The Economic Survey is an essential annual report released a day before the Union Budget. It offers a comprehensive analysis of the country’s economic performance. It serves as a key document for policymakers and the public alike, providing valuable insights into the nation’s economic trends, progress, and opportunities. Released on January 31, 2025, for the financial year 2024-25, the survey delves deeper into the current economic landscape, highlighting critical developments and outlining the government's roadmap for the future, making it a crucial reference for understanding the direction India is heading in.Here's the video of Press conference by Chief Economic AdvisorWhat Is An Economic Survey?The Economic Survey is a report the Chief Economic Advisor prepared for the Ministry of Finance detailing India's economic status and performance over the previous year. It captures India's growth curve and examines its progress in various sectors whilst defining the economy's current state and what drives it.

The Union Budget defines capital expenditure (CapEx) as the funds allocated and utilised by the government to develop assets that contribute to a country's economic growth. This includes investments in infrastructure, machinery, healthcare, education, and other essential sectors. Additionally, it covers expenses related to acquiring fixed assets, upgrading or repairing existing assets, repaying loans, and other government investments that yield future profits or dividends. Why is Capital Expenditure Important?Capital expenditures represent long-term investments made toward creating assets that enhance production capabilities and operational efficiency and generate revenue over time. They also raise participation in employment opportunities, strengthen economies, and increase future production capacities. Repayment of loans is also treated as capital payment since it reduces financial liabilities. The capital expenditure in the Union Budget is categorised into estimated expenditure, revised expenditure, provisional expenditure and actual expenditure.

Financial institutions in India continuously innovate fund transfer methods to meet the evolving needs of individuals and businesses. Over time, digital payment modes like UPI, net banking, mobile banking, and NEFT have gained widespread popularity in India. However, RTGS (Real Time Gross Settlement) remains a preferred choice for high-value transactions due to its speed and security.In this blog, we will guide you through the process of carrying out offline RTGS transactions with the Bank of India. Learn how to download, fill out, and submit the Bank of India RTGS form to transfer funds seamlessly through a bank branch.What is the Bank of India RTGS Form?The Bank of India RTGS form is a mandatory document for initiating high-value offline fund transfers via RTGS from a BOI branch. Customers can obtain it at the branch or download it from the bank’s website, fill in the required details, and submit it along with the payment to complete the transaction.How to Download the Bank of India RTGS Form?You can get a physical RTGS form by visiting your nearest bank branch and requesting a remit application form.

Established in 2004, Yes Bank has a reputation for offering cutting-edge digital banking solutions and a wide range of financial services, including retail and corporate banking, wealth management, and investment advisory. Its customer-centric approach and commitment to transparency make it a trusted partner for millions of customers nationwide.Included in its portfolio of services is Retail Trade Group Settlement (RTGS), a fast and secure mechanism for inter-bank transfer of high-value funds. Customers need to fill out the Yes Bank RTGS form, which is available online, to use the service. This guide will discuss how to retrieve the Yes Bank RTGS form and how to fill it out, among other things. What is the Yes Bank RTGS Form?The Yes Bank RTGS Form is required to facilitate high-value fund transfers through the Real-Time Gross Settlement (RTGS) system. It lets you transfer Rs.

In today’s fast-moving world, transferring large amounts of money securely and efficiently has become essential. Kotak Mahindra Bank’s RTGS form is vital for customers to carry out high-value transactions seamlessly. The Real Time Gross Settlement (RTGS) system is the perfect choice for urgent and significant fund transfers, whether for personal needs or business purposes. Understanding how to access and complete the RTGS form correctly can streamline the transaction process and save valuable time. This guide covers everything you need to know about Kotak Mahindra Bank’s RTGS form, including the steps to fill it out and download it and other important information.What is the Kotak Bank RTGS Form?The Kotak Bank RTGS form documents high-value fund transfers through the Real-Time Gross Settlement system.

Bank of Baroda's Real-Time Gross Settlement (RTGS) service is a secure and efficient way to instantly transfer large sums of money between bank accounts across India. Designed for high-value transactions, this facility eliminates the risks of credit or settlement delays, offering customers peace of mind. To use this service, you need to complete the Bank of Baroda RTGS form. In this blog, we’ll guide you through everything you need to know about the RTGS form and how to make the most of this seamless payment facility.What is the BOB RTGS Form?The BOB RTGS form is a document used for high-value fund transfers through the Real-Time Gross Settlement (RTGS) system. It allows immediate and secure transfer of amounts above Rs.

Today, there are a lot of options to transfer funds electronically in India, including IMT (Instant Money Transfer), ECS (Electronic Clearing Services), NEFT (National Electronic Fund Transfer) and UPI (United Payments Interface). However, all of these options have their shortcomings when it comes to bulk fund transfers. That is why Axis Bank, one of the country's largest private banks, offers its customers the RTGS (Real Time Gross Settlement) payment option. This blog will teach you how to carry out transactions using the Axis Bank RTGS form. Learn how to download and fill out this form, as well as the documents required, applicable charges, and more. What is the Axis Bank RTGS Form?Real-time Gross Settlement, or RTGS, is a digital payment system in which funds are transferred between banks on an individual (gross settlement) basis. Transactions are processed and settled individually, as both the payer’s bank and the payee’s bank transfer funds immediately upon receiving instructions. RTGS is an ideal payment method for bulk and time-sensitive transactions.

In today's fast-paced world, transferring large sums of money securely and swiftly has become vital. The SBI RTGS form is essential for State Bank of India customers to initiate high-value transactions. RTGS or Real Time Gross Settlement system is often the best option for high-value, time-sensitive transactions.Whether you are making a personal transfer or conducting any business, understanding how to access and fill out the form properly can save you a lot of time and effort. Hence, in this guide, we will cover everything you need to know about the SBI RTGS form, including how to fill it out, the downloading process, and other essential details.What is the SBI RTGS Form?The SBI RTGS form is a standardized document used to authorise an RTGS transaction. This includes information such respective bank details of the sender and beneficiary, the amount being transferred, and other key information.

HDFC Bank is one of the leading private sector banks in the country, known for its various banking operations. Ensuring the utmost convenience for its customers, the bank promotes the safe and secure transfer of funds across banks through its RTGS transactions service.Thus, if you are an account holder at HDFC Bank, you can opt for RTGS transactions online and offline. Customers need to know the basic requirements to initiate the process, which starts with filling out the HDFC RTGS form.Read this blog till the end to find out more details.What Is HDFC RTGS Form?RTGS, or Real Time Gross Settlement, is one of the most secure systems for electronically transferring funds. Through this system, individuals can opt for continuous funds transfers across different banks in real time.The RTGS system ensures the electronic transfer of funds in real-time, making it an ideal option for high-value funds transactions. However, to initiate RTGS transactions, customers need to fill out the HDFC RTGS form.After you complete the form and provide the required list of documents, the bank will process your application and settle your transaction request instantly.

RTGS stands for Real Time Gross Settlement, one of the crucial banking systems used to transfer funds across different bank accounts. RTGS business transactions need to be undertaken with extreme diligence. RTGS is unique because, unlike other modes, it permits the real-time settlement of transactions and other modes of payments process them in batches.So, if you wish to settle your transactions in real time, ensuring utmost security in the process, you need to learn about the charges associated with RTGS. Read this blog until the end to know more about the RTGS charges.RTGS Charges 2024According to the latest guidelines mandated by the Reserve Bank of India (RBI), all online RTGS transactions made through mobile banking and net banking services are exempt from charges or processing fees.Nevertheless, certain charges are levied on RTGS transactions made through offline modes. These charges may vary depending on the respective bank and the transaction amount, generally ranging from Rs.