PMAY Subsidy Status Check: How to Check PMAY Subsidy Status Online & Offline

The PMAY subsidy status helps applicants track whether their Pradhan Mantri Awas Yojana (PMAY) housing subsidy has been processed or credited. Eligible applicants under PMAY-G (rural) or PMAY-U (urban) can easily perform a PMAY subsidy status check through online and offline methods. The status provides details of disbursed subsidy, home loan credit, and fund transfers to banks.

Overview of PMAY Subsidy Status Check Methods

How To Check PMAY Subsidy Status?

Once you have applied for the Pradhan Mantri Awas Yojana scheme, you can conveniently track the status of your subsidy. You can perform a PMAY subsidy status check online and offline processes with the application number or ID that you would receive at the time of applying for the PMAY scheme.

How To Check PMAY Subsidy Status Online?

The applicants who have applied for PMAY-U can check their subsidy status online by visiting the scheme’s official site. Given below are the steps for a PMAY subsidy status check online:

• Step 1: Visit the Pradhan Mantri Awas Yojana CLAP website.
• Step 2: Click on the ‘CLSS Tracker’ tab.
• Step 3: Enter the Application ID and click ‘Get Status’.
• Step 4: An OTP will be sent to your mobile number. Enter the OTP to check the status of your subsidy.

How To Check PMAY Subsidy Status Offline?

The PMAY-G applicants can track their PMAY subsidy status offline by visiting the Grama Panchayat or Block Panchayat offices. The PMAY-U applicants can perform a PMAY subsidy status check by calling the following toll-free helpline numbers: 

• Ministry of Housing and Urban Affairs - 011 23063285, 011 23060484 
• National Housing Bank (NHB) - 1800 11 3377 and 1800 11 3388
• Housing and Urban Development Corporation (HUDCO) - 1800 11 6163

How To Check If PMAY Subsidy Is Credited To Home Loan Account?

PMAY-G applicants can follow the steps to know if the PMAY subsidy amount is credited to their account:

• Step 1: Download and register on the UMANG app.
• Step 2: Log in to the UMANG app and search for the ‘Pradhan Mantri Awas Yojana’
• Step 3: From the search results, click on the ‘Department’ option and click the ‘Pradhan Mantri Awas Yojana - Gramin’ option. 
• Step 4: Click on ‘Installment Details’ and enter your PMAY-G registration number to check the subsidy details.

If you wish to know the status of your home loan account where your PMAY-U subsidy is supposed to be credited, you can do it by following the below simple steps:

• Step 1: Visit the Pradhan Mantri Awas Yojana - Urban website.
• Step 2: Click on the ‘Search Beneficiary’ option and select ‘Beneficiary Wise Funds Released’.
• Step 3: Enter the mobile number and click ‘Send OTP’.
• Step 4: Enter the OTP and click ‘Search’ to view the subsidy details.

PMAY Subsidy Eligibility

Following are the eligibility criteria that applicants must fulfill to receive the PMAY subsidy:

• The applicant must be a citizen of India.
• The applicant should not have any permanent house in their name or the name of their family members anywhere in India.
• The applicant does not receive any financial help for housing benefits from any other government scheme.
• The applicant should be the head of his family or household and must be within 60 years of age.
• The annual income limits of the beneficiaries should be as follows:

Please note that the eligibility parameters mentioned above are subject to change based on the guidelines of the scheme in specific states or Union Territories in the country. 

Benefits of PMAY Subsidy

There are several benefits to getting the PMAY subsidy. Some of the prominent ones have been listed below:

For PMAY-G (Applicable to the rural population)

• The Central Government provides the applicants with financial assistance of more than Rs. 1 lakh. This is also applicable to the beneficiaries living in plains and hilly regions, including Northeastern and Himalayan states.
• The beneficiaries are also offered employment for 100 days under the Mahatma Gandhi National Rural Employment Guarantee Act, through which applicants can earn up to Rs. 18,000.
• Applicants can build a pucca house of a minimum size of 25 sq.m. with a hygienic cooking space.
• Beneficiaries can also get one LPG connection in their house under the Pradhan Mantri Ujjwala Yojana.
• Beneficiaries are also eligible to get other benefits such as electricity connection, piped drinking water, efficient cooking fuel etc.

For PMAY-U (Applicable to the urban population)

• All the slum dwellers beneficiaries can get up to Rs. 1 lakh under the In-Situ Slum Redevelopment.
• Under the Beneficiary-led Individual House Construction or Enhancement, every EWS household can receive up to Rs. 1.5 lakh of subsidiaries.
• EWS beneficiaries can build a pucca house with a carpet area of up to 30 sq.m. LIG beneficiaries can build up to 60 sq.m. carpet area, MIG-I category beneficiaries can build up to 160 sq.m., and MIG-II category beneficiaries can build up to 200 sq.m.
• Urban migrants or poor from the EWS and LIG categories can receive decent rental houses at affordable prices under a sub-scheme of the PMAY, known as the Affordable Rental Housing Complexes.
• Applicants who wish to receive a home loan to build their houses can get loans at 3% to 6.5% lower interest rates, depending on the loan amount.

PMAY Subsidy Amount

The PMAY subsidy amounts are not the same for all the beneficiaries and vary based on the income of the applicants. The PMAY subsidy amount for different categories of beneficiaries is provided below.

PMAY Subsidy Amount For EWS

The maximum PMAY subsidy amount that Economically Weaker Section (EWS) beneficiaries can receive is Rs. 6 lakh, with an interest subsidy of 6.50%.

PMAY Subsidy Amount For LIG

The maximum PMAY subsidy amount that Lower Income Group (LIG) beneficiaries can receive is Rs. 6 lakh, with an interest subsidy of 6.50%.

PMAY Subsidy Amount For MIG PMAY I

The maximum PMAY subsidy amount that Middle Income Group (MIG) PMAY I beneficiaries can receive is Rs. 9 lakh, with an interest subsidy of 4%.

PMAY Subsidy Amount For MIG PMAY II

The maximum PMAY subsidy amount that Middle Income Group (MIG) PMAY II beneficiaries can receive is Rs. 12 lakh, with an interest subsidy of 3%.

PMAY Subsidy Complaint Email ID & Number

If you have any questions about your PMAY subsidy, you can contact the Pradhan Mantri Awas Yojana’s customer service team.

The landline numbers of the PMAY customer care team are 011 2306 3285 and 011 2306 0484.

You can also mail them at their official mail ID, that is, pmaymis-mhupa@gov.in 

You can easily perform a PMAY subsidy status check online or offline. Make sure to keep your application ID and registered mobile number handy to track your PMAY subsidy status. If any discrepancies arise, reach out to the PMAY helpdesk or your lending institution for support.