Indian Bank Timings: Opening Time, Lunch Time, Closing Time & Saturday Timings

By Rucha Khedkar

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Updated on: Apr 2nd, 2025

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3 min read

Indian Bank is one of the top-performing public sector banks in India. It provides its customers with various financial services across the country and overseas. It is crucial to be familiar with Indian Bank timings to avoid delays in your transactions or availing banking services. 

In this guide, we will provide details of the bank’s opening, lunch, and closing hours and information about Saturday schedules.

Indian Bank Opening Time

Indian Bank branches open at 10:00 a.m. from Monday to Friday, as well as on the 1st, 3rd, and 5th Saturdays of the month. The opening timings of Indian Bank are consistent across most branches, making it convenient for you to plan your visit. 

Indian Bank Closing Time

Indian Bank branches close at 4:00 p.m. from Monday to Friday, as well as on the 1st, 3rd, and 5th Saturdays of the month. The Indian Bank closing timings are consistent across most branches. 

Indian Bank Working Days

Indian Bank operates from Monday to Friday and remains open on the 1st, 3rd, and 5th Saturdays of the month. The bank remains closed on Sundays and the 2nd and 4th Saturdays. However, customers can access online banking and digital transaction services 24/7, including on holidays. It is advisable to check with the local branch for any regional variations in working days.

Indian Bank Lunch Time

Indian Bank employees take lunch on a rotational basis, ensuring uninterrupted customer service during the lunch break. Lunch Hours are usually between 1:00 p.m. and 2:00 p.m. Customers can visit the bank during this time to avail of services, as employees are available to assist even during lunch hours.

Indian Bank Working Hours 

Indian Bank operates from 10:00 a.m. to 4:00 p.m., Monday to Friday, and follows the same working hours on the 1st, 3rd, and 5th Saturdays of the month. 

The bank remains closed on Sundays and the 2nd and 4th Saturdays. While branch services are limited to these hours, customers can access online banking, ATMs, and digital transactions 24/7 for seamless banking. It is recommended to check with the specific branch for any variations in working hours due to regional policies or holidays.

Indian Bank Timings on Saturday 

Indian Bank follows a structured schedule on Saturdays. The bank operates from 10:00 a.m. to 4:00 p.m. on the 1st, 3rd, and 5th Saturdays of the month, providing full banking services. However, on the 2nd and 4th Saturdays, the bank remains closed as per RBI guidelines. 

Indian Bank Working Hours for Customer Support

Indian Bank provides dedicated customer support services to assist account holders with queries or complaints.

  • Toll-Free Number: 1800 425 00 000 (available 24/7/365)
  • Missed Call Balance Inquiry: Dial 08108 781085 or 09289 592895
  • Block Digital Transactions: SMS BLOCK to 092310 00001 or 092895 92895
  • Complaint Registration via SMS: Send COMPLAINT to 56677

Customers can also lodge complaints through the CGRS portal. 

IMPS Timings of Indian Bank 

IMPS (Immediate Payment Service) offers an instant, hassle-free way to transfer funds anytime, anywhere. It ensures that customers can make transactions even on holidays and weekends as it is available 24x7. Customers need a Mobile Money Identifier (MMID) and an MPIN to perform transactions.

NEFT Timings of Indian Bank 

NEFT, or National Electronic Funds Transfer, is a seamless way to transfer funds electronically. Indian Bank provides NEFT services during the following hours, ensuring you can complete transactions with ease:

Timings

Days

Holidays

From 8:00 a.m. to 7:00 p.m.

Monday to Friday

2nd and 4th Saturdays, Sundays, and bank holidays

From 8:00 a.m. to 1:00 p.m.

1st, 3rd and 5th Saturdays

RTGS Timings of Indian Bank 

RTGS (Real-Time Gross Settlement) operates 24/7/365 for online transactions. However, branch processing is subject to the following Indian Bank timings:

Day

Timings

Monday to Friday

8:00 AM to 4:30 PM

1st, 3rd, and 5th Saturdays

8:00 AM to 2:00 PM

Transactions initiated after branch hours will be processed in STP mode under 24/7 guidelines.

Final Word

The general working hours, lunch breaks, and Saturday schedules remain consistent across most branches of Indian Bank. Minor variations may exist based on location and branch-specific policies. Additionally, with 24x7 NEFT, RTGS, and IMPS services, customers can conduct transactions at their convenience. To avoid any last-minute hassles, it is always recommended to check the latest branch timings or customer support details through Indian Bank’s official website or by directly contacting the respective branch.

Similar Articles:
1. Bank of Baroda Timings
2. Kotak Mahindra Bank Timings
3. IndusInd Bank Timings
4. PNB Bank Timings
5. Union Bank Timings

Related Articles:
1. Indian Bank Balance Check Number
2. Indian Bank Savings Account
3. How to Find the CIF number of Indian Bank?

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Frequently Asked Questions

When is the Indian Bank lunch?

Indian Bank’s lunch hours are typically from 1:00 p.m. to 2:00 p.m., but the bank remains operational. Employees take lunch in shifts, ensuring uninterrupted service for customers.

What are the Saturday hours for Indian Banks?

Indian Bank operates from 10:00 a.m. to 4:00 p.m. on each month’s 1st, 3rd, and 5th Saturdays. However, it remains closed on the 2nd and 4th Saturdays.

What is the IMPS window of the Indian Bank?

The IMPS (Immediate Payment Service) transaction window is available 24 hours a day, seven days a week, including holidays. Since IMPS is exclusively an online service, these transactions cannot be performed at the bank branch.

Which Saturdays are Indian Banks open?

Indian Bank branches are open on Saturdays, the 1st, 3rd, and 5th of each month. Per the banking schedule, they remain closed on the 2nd and 4th Saturdays.
Indian Bank branches are open on Saturdays, the 1st, 3rd, and 5th of each month. Per the banking schedule, they remain closed on the 2nd and 4th Saturdays.
 

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