Aadhaar e-KYC is a secure way to complete your Know Your Customer (KYC) verification using your Aadhaar- linked mobile number. It plays a critical role in supporting digital services, enhancing operational efficiency, and ensuring regulatory adherence across industries. This guide shows how to complete Aadhaar e kyc online, its types and benefits.What Is Aadhaar e-KYC?an e-KYC (Electronic-Know Your Customer) refers to an electronic Know Your Customer, which is a digital process to complete your KYC. Authorised organisations or agents would verify their customers' identities and address them digitally via Aadhaar card authentication.Aadhaar e-KYC is a convenient and paperless documentation process to check the authentication of an individual's identity. This Aadhaar KYC process involves an ID verification round including biometric and demographic details available as per the UIDAI database. These should be the same details as submitted during your Aadhaar registration process.Since these are data that have already been verified by the UIDAI, it saves the time that you would have spent on extensive paperwork and attestations.

The 8th Pay Commission is eagerly awaited by central government employees and pensioners across India. It is expected to bring a significant salary hike, revised salary slabs, and an updated salary pay matrix. While the official 8th Pay Commission date is yet to be announced, the central government 8th Pay Commission may recommend major reforms aimed at improving employee compensation. What Is 8th Pay Commission?The 8th Pay Commission, announced by the government, will assess the current salary structure of central government employees. Before the 8th Pay Commission, the 7th Pay Commission introduced a structured pay matrix that replaced the previous grade pay system with levels. Over the years, the pay structure of central government employees has evolved significantly.8th Pay Commission Salary CalculatorThe ClearTax 8th Pay Commission calculator estimates the projected salary and pension hike for central government officials based on basic salary, fitment factor, dearness allowance (DA), and HRA classification.

HDFC zero balance account opening online is a paperless process that allows you to open a savings account without maintaining a minimum balance. Offered as a Basic Savings Bank Deposit Account (BSBDA), this option provides free banking features, including debit card access, internet banking, and fund transfers. The HDFC online account opening zero balance facility is ideal for individuals seeking convenient banking access without penalties for low balances. Overview of HDFC Zero Balance Account Opening OnlineFeatureDetailsAccount TypesBSBDA (Basic Savings), Salary AccountMinimum Balance RequirementNil (Zero balance)Account Opening ModeOnline via HDFC Bank website or mobile appKYC RequirementAadhaar, PAN, and video KYCOnline AccessNet banking and mobile banking availableWhat is HDFC Bank Zero Balance Account?An HDFC Bank Zero Balance Account, also referred to as a Basic Savings Bank Deposit Account (BSBDA), is a type of savings account that doesn’t require maintaining a minimum balance. This feature eliminates the worry of incurring penalties for a zero balance or dipping below a specified threshold. It is tailored for individuals who seek a hassle-free banking experience, offering simplicity and ease without the need for constant balance monitoring.How to Open an HDFC Zero Balance Account Online?Follow the steps outlined below to perform the HDFC zero balance account opening online process:Visit the official HDFC Bank Account Opening Portal.Choose the Basic Savings Account (BSBDA) or Zero Balance Salary Account option.Enter your Aadhaar number, PAN, and personal details.Upload scanned copies of required documents.Complete online video KYC via your smartphone or webcam.Upon verification (within 2–3 working days), your HDFC zero balance account will be activated.You’ll receive your customer ID and account number via email/SMS.Set up your net banking password to start using the account online.This fully digital process makes HDFC online account opening zero balance service quick and accessible to anyone with valid documents and a smartphone.Types Of HDFC Bank Zero Balance AccountsThe following is a list of different types of HDFC Bank zero balance accounts;Basic Savings Bank Deposit Account (BSBDA)A BSBDA is a type of savings account that does not require maintaining a minimum balance.

The financial and cultural hub of India, Maharashtra, has a wide variety of government holidays that reflect its distinct fusion of modernity and tradition. Maharashtra's 2025 government holidays include religious festivals that are enthusiastically observed throughout the state, as well as national and state-specific events. These holidays offer chances for family get-togethers, cultural festivities, or a well-earned vacation. To assist you in effectively planning your year, this guide provides a list of all Maharashtra's official government holidays for 2025.Government Holidays in Maharashtra 2025Date Occasion15 August 2025Independence Day16 August 2025Parsi New Year27 August 2025Ganesh Chaturthi05 September 2025Eid e Milad02 October 2025Vijaya Dashami02 October 2025Mahatma Gandhi Jayanti21 October 2025Diwali22 October 2025Diwali05 November 2025Guru Nanak Jayanti25 December 2025Christmas Day26 January 2025Republic Day19 February 2025Chhatrapati Shivaji Maharaj Jayanti26 February 2025Maha Sivaratri14 March 2025Holi30 March 2025Gudi Padwa31 March 2025Idul Fitr06 April 2025Ram Navami10 April 2025Mahavir Jayanti14 April 2025Dr Ambedkar Jayanti18 April 2025Good Friday01 May 2025Maharashtra Day12 May 2025Buddha Purnima07 June 2025Bakrid / Eid al Adha06 July 2025MuharramRelated Articles:Government Holidays Telangana 2025Government Holidays Punjab 2025Government Holidays Karnataka 2025Government Holidays Andhra Pradesh 2025Government Holidays Delhi 2025Government Holidays West Bengal 2025Government Holidays Tamil Nadu 2025Government Holidays UP 2025.

In February 2019, the Income Tax Department issued a crucial advisory urging all taxpayers to link their PAN with their bank accounts to facilitate the direct deposit of tax refunds into bank accounts. Knowing how to link PAN with bank account is essential for receiving income tax refunds and conducting high-value transactions securely. Whether it’s a savings or current account, taxpayers can easily link or pre-validate their bank accounts through the e-filing portal. This guide explains all available methods for how to link PAN card with bank account using net banking, a mobile app, or by visiting the branch.MethodModeRequired InfoTime to ProcessNet BankingOnlinePAN, Bank loginInstant to 24 hrsMobile Banking AppOnlinePAN, Bank loginInstant to 24 hrsPhone BankingOfflinePAN, Account detailsUp to 2 daysBranch Visit (KYC Form)OfflinePAN, KYC documents1–3 working daysHow To Link PAN Card With Bank Account Online?There are various ways to link your bank account with PAN card online.Net BankingFollow these steps to link your PAN with your bank account online through Net Banking:Step 1: Navigate to your bank's official website.Step 2: Log in to your Net banking account using your credentials.Step 3: Locate the PAN linking or KYC section on the dashboard.Step 4: Fill the required details from your PAN card.Step 5: Submit your information to complete and confirm the linking process.Bank ApplicationHere's a step-by-step guide to linking your PAN via your bank's mobile app:Step 1: Download your bank’s mobile banking app from the appropriate app store.Step 2: Log in with your mobile banking credentials.Step 3: Search for the PAN linking or KYC option within the app.Step 4: Carefully enter your PAN card details.Step 5: Submit the information and complete any necessary verification steps.How To Link PAN Card With Bank Account Offline?Here are the ways to link your Bank Account with Pan card offline:Phone BankingCall the toll-free customer care number of your bank, which can be found on your bank's passbook, chequebook, pamphlets, or other documents.Navigate through the IVR options and connect with the PAN card customer care executive.Inform the executive about your intention to link your PAN with your account.Provide necessary information such as your account number, address, debit card number, etc., to verify your credentials.Communicate your PAN to the executive and verify that the correct PAN has been recorded.After registration, allow for up to two days for your request to be processed, after which the bank will link your PAN with your bank account.Through Branch VisitHere’s how to link your PAN with your bank account in person at your home branch:Visit your home branch where you maintain your account.Request a PAN Card Update Form, also known as the KYC Form.Accurately fill out all the required fields on the form.Submit the completed form along with a self-attested photocopy of your PAN Card. You may also need to provide a written request to the Branch Manager for updating your PAN details in your account.How to Download Acknowledgement for PAN-Bank Link?Once your PAN has been successfully linked to your bank account, you may want to download or save an acknowledgement for your records. Here's how to do it:Visit your bank's net banking portal or mobile app.Go to the PAN linking section (usually under profile or KYC update).If the linking is successful, you will see a confirmation message or downloadable acknowledgement.Download and save the acknowledgement for future use, especially for ITR filings.Benefits Of Linking PAN Card With Bank AccountPreventing Duplicate Accounts: Linking your PAN to your bank account aids in identifying and preventing duplicate accounts.

The Pradhan Mantri Vishwakarma Scheme offers financial assistance, training, and support to artisans and traditional craftsmen to grow their livelihoods. This article provides details about the Pradhan Mantri Vishwakarma Yojana features, eligibility, benefits, interest rate and online application process.Pradhan Mantri Vishwakarma Scheme DetailsSchemePradhan Mantri Vishwakarma SchemePurposeTo provide support to artisans and craftspeople through grants and trainingEligibilityIndividuals above 18 years who are self-employment in the unorganised sector and engaged in 18 family-based traditional tradesFinancial AssistanceBasic training and advanced training with a stipend of Rs. 500 per day.e-voucher worth up to Rs. 15,000 at the start of basic skill training.Collateral-free loans of up to Rs. 3 lakh in two phases.Rs. 1 per digital transaction up to 100 transactions per monthApplicationCSC through the PM Vishwakarma Scheme official websiteOfficial Websitehttps://pmvishwakarma.gov.in/ Helpline Number18002677777, 17923What is the Pradhan Mantri Vishwakarma Scheme?Launched on September 17, 2023, the PM Vishwakarma Yojana is a Central Sector Scheme designed to offer comprehensive support to artisans and craftspeople working with traditional handicrafts and tools.

As the new financial year commences on April 1, 2025, several regulatory and financial changes are set to take effect, impacting taxpayers, pensioners, and other stakeholders. Announced during the Union Budget 2025 by Finance Minister Nirmala Sitharaman, these updates include revised tax slabs, the introduction of a unified pension scheme, and new UPI regulations. Read on to learn more about these key changes and their implications.New Income Tax SlabsThe new income tax slabs announced during the Union Budget 2025 have come into effect. The new tax regime includes raising the threshold exemption limit from Rs 3 lakh to Rs 4 lakh, along with raising the rebate limit from Rs 7 lakh to Rs 12 lakh. For salaried employees, a standard deduction of rs 75,000 will be applicable, due to which any salary up to Rs 12.5 lakh will now be tax-free under the new tax regime. TDS Relief HikeThe Union Budget 2025 introduced key revisions to the threshold of TDS (Tax Deducted at Source). The TDS threshold on dividend income has increased from ₹5,000 to ₹10,000, allowing equity and mutual fund investors to retain more earnings.The TDS threshold for insurance commission has been raised from ₹15,000 to ₹20,000, offering relief to insurance agents and brokers.For non-senior citizens, the TDS threshold on interest income has been increased from ₹40,000 to ₹50,000, enhancing financial flexibility.All changes will be effective from April 1, 2025.Unified Pension SchemeLaunched in August 2024, the Unified Pension Scheme officially takes effect from April 1, 2025, replacing the old pension system.

In today’s fast-paced world, most travel plans are made unexpectedly, making it essential to have a passport ready. For Indian citizens needing one urgently, the Tatkal Passport scheme offers a faster alternative to the regular process. Whether you’re applying for a new passport, a reissue, or a replacement for a lost or damaged one, Tatkal ensures quicker processing. In this guide, we’ll explore everything you need to know about Tatkal passports—fees, eligibility, application steps, and more—to help you stay ready for your next international trip. What is Tatkal Passport?The Tatkal passport service is a fast-forward option offered by the Indian government for those who need to apply for a passport urgently. This service is intended to assist individuals with emergency travel requirements, such as unforeseen work commitments or medical reasons. This process is significantly faster than the regular passport application procedure, as the passport gets delivered within 1 to three days of completing all verifications.  Tatkal Passport FeesThe Tatkal passport application gives you a fast-forward issuance but requires additional fees, the details of which are given below:  ServiceFees (in Rs.)ValidityPassport PagesFresh passport/reissue with 36 pages (for minors)3,0005 years36 pagesFresh passport/reissue with 36 pages (for adults)3,50010 years (5 years for minors)36 pagesFresh passport/reissue with 60 pages (for adults)4,00010 years60 pagesReplacement of passport (36 pages) due to loss, damage, or theft5,000The remaining validity of the original passport or up to 10 years36 pagesReplacement of passport (60 pages) due to loss, damage, or theft5,500The remaining validity of the original passport or up to 10 years60 pagesReplacement of passport (36 pages) for deletion of ECR or change in particulars3,500Validity of the original passport36 pagesReplacement of passport (60 pages) for deletion of ECR or change in particulars4,000Validity of the original passport60 pagesReplacement of passport (36 pages) for deletion of ECR or change in particulars for minors3,000Validity of the original passport36 pagesTatkal Passport EligibilityAny individual above the age of 18 can apply for a Tatkal passport by providing a minimum of three documents from the list of required documents. For applicants under the age of 18, at least two of the listed documents must be submitted. However, under the Tatkal system, the passport office has the final say on issuance based on urgency and other factors.

Ready to start your global journey? Whether you're applying for a new passport, renewing one, or using the Tatkal service, understanding the applicable passport fees in India is essential. With a fresh passport fee starting at just Rs. 1500, fees vary based on age, service type, and whether it’s a fresh application or renewal. This guide breaks it all down to help you plan smoothly and confidently.What is Passport Fee?A passport fee is the amount charged by the government for processing your passport application. This fee covers services such as document verification, printing, and delivery of the passport.

Planning to travel abroad? Whether it’s for a vacation, work, or something more urgent, a valid passport is your first must-have. While it doesn’t guarantee entry into another country, it’s essential for international travel, and also doubles up as a trusted ID for many other purposes. In this blog, we’ll walk you through the passport renewal process—both online and offline—so you’re all set for your next journey.When Should You Renew Your Passport?The general guideline for passport renewal in India is:Renew your passport at least six months before its expiry date, as this will avoid any last-minute rush or issues, especially if you have upcoming international travel plans.You can apply for renewal even if your passport has expired, but it is better to renew before expiry to ensure seamless travel.The standard validity is 10 years for adults and 5 years for minors.Passport Renewal Process OnlineFollow the steps mentioned below if you want to know how to renew your passport online:Step 1: Visit the official Passport Seva website.Step 2: Click on ‘Existing User? Login’.Step 3: Select "Apply for Fresh Passport/Re-issue of Passport".Step 4: Fill in details like address, spouse’s info, and two local references.Step 5: Click ‘Validate’ and save the form.Step 6: Upload the saved form to auto-fill your application.Step 7: Review all details carefully before submitting.Step 8: Submitted details can't be changed; errors may require starting over.Step 9: Go to ‘View Saved/Submitted Application’ to schedule your appointment.Step 10: Choose a suitable time slot and confirm your appointment at the passport office.Step 11: Once the application process is complete, click on ‘Print Application Receipt’ to obtain a receipt with your application reference number.Making an online payment is mandatory to book an appointment; use net banking, cards, or an offline challan (may take up to 2 days to process).You can visit the passport office at your scheduled time with SMS confirmation; follow the process as per your group number and track the status online using your Passport Login.Passport Renewal Process OfflineThe following are the steps you need to follow to perform the passport renewal process offline:Step 1: Go to the official website of Passport Seva. Step 2: Under the ‘Forms and Affidavits’ section, you will need to download an application form.Step 3: Make sure to print the form double-sided on an A4 sheet.Step 4: Complete the form with accurate details.Step 5: Submit the filled form along with the necessary documents at the District Passport Cell. Alternatively, you can obtain the renewal application form directly from there.Step 6: Once your application, along with the photos and documents, is verified, you will need to pay the fees using a demand draft.After payment, you will receive an ‘Acknowledgement Letter,’ which typically includes a file number that allows you to track the status of your application online.Passport Renewal Fee and ChargesThe following table showcases the passport renewal fees and charges:Sl. No.Service RequiredApplication FeeAdditional Tatkal Fee1Issuance of a new passport or renewal of a passport, including an additional booklet due to the exhaustion of visa pages (36 pages) with a validity of 10 yearsRs.