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UTI Mutual Funds are managed by UTI Asset Management Company Ltd. (UTI AMC). The AMC was established on November 14, 2002 and started functioning in the investment domain from February 1, 2003. Being one of the leading financial institutions, it is involved in a variety of businesses like mutual funds, international business, retirement solutions, portfolio management services and alternative investment assets. It has displayed resilience to surpass turbulent economic conditions. With the help of a well-diversified portfolio, it uses industry-led best practices to serve the varied needs of investors.
The fund attempts to provide an effective combination of the domain leadership in the capital markets coupled with state-of-the-art technological expertise. Efforts are made to offer investing solution which match the risk-return needs of the clients. Owing to strong research capabilities, the fund is able to pick securities based on robust valuation and risk classification. According to the guidelines, the portfolios are managed actively to deliver superior returns as compared to the benchmark. Portfolio are reviewed and re-balanced periodically to ensure consistency in performance.
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Step 1: Visit cleartax.in
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UTI Equity Funds are moderately high to high risk investments which invest in equity shares of high revenue generating companies. The schemes are designed to meet investors’ long-term goals like wealth creation, retirement planning and income generation. The fund returns are subject to change based on the performance of the underlying equity shares.
|Risk||5 year return (%)||Fund Objective|
UTI Equity Fund
|Moderately High||21.4||The multi-cap scheme aims at investing in stocks of high-quality businesses across the market capitalization. Only those stocks become part of the portfolio which display robust fundamentals, strong growth over the long term and have experienced managements. It is suitable for investors who want to build the core of the portfolio coupled with a disciplined approach to investment.|
UTI MNC Fund
|High||25.24||The thematic scheme invests in equity shares of Multinational Corporations (MNCs) which have strengths in technology, operational and capital allocation efficiencies. The fund looks for companies having low financial leverage and high price leadership capabilities. It is suitable for investors who want exposure to high quality MNCs and are ready to bear short-term fluctuations in fund returns.|
UTI India Lifestyle Fund
|High||17.25||The fund invests primarily in equity shares of companies, across market capitalisation, which operate in the consumer segment. It looks for stocks which have high earnings, growth prospects and strong fundamentals. Investors who want to introduce differentiation in their portfolio may take exposure to this fund.|
UTI Nifty Index Fund
|Moderately High||17.25||Being a low-cost and passively managed fund, it attempts to replicate the underlying index of Nifty 50. The fund manager seeks to.reduce the difference between the fund returns and the underlying index. Investors who want to take equity exposure at a cheaper cost coupled with elimination of firm-related risk may invest in this fund.|
UTI Healthcare Fund
|High||13.04||Being a sectoral fund, it invests in equity shares of companies operating in the pharmaceutical and healthcare services domain. It picks stocks irrespective of the market capitalization and may take concentrated exposure to certain stocks. Investors who want to take benefits of the growing pharma sector and are ready to bear the high risk of investment may try this fund.|
UTI Debt Funds are moderately low to moderate risk investments which invest in fixed income securities like debentures, bonds, treasury bills and other money-market instruments. The schemes are designed to meet investors’ financial goals like preservation of capital, liquidity and income generation. The fund returns may change according to the price movement of underlying debt instruments.
|Risk||3 year return (%)||Fund Objective
UTI Money Market Fund
|Moderately Low||7.31||The fund aims to preserve capital which provides stable returns with low volatility in the short-run. It maintains a well-diversified portfolio of money market securities like treasury bills and certificate of deposit. Investors who want to park surplus funds for the short-term and expect liquid portfolio at the same time may think of investing in this fund.|
UTI Banking & PSU Debt Fund
|Moderate||8.21||The fund seeks to invest in high quality papers of banks and Public Sector Undertakings (PSU) over short to medium-term. It aims to provide accrual income by preserving capital and minimizing interest rate risk. Investors who want to earn returns higher than the traditional fixed-income avenues may invest in this fund.|
UTI Credit Risk Fund
|Moderate||7.76||The fund seeks to provide wealth creation along with reasonable income by investing in short-term high income generating securities. The fund manager actively adjusts the portfolio to effect changes in duration and credit ratings. Investors who want to build a moderately risky debt portfolio over medium-term may invest in this fund.|
UTI Medium Term Fund
|Moderate||7.94||The fund seeks to provide wealth creation along with higher interest income by maintaining a well-diversified portfolio of government securities and debt instruments. Investors who want to build a moderately risky debt portfolio over medium-term may invest in this fund.|
UTI Dynamic Bond Fund
|Moderate||7.94||The fund aims to adjust the portfolio duration as per the changing interest rates for delivering higher performance. The fund manager increases/decreases portfolio duration in a falling/rising interest rate environment respectively. Investors want to maintain a well-diversified liquid portfolio in a dynamic interest rate regime may invest in this fund.|
UTI Hybrid Funds are moderately low to moderately high risk investments which invest in a mix of equity shares and fixed income securities like debentures, bonds, treasury bills and other money-market instruments. The schemes are designed to meet investors’ financial goals like wealth creation and income generation. The fund returns may change according to the price movement of underlying equity and debt instruments.
|Risk||5 year return (%)||Fund Objective
UTI Hybrid Equity Fund
|Moderately High||16.92||The fund invests predominantly in large-caps stocks and debt instruments to earn regular income along with wealth accumulation. The value-oriented approach towards selection of securities may result in a higher portfolio turnover ratio. Investors who want to earn higher returns via a well-diversified portfolio may consider investing in this fund.|
UTI Multi Asset Fund
|Moderately High||10.07||The fund aims to earn higher returns with a limited downside risk with the help of a well-diversified portfolio consisting of equity, debt and gold. The equity portfolio is managed dynamically with a top down approach for large caps and bottom up for mid & small caps. Long-term investors who want to accumulate wealth may invest in this fund.|
UTI Arbitrage Fund
|Moderately Low||6.95||The fund attempts to earn returns by taking advantage of the price differential between the cash and derivative market. The fund manager predominantly invests in stocks and the remaining fund resources are invested in debt and money market instruments. Investors who want to avoid directional exposure and have a medium-term investment horizon may invest in this fund.|
UTI Regular Savings Fund
|Moderately High||11.27||The fund invests in a mix of debt and equity instruments to provide stable income along with wealth creation. Investors who expect regular income from their investments by way of dividends while maintaining a low portfolio risk may go for this fund.|
UTIMF has a team of fund managers who have a sound blend of expertise and experience in their respective domains to identify opportunities and to align portfolios towards maximisation of fund returns.
Mr Tyagi is Executive Vice President & Fund Manager (Equity) at UTI Asset Management Company Ltd. Since the year 2000, he is associated with the fund management and equity research. Currently, he is handling some domestic mutual fund schemes along with advising to a few India dedicated offshore funds. Before being appointed as a fund manager, he was an Assistant Fund Manager in the Offshore Funds division.
Mr. Chopra is the Group President & Head (Fixed Income) at UTI Asset Management Company Ltd. He started his career as a research analyst before moving into the fund management domain. He holds distinguished position on the board of committees of UTI Asset Management Company Ltd., Association of Mutual Funds in India (AMFI) and SEBI.
Mr. Patil is the Executive Vice President & Fund Manager (Debt) at UTI Asset Management Company Ltd. He started working with UTI AMC in October 1989. He holds a rich experience of 28 years in fund management and primary market dealing.
Mr. Srivatsa is the Executive Vice President & Fund Manager (Equity) at UTI Asset Management Company Ltd. In 2002, he joined the fund house in the security research department which covered sectors like Information Technology, capital goods and metals. After becoming the fund manager (offshore), he was assigned additional responsibility of equity component of hybrid funds in 2009. Before joining the fund house, he was a practising Chartered Accountants for 2 years and an audit officer in Madras Cements Ltd.
Mr. Agrawal is the Executive Vice President & Fund Manager (Fixed Income) at UTI Asset Management Company Ltd. He holds multiple educational qualifications to his account including the prestigious CFA Charter from The CFA Institute, USA. Before joining the fund house, he was associated with CARE (Credit Analysis and Research Ltd.), Transparent Value LLC and Tata Asset Management Company Ltd in varied capacities.
|UTI Trsury Adv|
|UTI Dividend Yield|
|UTI Hybrid Equity|
|UTI Regular Savings|
|UTI Long Term Equity|
|UTI Mid Cap|
|UTI Credit Risk|
|UTI Liquid Cash Plan|
|UTI Banking and Financial Services|
|UTI Transportation & Logistics|
|UTI Master Share Unit|
|UTI Core Equity|
|UTI Value Opportunities|
|UTI Ultra Short Term|
|UTI MNC Fund|
|UTI Nifty Index|
|UTI Money Market|
|UTI Multi Asset|
|UTI Equity Savings|
|UTI Nifty ETF|
|UTI Sensex ETF|
|UTI Medium Term|
|UTI India Lifestyle|
|UTI Gold ETF|
|UTI Corporate Bond|
|UTI Dynamic Bond|
|UTI Nifty Next 50 ETF|
|UTI Banking & PSU Debt|
|UTI Short Term Income|