Kotak Mahindra Bank offers personal loans at competitive interest rates starting at just 10.99% per annum. These loans also offer flexible repayment options and quick disbursal, making them ideal for various financial needs. Read on to see how Kotak personal loans can help you manage expenses or consolidate debt with ease.Kotak Bank Personal Loan Interest Rate HighlightsKotak Personal Loan Interest RateFrom 10.99% p.a.Tenure1 to 6 yearsAmountUp to Rs. 35 LakhsProcessing FeesUp to 5% of the loan amount + applicable taxesKYCDigital/ video KYC using an Aadhaar cardKotak Bank Personal Loan Interest Rate 2025Credit Facilities of Personal LoanInterest Rates and Applicable FeesInterest RateFrom 10.99% p.a. onwardsNon-refundable Processing ChargesUp to 5% of the entire loan amount + applicable taxesBounce Charges/ EMI DishonourRs.

Looking for a personal loan with easy repayment options? As of February 2025, ICICI Bank offers personal loans at competitive interest rate, catering to various needs like debt consolidation, weddings, travel, and medical emergencies. Borrowers can avail up to ₹50 lakh with flexible repayment terms. With a seamless application process, minimal documentation, and no collateral required, ICICI Bank ensures quick loan approvals. Continue reading to know more about ICICI Bank’s personal loan options.ICICI Bank Personal Loan Interest Rate HighlightsICICI Bank personal loan interest rate varies between subtypes. Here is a quick overview of ICICI personal loan interest rate:Loan ProductInterest Rate (p.a.)Personal Loan10.60% onwards p.a.Loan AmountUp to Rs 50 lakhProcessing FeeUp to 2% of the loan amountMinimum Monthly Salary ReqiredRs 30,000Repayment TenureUp to 6 yearsTypes of ICICI Bank Personal LoansHere is a detailed overview of the different types of personal loan schemes at ICICI Bank:Flexi Cash: This personal loan scheme offers a personal loan overdraft facility to respective salary account holders of ICICI Bank so they can end up paying for any unexpected needs during times of emergency. The processing fee applicable for this scheme is Rs. 1,999 plus taxes. Pre-Approved Personal Loan SchemeIn this loan scheme, selected ICICI bank customers are chosen and offered instant personal loans with disbursement of loans within 3 seconds. The maximum loan amount applicable in this scheme is Rs.

Personal loans have become an integral part of our financial journey, assisting us with fulfilling all our goals. With different banks providing personal loans at competitive rates, Punjab National Bank stands out as a key player. One of the top government banks in the country, PNB offers personal loans for different purposes and at interest rates starting at 11.15% per annum, thus helping you fulfil your financial goals.PNB Bank Personal Loan Interest Rate HighlightsHere is a list of important information that a person needs to keep in mind related to the PNB personal loan interest rate 2025 before applying for a personal loan at the bank:Feature DetailsPNB Bank personal loan Interest rate (Floating)11.15% p.a. to 16.70% p.a.PNB Bank personal loan Interest rate (Fixed)10.50% p.a. to 17.05% p.a.Maximum Loan AmountUp to 24 times the gross monthly salary is subject to a maximum of Rs.

Canara Bank is a significant public sector bank in India founded in 1906, and its headquarters are in Bengaluru. With competitive interest rates, this bank offers personal loans to its customers, along with all other banking services. However, just like any other personal loan-providing bank, it has some additional charges, like processing fees, documentation fees and more. If you are someone looking for a personal loan at a lower interest rate, Canara Bank can be a wise choice.Canara Bank Personal Loan Interest Rate HighlightsBefore we get into the details about Canara Bank personal loan interest rate 2025, here are a few details to keep in mind when applying for the loan:Feature DetailsCanara Bank Bank personal loan Interest rate (Floating)10.70% p.a. to 15.70% p.a.Canara Bank Bank personal loan Interest rate (Fixed)9.95% p.a. to 15.40% p.a.Maximum Loan Amount (Canara Budget – Prime)A person can get 25 months of their gross salary subject to a maximum of Rs.

With ever-evolving financial needs, choosing the right personal loan can be challenging. One of the key factors to consider is the interest rate offered by your preferred bank. With rates starting at 9.75% per annum, selecting a loan that aligns with your income, credit score, and financial goals ensures a smooth borrowing experience.Top 10 Banks Offering Lowest Personal Loan Interest Rates In 2025Here is the list of the top 10 banks offering the lowest personal loan interest rates in 2025:Popular BanksInterest RateIndian Bank9.75% - 15.25% p.a.Bank of Maharashtra9.75% - 14.55% p.a.State Bank of India10.10% - 15.10% p.a. Central Bank of India10.85% - 12.65% p.a.ICICI Bank10.60% p.a. onwardsCanara Bank9.95% - 15.40% p.a.Indian Overseas Bank10.75% - 14.15% p.a.UCO Bank10.95% - 13.95% p.a.HDFC Bank9.99% p.a. onwardsAxis Bank9.99%  - 22.00% p.a. Punjab National Bank10.50%  - 17.05% p.a. Kotak Mahindra Bank10.99% p.a. onwards Note: Interest rates are as of Sept 2, 2025, and are subject to change without prior notice.Types Of Personal Loan Interest RatesThere are mainly two different types of personal loan interest rates that are discussed below:Fixed Interest Rate: This interest rate includes a constant amount of interest levied by the respective bank on your loan.

One Nation One Election means holding Lok Sabha and State Assembly elections simultaneously across India. The idea is to reduce costs, avoid governance disruptions caused by frequent elections, and streamline the democratic process. First practiced between 1951 and 1967, the model has gained renewed attention with the government exploring its feasibility through expert committees and recent constitutional discussions.Key Highlights:Needs constitutional amendments and cycle alignment across states.Cuts election costs and administrative burden significantly.Ensures uninterrupted governance by reducing Model Code of Conduct delays.One Nation One Election News Former Chief Justice of India Sanjiv Khanna has raised serious constitutional concerns before the Joint Parliamentary Committee reviewing the One Nation One Election Bill (Constitution 129th Amendment). He warned that the proposed legislation grants the Election Commission of India (ECI) “unfettered discretion” under Clause 5 of Article 82A. This allowed it to postpone state assembly polls even when general elections are scheduled which would potentially undermine India’s federal structure. Sanjiv Khanna cautioned that such provisions may violate Article 14 (equality before the law) and lead to indirect imposition of President's Rule, allowing the Union government to effectively control state governments. Similar concerns echo earlier objections raised by other former CJIs like U.U. Lalit, J.S.

In 2025, Maharashtra, the financial and cultural hub of India, will combine modernity and tradition by observing several government holidays. These include religious, state, and national festivals that provide chances for leisure, cultural activities, and family time. To help you plan, this guide provides a list of all Maharashtra's official government holidays for 2025.Upcoming Holidays:Eid-e-Milad will be celebrated on Friday, 5 September 2025.Thursday, 2 October 2025, marks both Vijaya Dashami and Gandhi Jayanti – a nationwide public holiday.Diwali is celebrated on Tuesday and Wednesday, 21 and 22 October 2025.Government Holidays in Maharashtra 2025Date Occasion05 September 2025Eid-e-Milad02 October 2025Vijaya Dashami02 October 2025Mahatma Gandhi Jayanti21 October 2025Diwali22 October 2025Diwali05 November 2025Guru Nanak Jayanti25 December 2025Christmas Day26 January 2025Republic Day19 February 2025Chhatrapati Shivaji Maharaj Jayanti26 February 2025Maha Sivaratri14 March 2025Holi30 March 2025Gudi Padwa31 March 2025Idul Fitr06 April 2025Ram Navami10 April 2025Mahavir Jayanti14 April 2025Dr Ambedkar Jayanti18 April 2025Good Friday01 May 2025Maharashtra Day12 May 2025Buddha Purnima07 June 2025Bakrid / Eid al Adha06 July 2025Muharram15 August 2025Independence Day16 August 2025Parsi New Year27 August 2025Ganesh ChaturthiRelated Articles:Government Holidays Telangana 2025Government Holidays Punjab 2025Government Holidays Karnataka 2025Government Holidays Andhra Pradesh 2025Government Holidays Delhi 2025Government Holidays West Bengal 2025Government Holidays Tamil Nadu 2025Government Holidays UP 2025.

A Tatkal passport is an urgent passport service in India that ensures faster issuance than the normal process. It is available for fresh passports, renewals, and reissues in cases of loss, damage, or theft. The Tatkal passport time for processing is usually 3-5 working days, making it ideal for emergency travel.Key Highlights:Extra Fee: Higher than normal passport charges for urgent delivery. Varies based on the number of pages required and categories.  Application Modes: Online via Passport Seva portal or offline at PSK/DPC.Eligibility Restrictions: Not available in cases like damaged passports, major name change, or deportation history.What is Tatkal Passport?A Tatkal passport is a fast-track passport service designed for citizens who need their passport urgently.

The 8th Pay Commission is eagerly awaited by central government employees and pensioners across India. It is expected to bring a significant salary hike, revised salary slabs, and an updated salary pay matrix. While the official 8th Pay Commission date is yet to be announced, the central government 8th Pay Commission may recommend major reforms aimed at improving employee compensation. What Is 8th Pay Commission?The 8th Pay Commission, announced by the government, will assess the current salary structure of central government employees. Before the 8th Pay Commission, the 7th Pay Commission introduced a structured pay matrix that replaced the previous grade pay system with levels. Over the years, the pay structure of central government employees has evolved significantly.8th Pay Commission Salary CalculatorThe ClearTax 8th Pay Commission calculator estimates the projected salary and pension hike for central government officials based on basic salary, fitment factor, dearness allowance (DA), and HRA classification.

Real-time gross Settlement (RTGS) is a secure and efficient real-time system for high-value fund transfers. While providing quick settlements, banks could impose daily limits on transfers to secure funds and minimize risks associated with such processes. RTGS limits differ based on the bank, account type, or nature of the transaction (i.e., whether online or branch-based).Increasing the RTGS transfer limit is quite simple if your financial requirements exceed the limit. This guide will examine minimum and maximum RTGS limits and how to increase them. What is RTGS Limit?The Real Time Gross Settlement is a fund transfer process operated and managed by the Reserve Bank of India. It allows easy and hassle-free fund transfers from one bank to another quickly.