The Life Insurance Corporation of India (LIC) Golden Jubilee Scholarship Scheme is designed to support students from the Economically Weaker Section (EWS) in pursuing higher education. This scheme awards scholarships to meritorious EWS students, offering them better opportunities for academic advancement and future employment. Find out more about the Golden Jubilee Scholarship 2025, including eligibility criteria, scholarship amount, last date, and additional details.What Is Golden Jubilee Scholarship?The LIC Golden Jubilee Scholarship Scheme is a unique initiative by the Life Insurance Corporation of India aimed at promoting financial literacy and empowering meritorious students from the Economically Weaker Section (EWS) to pursue higher education across a variety of fields.This scholarship supports students enrolled in government or private colleges and universities across India, as well as those pursuing technical and vocational courses at Industrial Training Institutes (ITIs) or National Council for Vocational Training (NCVT)-affiliated centers. The scheme offers two types of scholarships: a general scholarship and a special scholarship for girl children, providing critical financial assistance to help bridge educational gaps and open doors to future career opportunities.Golden Jubilee Scholarship Scheme EligibilityHere are the eligibility criteria for the scholarships awarded under this scheme: General Scholarship After Class 12th (XII)Candidates must have passed class XII (or its equivalent - regular or vocational) or Diploma with at least 60% marks or equivalent CGPA grade in the academic years 2022-23, 2023-24 or 2024-25Candidates must have taken admission in the academic year 2025-26 to pursue first-year degree courses in the field of medicine, engineering, diploma courses in any field, integrated courses, graduation in any discipline or other equivalent courses, vocational courses through government-recognised institutes/ colleges or Industrial Training Institutes (ITIs) courses. Candidates’ parents or guardians must have an annual income (from all sources) of less than Rs.2,50,000 per annum. However, if a woman (widow, unmarried or single mother) is the sole bread earner of the family, the annual income limit is Rs.4,00,000 per annum instead of Rs.2,50,000. After Class 10th (X)Candidates must have passed the class X exam (or its equivalent) with at least 60% marks or an equivalent CGPA grade in the academic years 2022-23, 2023-24 or 2024-25.Candidates must have taken admission in the academic year 2025-26 to pursue first-year education in vocational or diploma courses through government-recognised colleges/ institutions or Industrial Training Institutes (ITI) courses. Candidates’ parents or guardians must have an annual income (from all sources) of less than Rs.2,50,000 per annum.

HDFC Bank provides the ease of a Zero Balance Savings Account, allowing users to maintain a savings account without any minimum balance requirement.This account is designed to cater to individuals looking for a hassle-free banking experience. With no minimum balance requirement, it makes banking accessible to all, regardless of income or financial situation. In this guide, you’ll find detailed insights into the account's features, the simple process of opening the account, and other key benefits to help you make an informed decision.What Is HDFC Bank Zero Balance Account?An HDFC Bank Zero Balance Account, also referred to as a Basic Savings Bank Deposit Account (BSBDA), is a type of savings account that doesn’t require maintaining a minimum balance. This feature eliminates the worry of incurring penalties for a zero balance or dipping below a specified threshold. It is tailored for individuals who seek a hassle-free banking experience, offering simplicity and ease without the need for constant balance monitoring.How to Open an HDFC Zero Balance Account Online?Follow the steps outlined below to perform the HDFC zero balance account opening online process:Step 1: Visit the official HDFC Bank websiteStep 2: Upload necessary documentsStep 3:  Complete your KYC online via a video call.Step 4: HDFC Bank will verify your details and documents within 2-3 business days.After receiving your customer ID and account number, you can log in to HDFC Bank's net banking portal to create a password and enjoy secure online banking services.Types Of HDFC Bank Zero Balance AccountsThe following is a list of different types of HDFC Bank zero balance accounts;Basic Savings Bank Deposit Account (BSBDA)A BSBDA is a type of savings account that does not require maintaining a minimum balance.

A passport is a vital document for international travel and also serves as official proof of identity and citizenship. In India, the Ministry of External Affairs issues passports through Passport Seva Kendras (PSKs) and Post Office Passport Seva Kendras (POPSKs), offering both online and offline application options for convenience and accessibility. In this blog, we’ll walk you through everything you need to know—from what a passport is to how to apply online and more.Eligibility Criteria to Apply for Passport OnlineTo apply for a passport, meeting the eligibility criteria is a must. Here are the essential criteria you should follow for an online passport application:Indian nationals who are at least eighteen years old can apply for a passportChildren aged between 15 and 18 years can apply for a passport with a 10-year validity periodFor minors aged 18 years, the passport remains valid for 5 years, or until a child reaches 18 years, whichever is firstParents are also eligible for application of good passports until a child turns 18 yearsHow to Apply for Passport Online?Here is a detailed step-by-step guide to follow about how to apply for a passport online:Step 1: Visit the official Passport Seva Kendra website and complete the registration process.Step 2: Next, click on the option "Apply for Fresh Passport/ Re-issue of Passport". Step 3: Fill out the application form online with relevant details and click 'Submit'.Step 4: Return to the homepage and select 'View Saved or Submitted Applications'.Step 5: Click on the "Pay and Schedule Appointment" option from the options provided.Step 6: Book an appointment at your selected Passport Seva Kendra. Then, proceed to make payment either online or offline.Following the above steps, you can complete an online passport application.

ICICI Bank offers Real-Time Gross Settlement (RTGS) services for instant high-value fund transfers across banks in India. It ensures immediate settlement and minimizes credit or settlement risk. To initiate a transaction, you must fill out the ICICI Bank RTGS form. Read on to learn more.What is ICICI Bank RTGS Form?The ICICI RTGS Form is used to initiate high-value fund transfers of ₹2 lakh or more in real time. It requires key details like sender and beneficiary account numbers, IFSC code, amount, contact info, and signature.

With the rising demand for personal loans, the Indian Bank has developed a variety of loans that cater to every potential borrower's needs. With interest rates starting at just 10.85% per annum, applicants can easily fulfil multiple personal requirements by taking out a personal loan. Indian Bank Personal Loan Interest Rate HighlightsThe table below provides a highlight of Indian bank personal loan interest rate 2025:Rate of interest 9.75% p.a. - 15.25% p.a. Loan amount Up to 20 times the monthly gross salary (applicable for salaried applicants)Up to 15 times of pension on a monthly basis (applicable for pensioners only)Tenure of loan Up to 7 years (for salaried individuals)Up to 10 years (for pensioners only)Types Of Indian Bank Personal Loan Interest RateIndian Bank offers different kinds of personal loans as detailed below: Indian Bank Secured Loan For Salaried ClassUnder this scheme, individuals are employed in the government or private salaried sectors to fulfil medical, educational, marriage, family functions, and other home needs, as well as speculative purposes. With this scheme, the applicant is provided 20x the monthly gross salary value. The pay-off tenure of this scheme goes up to 7 years, and the processing fee is 1%.Indian Bank Pension Loan SchemeIndian Bank offers pension loans to pensioners and family pensioners to cover expenses like medical needs, education, or family functions. The loan can be up to 15 times the monthly pension amount, with flexible tenures of up to 10 years. No collateral is required, and processing fees apply for amounts above ₹25,000.Indian Bank Professional LoanIndian Bank offers personal loans to professionals such as doctors, engineers, architects, CAs, designers, and consultants with at least two years of experience and valid qualifications. The loan can be used for personal needs like office setup, renovations, or family expenses (excluding speculative purposes). Eligible applicants must have a minimum annual gross income of ₹7.5 lakhs for the past two years and be regular income tax filers.Features Of Indian Bank Personal LoanHere are some distinguishing characteristics of the Indian Bank personal loan scheme:Competitive Rates of Interest: The bank has an array of interest rates starting at 10.85% per annum. Easy Disbursal of Loan Amount: You can withdraw your loan very easily, as the amount is deposited into the applicant's bank account and thus can be used very easily.Easy Repayment of Loan: Applicants can choose a maximum of 84 EMIs for repayment of loan and tenure, thus allowing easy repayment.Sufficient Loan Amount: The loan amount can be up to 20 times the monthly salary and is meant for emergencies like debt repayment, medical expenses, or weddings.Indian Bank Personal Loan Interest Rate 2025As of April 2025, the personal loan interest rates in India Bank start from 10.85% per annum. However, the actual rate varies based on such factors as loan amount, repayment tenure, and the applicant's credit score.

Offering a wide range of financial services — from business and corporate banking to retail loans, fintech solutions, and wealth management — Yes Bank is a trusted name for both individuals and businesses. If you’re considering a personal loan, this guide will walk you through everything you need to know about Yes Bank Personal Loans, including interest rates, loan options, eligibility criteria, and required documents. Let’s dive in.Yes Bank Personal Loan Interest Rate HighlightsBefore we go into details of the article, here are the highlights of the Yes Bank Personal Loa Interest Rate:Loan AmountRs. 1 lakh - Rs. 40 lakhInterest Rate11.25% - 21.00% p.a.Tenure1 - 5 yearsPrepayment ChargesAllowed if the borrower has paid at least 12 EMIs.20% of the outstanding principal (for EMI repayment between 13 and 24 months)20% of the outstanding principal (for EMI repayment between 25 and 36 months)25% of the outstanding principal (for EMI repayment between 37 and 48 months)25% of the outstanding principal (for EMI repayment exceeding 48 months)Foreclosure ChargesAllowed if the borrower has paid at least 12 EMIs.4% of the outstanding principal (for EMI repayment between 13 and 24 months)3% of the outstanding principal (for EMI repayment between 25 and 36 months)2% of the outstanding principal (for EMI repayment between 37 and 48 months)No charge (for EMI repayment exceeding 48 months)Processing FeesUp to 2.5% of the loan amountTypes of Yes Bank Personal LoansThese are the different types of Yes Bank personal loan schemes available:YES Bank Regular Personal Loan SchemePurpose: YES Bank provides personal loans to help applicants cover various personal expenses, including weddings, vacations, medical emergencies, and home renovations.

Indian Overseas Bank (IOB) offers a wide range of banking and financial services to retail, corporate, and international customers. If you’re considering a personal loan for social, financial, or personal needs, this blog covers everything you need to know — from IOB personal loan interest rates and eligibility to charges, required documents, available schemes, and a handy EMI calculator to help you plan better.IOB Personal Loan Interest Rate HighlightsHere is a table that contains primary information about IOB personal loans, which you should know before taking out a loan:FeaturesDetailsIOB Bank personal loan interest rate (Floating rates)10.75% pa to 14.15% pa (Including all categories and CIBIL score ranges)IOB Bank personal loan interest rate (Fixed rates)14% pa Maximum Loan AmountUp to 20-25 times of an individual’s gross salary subject to a maximum of Rs. 30 lakhs (Including all categories and  CIBIL score ranges) Minimum Loan AmountNo minimum limitMaximum Loan TenureUp to 84 monthsProcessing Fees0.40% of the loan amount up to Rs.5 lakhs.0.50% of the loan amount is more than Rs. 5 lakhs.Employment StatusGovernment employees, Public sector employees, Employees in reputed private sector enterprises or companies and self-employed professionals and businesspersons.Minimum Credit Score680 (A score of 750 and above is appreciated)Minimum Salary for Loan EligibilityRs. 50,000Foreclosure chargesNo foreclosure chargesTypes of Indian Overseas Bank Personal LoansThere are two types of personal loans in IOB Bank.IOB Personal Loan: This type of personal loan is commonly used for financial, social, and personal needs, with loan amounts typically extending up to 20-25 times an individual’s gross salary, subject to a maximum limit of Rs.

Most banks require a minimum balance to be maintained in the savings account. This is not necessarily a bad practice, but many people find it difficult to maintain a minimum balance. Keeping this in mind, AU Small Finance Bank, like other top banks, provides its customers with the comfort of zero-balance accounts. This not only relieves them of the stress of maintaining a particular amount but also makes financial freedom accessible to all, thus making banking easy and inclusive.In this blog, we will explore the significant details related to the AU Small Finance Bank zero balance account, allowing customers to open a savings account even with zero balance.So, read this blog till the end to learn more.What Is a Zero Balance Account In an AU Small Finance Bank?Financial institutions or banks usually require account holders to maintain a minimum balance. This minimum balance can vary from bank to bank; however, it usually ranges from Rs.

Looking for a reliable savings account? Well, search no more. Yes Bank offers excellent financial management solutions through its zero balance savings account. Designed to make banking accessible and hassle-free, these accounts eliminate the burden of maintaining a minimum balance while providing a wide range of digital banking services and transactional benefits. In this article, we will explain how to create a Yes Bank zero balance account along with its benefits and features so it can fit your banking requirements.What is a Zero Balance Account in Yes Bank?A zero balance account in Yes Bank does not require an individual to maintain a mandatory minimum balance, thus negating all kinds of risks, including penalties or charges. Also known as Basic Savings Bank Deposit (BSBD),  it allows account holders great flexibility so that they can manage their finances effectively. Yes Bank provides its zero balance account holders with cutting-edge digital and traditional banking facilities, making it easy to manage finances from anywhere. The following are a few features and benefits that we think you should definitely try out. Account Management: You can manage account summaries, transaction details, access account statements and track fund transfers with ease.Free Fund Transfers: You can use free NEFT payment facilities via internet banking or mobile banking.

As of June 1, 2025, Canara Bank has officially converted all its savings accounts into zero-balance accounts. This means customers would no longer need to maintain a minimum balance to avoid penalties, making banking easier for everyone. For detailed information and to explore the benefits of Canara Bank savings accounts, you can check out the Canara Bank Savings Account page.Banks and financial institutions often feature a minimum balance for customers to keep their accounts active. While maintaining a minimum amount in accounts is a good habit, some people may find it difficult for various reasons. Nevertheless, you can conveniently avoid such tedious situations with a zero balance account at Canara Bank.Through these, you can keep your accounts active without depositing any minimum amount or being penalised for keeping low balances.