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How To Check Indian Bank Balance By SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

By Mayashree Acharya

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Updated on: Feb 3rd, 2025

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4 min read

Indian Bank offers a wide range of banking products and services, such as account balance checks, mini statement checks, the latest transactions, and SMS alerts. You should check your bank account balance from time to time since it helps you track your spending habits and prepare a financial budget for your future expenses.

In this article, we will highlight the Indian Bank balance check number and ways to check the bank account balance.

Indian Bank Balance Enquiry Number

As an Indian Bank customer, you can check your bank account balance in multiple ways. However, one of the most common ways to check the balance is through the bank’s enquiry number. 

The following table showcases the enquiry numbers for different modes of checking your Indian Bank’s account balance:

Service

Enquiry Number

Indian Bank Balance Check Number (Toll-free)

1800-425-00-000

Indian Bank Balance Check Number via SMS

9444394443

Indian Bank Balance Check Number via Missed call

9677633000

Indian Bank Balance Check Number via WhatsApp

8754424242

What are the Different Ways to Check Indian Bank Account Balance?

As an Indian Bank user, you can check your bank account balance using different methods. Here are detailed guides to check your Indian bank balance using different methods.

Through Missed Call Services

If you have registered your mobile number with your Indian Bank account, you are eligible to check your bank balance using the missed call service. To use this service, you can follow the below-mentioned procedure: 

  • Ensure that your mobile number is registered with Indian Bank. 
  • After that, you are required to make a call to the Indian bank balance check missed call number - 9677633000.
  • Disconnect the call in one to two rings, and you will get an SMS stating your account balance details.

Through SMS

If you do not have internet connectivity or an online account with Indian Bank, you can use the SMS facility to know your account balance. To use this facility, you must register your mobile number at your home branch through an SMS banking application form.

After you receive the MPIN and confirmation of your number being registered, you can use the SMS facility by following the below process:

  • Write a text message ‘<BALAVL><space><Account Number><space><MPIN>’.
  • Send this message to 9444394443 from your mobile number registered with your bank account.
  • After that, you will receive an SMS with your bank balance details on your registered mobile number.

Through Net Banking

If you have registered for Indian Bank’s net banking facility, you can get bank account details using its online portal. Here is the process for Indian Bank balance enquiry through net banking:

  • Visit the Indian Bank netbanking portal.
  • Proceed to select ‘Login for Net Banking’.
  • Enter your login ID and password.
  • Once you successfully log in, click the ‘View Account Details’ option.
  • Click the ‘Check Account Balance’ tab and the screen will display the total balance of your account.

Through ATM

You can use the ATM to check your Indian Bank account balance. Here is the process on how to do it:

  • Visit the nearest ATM and insert the card into the machine.
  • Enter the 4-digit ATM PIN.
  • Select the ‘Balance Enquiry’ option from the screen.
  • Check the bank account balance displayed on the screen.
  • The ATM will also print a receipt that will display the balance of the account.

Through WhatsApp

Since most people use WhatsApp nowadays, most banks have WhatsApp banking services. Here is the process to check out your Indian Bank account balance through this facility:

  • Save the WhatsApp number - 8754424242 in your contact list.
  • Send ‘Hi’ to the bank from your registered mobile number on WhatsApp.
  • From the main menu, select ‘Deposit Services’.
  • Next, click ‘Balance Enquiry’. 
  • Your bank balance will be displayed on your WhatsApp chat.

Through Mobile Banking

You can also use IndOASIS, the official banking application of Indian Bank, to check your bank account balance. Here is the process for balance enquiry through this method:

  • Download the mobile application on your phone through the Play Store or the App Store.
  • Access your account with your credentials.
  • Your dashboard will open after verification.
  • Select ‘My Account’ to view the current balance in your bank account.

Through Passbook

Apart from the above ways, one of the most common ways to check your Indian Bank’s account balance is through the bank’s passbook. Indian Bank's passbook tracks daily transactions and balances in customers' accounts. Here is the process to check your bank account balance:

  • Visit the Indian Bank ATM cum passbook update machine. 
  • Insert your passbook into the slot in the right direction for the machine to scan the barcode.
  • The machine will start printing your passbook. Once a page is filled, you can remove the passbook and turn it over to the next page.
  • You must repeat the process till the passbook is fully updated so you can know your final balance.

Through UPI

Apart from the above methods, you can also use the UPI method to make a balance enquiry for your Indian Bank account. Follow the below process:

  • Open any UPI application on your smartphone.
  • Enter the security code to unlock the app.
  • Link the Indian Bank account for which you want to check the balance.
  • Click the ‘Check Account Balance’ option.
  • Enter the UPI PIN.
  • The screen will display your account balance. 

Through USSD Code

If you do not have access to the internet, you can use Indian Bank’s USSD code feature to check your bank account balance. The USSD code to check the Indian Bank balance details is *99*58#. You need to type the code from your registered mobile number and call. You will see your current balance left in your bank account on your mobile screen.

Indian Bank provides multiple hassle-free methods to check your account balance. In addition, you can use the Indian Bank balance check number to check your bank balance through missed calls, SMS, WhatsApp, mobile banking, and more. These varied options ensures that customers can conveniently monitor their bank balance, whether online or offline, making Indian Bank’s services highly accessible and user-friendly.

Interested in checking your balance for other banks?
1. Canara Bank Balance Check Number
2. SBI Balance Check Number
3. Axis Bank Balance Check Number
4. HDFC Balance Check Number
5. Bank of Baroda Balance Check Number
6. Bank of India Balance Check Number
7. Allahabad Bank Balance Enquiry Number

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About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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