Union Bank offers a range of debit cards, including RuPay, Visa, and MasterCard, for easy cash withdrawals, online payments, and shopping. Customers can apply online via internet banking or visit a branch for offline application. Read on to explore how to apply for a Union Bank debit card and key details to keep in mind.Eligibility Criteria For Union Bank Debit CardFulfilling the eligibility criteria is necessary for the Union Bank of India debit card application. Check:Applicants must have an active current or savings account with the Union Bank of IndiaApplicants must complete the Know Your Customer (KYC) process that involves providing valid proof of address and identityIndividuals aged 18 and above can apply for a debit card. Depending on the type of account, minors can also receive debit cards with parental consent.How To Apply For Union Bank ATM Card?Follow the below steps you should apply for availing an ATM card in Union Bank of India:Online application for Union Bank ATM cardStep 1: On the bank’s official website,  search for the “Apply for debit card” section.Step 2: Provide all relevant account details along with the personal information. Step 3: Once you provide all relevant details, the bank undergoes verification of those details.Step 4: Upon approval, the bank dispatches the ATM card to your registered address.Offline application for Union Bank ATM cardFollow the below steps to apply for a Union Bank debit card offline:Step 1: Visit your nearest Union Bank branch and request for a debit card application form.Step 2: Fill the form with relevant personal and account details, along with all necessary documents.Step 3: Bank officials will go through your account details and provide documents for verification.Step 4: Upon successful verification, the bank will process your application, and the debit card will be sent to your registered email address.Apply for Union Bank Debit card using written requestApplying for a Union Bank debit card using a written request includes a formal communication to the bank, the detailed process for which is given below: Approach the branch manager of your Union Bank branch directly.Step 1: Visit your branch manager and state your request for debit card issuanceStep 2: Share relevant details, including your full name, contact number and current address along with your choice of debit card as well as the reason for issuance.Step 3: Go to the Union Bank branch and then submit the written request to the bank's official.Step 4: Carry out the identification process and other address documents, as the bank might require verification.Step 5: The bank further reviews your request and undergoes verification of your account details.Step 6: The debit card will be issued and sent to your registered email address upon approval.The most convenient thing you could do to access your money anytime is to acquire a Union Bank debit card.

Canara Bank offers a range of debit cards to suit different customer needs, from premium users to students. With these cards, you can shop online, dine out, enjoy insurance benefits, book flights, and more. Read on to discover the latest Canara Bank debit card charges for 2025.Canara Bank Debit Card Annual Charges In the table below, you can verify the debit card annual charges for Canara Bank across different card types:Debit Card CategoryVariant NameAnnual FeeClassic/ Standard Debit CardRuPay ClassicRs. 200Mastercard StandardVISA ClassicPlatinum Debit CardRuPay PlatinumRs. 500Mastercard PlatinumVISA PlatinumSelect/ World Debit CardRuPay SelectRs.

Bank of Baroda debit cards offer seamless transactions at online shopping sites, merchant outlets, and ATMs across India. Cardholders may notice charges labelled as ‘DCARDFEE’ or ‘Debit Card Fee’ in SMS alerts, which help customers get notified when these charges are issued.  In this blog, we’ll cover the annual charges and other important fees associated with BOB debit cards.Bank Of Baroda Annual Debit Card ChargesDepending on your BOB debit card type, the bank may levy a nominal annual fee. The four primary types of debit cards offered by BOB are as follows:Bank of Baroda RuPay Classic Debit CardBank of Baroda RuPay Platinum DI Debit CardBank of Baroda RuPay Qsparc NCMC Debit CardBank of Baroda RuPay Select DI Debit CardThe annual debit card charges in Bank of Baroda for each of the above cards have been set at Rs. 100. This fee is waived for the first year, but after that, it will automatically be debited from the linked savings or current bank account.BOB also offers the World Agniveer debit card for Agnipath scheme recruits, with no annual fee for those maintaining a salary account with the bank.BOB Debit Card Withdrawal ChargesFee TypeAmountCash withdrawals above the monthly free limit at other bank ATMs₹21 per transactionBalance enquiry above free limits at other bank ATMs₹11 per transactionBranch cash withdrawals (after five free transactions) for RuPay Platinum Debit Card₹150 per transactionATM withdrawals with RuPay Platinum Debit CardFree (no charges)Bank Of Baroda International Debit Card ChargesThe following charges associated with Bank of Baroda international debit cards are listed below:Type of Card FeeAmount Card issuance feeRs.

Punjab National Bank (PNB) offers a range of debit cards tailored to meet the diverse needs of its customers. Each card comes with its own set of charges and fees, making it essential to understand these costs for better account management. To help you navigate your banking transactions more wisely, here’s a detailed look at the applicable PNB debit card charges across various scenarios.PNB Debit Charges Per YearHere is an overview of the PNB debit card annual charges that you need to know about:Debit Card VariantAnnual ChargesRupay NCMC ClassicRs. 150Master Classic Rs. 150VISA Classic Rs.

If you use an ICICI Bank debit card, it's essential to understand the various charges that may apply — from withdrawal fees to decline charges, both in India and abroad. Knowing these details can help you manage your expenditures and avoid unexpected costs. In this blog, we’ll break down ICICI Bank debit card charges, including annual withdrawal limits, decline fees, and other important details.ICICI Bank Debit Card ChargesICICI Bank offers various debit cards with different charges — here are some of the common fees to know.Type of Fees   AmountRenewal/Annual Fee Varies According to the Type of CardReplacement Charges  Rs. 200+GSTBalance Enquiry Charges (Outside India) Rs. 25+GSTForeign Currency Transaction Charges 3.5% Markup FeeReward Redemption Fee Rs.

If you’re considering a personal loan, Bandhan Bank offers competitive interest rates starting at just 12.15% per annum. While the bank provides attractive loan features, it’s important to be aware of the additional charges and factors that can influence your overall borrowing cost. In this blog, we’ll walk you through everything you need to know about Bandhan Bank personal loans. Bandhan Bank Personal Loan Interest Rate HighlightsHere is a table with some primary information about Bandhan Bank personal loans:Feature DetailsBandhan Bank Bank personal loan Interest rate (For salaried employees)Starting from 12.15% p.a (when loan tenure is up to three years)9.47% p.a (When loan tenure is more than three years)Bandhan Bank Bank personal loan Interest rate (For self-employed professionals or businesspersons)Starting from 12.55% p.a (When loan tenure is up to three years)10.10% p.a  (When loan tenure is more than three years)Maximum Loan AmountUp to Rs. 25 lakhsMinimum Loan AmountRs. 50,000Maximum Loan TenureUp to five yearsProcessing FeesUp to 3% of the loan amount + GSTEmployment StatusSalaried employees and self-employed professionals and businesspersonsCredit ScoreHaving a CIBIL score of 750 will help with a low Bandhan Bank personal loan interest rate.Foreclosure charges4% of the remaining principal if paid within the first 12 months.2.5% of the remaining amount if paid after the first 12 months.No foreclosure charges for loan amounts more than Rs.

The most awaited 8th Pay Commission is the process for salary structure revision for government employees and pensioners. Expectations soar high around recommendations for salary hikes, allowances, and pension benefits. While there has been no concrete announcement, ongoing speculation suggests that the next revision might consider significant changes such as the minimum pay and fitment factor among others.Key Highlights Of 8th Pay CommissionFeaturesDetails Purpose To revise the salaries and allowances of employees and pensioners of central government.Establishment date16th January, 2025Expected date of implementation1st January, 2026BeneficiariesAbout 50 lakh central government employees and 65 lakh pensionersKey Factors Review of current pay structureAdjustment of allowancesPension revisionsChange in fitment factorProjected Fitment FactorBetween 2.6 and 2.86Dearness AllowanceResettinh to zero upon implementationWhat Is 8th Pay Commission?The 8th Pay Commission, announced by the government, will assess the current salary structure of central government employees. Like the previous two pay commissions, the new pay panel is anticipated to suggest changes to increase the present pay structure.Over the years, the pay structure of central government employees has evolved significantly. Before the 8th Pay Commission, the 7th Pay Commission introduced a structured pay matrix that replaced the previous grade pay system with levels.

Union Bank of India, one of India's top public sector banks, provides a comprehensive array of personal loans tailored to suit your everyday requirements. With interest rates as low as 11.10%, Union Bank simplifies and makes borrowing beyond easy. In this blog, we will walk you through their personal loan interest rates, eligibility, documents needed, and more so that you can make an informed decision.Union Bank Personal Loan Interest Rate HighlightsFollow this table to get an overview of Union Bank's Personal Loan Rate highlights:Union Bank of India Personal Loan HighlightsDetailsLoan TenureUp to 5 years (repayment co-terminus with retirement)Loan Tenure (For Women)Up to 7 yearsLoan AmountUp to Rs. 15 lakhLoan Amount (For Women)Up to Rs. 50 lakhInterest Rate11.10% - 15.20% p.a.Processing FeesUp to 1% of the loan amount (Maximum Rs.

Kotak Mahindra Bank offers personal loans at competitive interest rates starting at just 10.99% per annum. These loans also offer flexible repayment options and quick disbursal, making them ideal for various financial needs. Read on to see how Kotak personal loans can help you manage expenses or consolidate debt with ease. Kotak Bank Personal Loan Interest Rate HighlightsKotak Personal Loan Interest RateFrom 10.99% p.a.Tenure1 to 6 yearsAmountUp to Rs. 35 LakhsProcessing FeesUp to 5% of the loan amount + applicable taxesKYCDigital/ video KYC using an Aadhaar cardKotak Bank Personal Loan Interest Rate 2025Credit Facilities of Personal LoanInterest Rates and Applicable FeesInterest RateFrom 10.99% to 16.99% p.a.Non-refundable Processing ChargesUp to 5% of the entire loan amount + applicable taxesBounce Charges/ EMI DishonourRs. 750 + applicable taxesRepayment Mode Swap Charges (charges for change in repayment mode or EMI date)Rs.

Looking for a personal loan in 2025? IDFC Bank offers competitive rates starting at 10.99% per annum, with flexible EMIs and an easy digital process. A strong credit score can get you even better rates, making repayment smoother. In this blog, we’ll cover everything you need to know about IDFC personal loans to help you choose wisely.IDFC Bank Personal Loan Interest Rate HighlightsThe table below displays the IDFC Bank personal loan interest rates, the desired loan amount, tenure options, and the loan amount offered. Let's explore them in detail below:ParticularsSalariedSelf EmployedRates of InterestStarts from 10.99% p.a.Starts from 10.99% p.a.Loan Tenure12 to 60 months12 to 60 monthsLoan AmountUp to Rs. 10,00,000Up to Rs.