.

UTI Asset Management Co Ltd Details

  • No. of schemes122
  • Total AUM₹182,852.67 Crore
  • AddressUTI Asset Management Company Ltd, UTI Towers, Gn Block, Mumbai, 400 051
  • Phone+91 22 66786666

Frequently Asked Questions

Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

2.04 Lakhs ₹
Min investment of ₹1,000 required