Bhagyalakshmi Scheme in Karnataka: Amount, How To Apply, Eligibility, Documents Required, Benefits

The Bhagyalakshmi scheme in Karnataka aims to ensure a steady growth in the number of girl children in the state. This program intends to provide financial help to the families of girl children through their parents. 

In India, raising a girl child can lead to significant concerns among economically poor families due to the cost of living and other social barriers. This is an initiative to foster gender equality by promoting the births of female children and their healthy upbringing.

Bhagyalakshmi Scheme for Girl Child in Karnataka

The Karnataka government introduced the Bhagyalakshmi Yojana or scheme as a strategy to increase the population of girl children in the state, especially among below-poverty line (BPL) families. In rural India, there are some major financial concerns associated with the births of girl children among BPL families. 

This scheme has mainly the following objectives to mitigate the concerns:

• To provide financial assistance to families below-poverty line so that they can ensure a comfortable life for their girl children. 
• Encourage families belonging to the BPL category to raise girl children while improving their social and financial conditions.
• Improving the social status of financially weaker families. 

How to Apply for Bhagyalakshmi Scheme in Karnataka?

Here are some steps to follow to apply for Bhagyalakshmi Yojna if you are below-poverty line and have a girl child:

1. Visit the official website of Bhagyalakshmi Yojana Karnataka (http://blakshmi.kar.nic.in:8080/First.jsp) or visit Gram Panchayat office/ Anganwadi Center/ NGOs/Authorised banks/Municipal Corporations. 
2. Download the form from the website or collect it physically from one of the mentioned sources.
3. Fill out the form, including the date of birth and details of the parents. Attach or upload the required documents based on your mode of application. 
4. Submit the form to the concerned person, i.e. district’s Deputy Director of Women and Child Development or the Child Development Project Officer.

Bhagyalakshmi Scheme Eligibility Criteria

To avail Bhagyalakshmi Scheme amount, you need to meet the following eligibility criteria:

• Girl children who are born in families belonging to the below poverty line (BPL) category after March 31, 2006, are eligible for this scheme.
• The girl child must be registered with the scheme within one year of her birth. 
• The Bhagyalakshmi scheme applies to a maximum of two girl siblings within one BPL family. It means if a family has more than two girls, only two of them can get the benefits.
• The child should not be a part of child labour.
• The girl child needs to be vaccinated or immunised via the programme arranged by the Indian health department.
• The child must complete her education to at least 8th grade and should not be married before reaching 18 years.

To check Bhagyalakshmi scheme status online, follow these steps:

1. Visit their official website (http://blakshmi.kar.nic.in:8080/First.jsp)
2. Navigate to the ‘Query Search’ drop-down menu and click on ‘Multi Search’. 
3. Enter the required details of the applicant, including name, date of birth and application ID. 
4. The status of your Bhagyalakshmi scheme application will be displayed on the screen.

Documents Required for Bhagyalakshmi Scheme

Here is the list of documents required for availing Bhagyalakshmi Yojana (scheme): 

• Applicant’s age proof, i.e. certificate of birth of the girl child
• Downloaded or offline form of the Bhagyalakshmi scheme
• Proof of address (of the guardians/parents)
• BPL Card of the parents
• Proof of family income
• Bank account details of the applicant (minor account)

Bhagyalakshmi Scheme Benefits

There are multiple benefits of this scheme that a girl child and her family can enjoy:

• If eligibility criteria are met, the child and her family will receive financial assistance to raise the child.
• The girl child will receive a scholarship between Rs.300 to Rs.1,000 up to the 10th standard.

Here is the scholarship amount offered from standard 1st to 10th:

• She will also receive health insurance coverage of up to Rs.25,000/year.
• By economically helping poor families, this scheme also helps to improve their social status.
• In case of any accident, the parents will receive Rs.1 lakh for the treatment of the girl child and in the case of a natural death of the beneficiary, Rs.42,500 would be paid.
• Upon completion of 18 years of age, the beneficiary will get Rs.34,751 as a lump sum.

Final Word

With the Bhagyalakshmi scheme in Karnataka, the state government expects to promote the empowerment of more female children. This scheme offers economic assistance to families belonging to the BPL category so that they can refrain from making impulsive decisions due to the concerns associated with raising a girl child. This scheme tries to solve an age-old issue in India surrounding the births of girl children.

Frequently Asked Questions

What is Bhagyalakshmi scheme?

Ans. It is a scheme offered by the Karnataka government to empower BPL families with financial support so that they can raise their girl children comfortably. 

Who is eligible for Bhagyalakshmi scheme?

Ans. Two girl children from each BPL family residing in the state of Karnataka and born after 31st March 2006 are eligible for the scheme. They must be registered within one year of their births. Apart from these, there are some additional criteria related to the education, vaccination and marital status of the applicant that must be fulfilled. 

What are the documents required for Bhagyalakshmi scheme?

Ans. The documents required for Bhagyalakshmi scheme include age proof, income proof of the parents, BPL card, address proof and bank details.

Can I apply for Bhagyalakshmi scheme online?

Ans. You can download the form online, but it must be submitted to the concerned authorities offline. You can submit it to the district’s Deputy Director of Women and Child Development or the Child Development Project Officer.

Bhagyalakshmi scheme is implemented in which state?

Ans. The Bhagyalakshmi scheme is applicable in the state of Karnataka.